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Tenant/Landlord dispute
Hi all My question concerns moving into a flat and what condition I should expect it to be in. If, for example, the central heating/hot water boiler will not fire up, displays an error number, should the landlord fix this problem before the flat can be classed as 'fit for purpose' ? In other words, can the landlord start…
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Help To Buy - Equity loan Mortgage limitations
Hi All, I've spoken to some advisors and someone from Money advice service today but no one can seem to answer my question. Can you select any mortgage product if using the equity loan from the government or are you restricted to certain lenders / products? If there is a restriction is there a place to search to find out…
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Estate agent keeps leaving lights on
We're coming to the end of our tenancy and naturally the estate agents want to do viewings for the landlord. They've done at least 10 with our permission but recently they have been leaving the lights on and they've been on all day and we have to foot the bill for the electricity. I ignored it on the first occasion. They…
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Buyer wants to see our old survey
We're selling our 1930's semi and I got a call last week from our estate agent saying the buyers want to see the survey we had done on the house when we bought it seven years ago. I'm not sure how I feel about this and don't really know how to answer.
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Leaking roof found after purchase
Hi guys, I was hoping you'd able to advise me on the difficult situation I'm in. I bought my 2 bed ground floor flat (period conversion) in West London 3 weeks ago and I wanted to a complete refurbishment. We started renovations this week. Yesterday evening my builder gave me some bad news - When they stripped out the…
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Solicitors
Can anyone tell me the standard practice of a solicitor please. She has had my deposit for 2 weeks, the mortgage is ready and waiting, she submitted the searches 3 weeks ago and they've come back fine and she has received all the documents from the other side on Tuesday. She has said this morning she is looking for…
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Replacement combi boiler size
Hi guys, I've recent bought a 2 bed ground floor flat. I've started renovations on it this week. I'm getting the old water tank and boiler replaced with a combi boiler and also getting radiator and pipes replaced. The total area of my flat is 62 SQM and it has 6 radiators in total (1 in each bed room, 2 in the living room,…
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New tenancy agreement
Hi everyone, We changed flats this week and one of the conditions in our offer for a new flat was that the landlord will do a full repainting of walls and ceilings in a new flat. This was specified in our offer , which the landlord accepted, and in our tenancy agreement, which landlord has signed. There is a clause that…
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How much do you spend on rent?
Curious as to how much people spend on rent and particularly people who rent/pay the rent alone? Does the old adage of one third of your net income stand true? Is it acceptable to pay more for the "perfect" place? I'm looking to move and have an ongoing dilemma about how much I'm prepared to spend on rent :(
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End of tenancy inventory checkout
I have moved out of a rented property today and there was an inventory checkout in the morning. Neither the landlord nor the agency (which is acting on his behalf) attended, but they sent an "independent" company to do the checkout. This company has been hired and paid for by the agency and apparently they do a lot of…
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Log Cabin Planning Permission
I have sold my house and am looking to buy an alternative house. I am looking for a rural property with an independent annexe for my elderly parents. In the viewing process, I have been to see one house that has a "log cabin" within the garden. Inside it is fantastic, and to all intents and purposes, an additional house.…
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Exchanging contracts 4 months before completion?
Hi, I'm hoping someone can help me. I'm in the process of purchasing a property....the owners of which have part exchanged on a new build. My offer was only accepted under certain conditions, one of which was that I had to be able to complete by the end of Nov. No problem for me! Everything is all up to date, searches done…
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Tie-in and notice period in estate agency contract?
Hi, I am in the process of marketing my home, and awaiting the estate agency contract. I have read that tie-in and notice periods need to be carefully considered before signing. What sort of tie-in and notice periods are common/desirable? I had in my mind 4 week tie-in with a 2 week notice period - but its the first time…
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Removals - should I pay for insurance?
Hello - we're moving house soon and, although it's the third time I've bought/sold, it'll be the first time I've used a removal firm. My preferred firm wants to do the job over two days due to access into/out of my property, meaning the van will be half loaded overnight. I've got concerns about if the van gets broken into…
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Siblings selling a house
A friend of mine was left a house in a will to be shared jointly between her and her brother. They have fallen out and are now playing solicitor ping pong. They have agreed a price for it to be advertised at by the estate agent but one solicitor has tried to add some caveats - the main one being that a price of 10% lower…
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My messy bank account situation - bad for mortgage application?
Hi everyone I'm hoping to buy in the next 6 months, and preparing for a mortgage interview. Aside from all the horror stories I've heard, I'm a bit worried about how they will assess my spending. Not because I'm spending more than I earn or anything, but because I split my monthly financial activity across a number of…
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Homeowner remortgaging and renting... I have no idea what I'm doing!!
Hi, Last year I managed to pay off my mortgage just before my 39th birthday and the start of this year my girlfriend moved in with me and is now renting her flat which comfortably pays her mortgage and leaves a little left over. I had it valued in 2010 at between £220-230k so my house in Farnborough is worth, at a guess…
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Shoudl i inform LL that her letting agency didn't protect deposit correctly?
Hi everyone, Recently moved out of my rental home, letting agency were a pain in the a*s trying to make deductions, but after a 7 page document I prepared with photographic evidence, emails etc. as supporting documents it looks like I will be getting full deposit back. I discovered during this process that the letting…
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Has anyone sold up and moved in with family?
I'm considering selling my flat and moving in with family until we find a house we like. Then we would have no chain so would be in a better position for making offers and being able to move quick. Are there any problems I should be aware of? How long were you there for?? I'm a bit worried about stepping off the property…
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Unregistered Land ownership dead-end
Hi all, I am hoping that someone will be able to offer some advise as to how to find out who owns a plot of unregistered land adjacent to my property. I have come to a dead-end having investigated all possible sources (to my mind) including the Land Registry, local council, National Grid and the local pub landlord across…
