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Buy to let/ consent to let
Hi I have a query I hope someone will know the answer to. I have been letting a property to a tenant for a few years but the property is not on a buy to let mortgage because I thought that you only needed a buy to let if you had more than one mortgage. I have always rented through the recession but now I'm trying to buy a…
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Is this normal?
Hi everyone. Me and my partner are in the process of looking for our first house to buy. We are first time buyers (extremely flexible with regards to moving dates, chain free etc.) We went to an open day Saturday just gone. We were there for around 30 minutes during which time we saw possibly 10-12 other couples/families…
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Regulation for under 16 help please.
Hello. I'm currently looking for some advise as i find my council are trying it on about bill what i've never heard of. I was 15 when i get put into an emergency council house when i was pregnant and had my first child. As far as i remember i wasn't a sole tenant as i was under aged. So my Dad was for the first year. Sadly…
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Tenent: Arbitration
Property took on rent using letting agency. After many months when I have asked how I can get the deposit back. Agency advised me to put a request on DPS and that I have to pay couple of hundred pounds for rubbish removal. Rubbish bins were all tidied up when I left, and they could be last thing I will think to take…
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Halifax mortgage application
Hi, Me and my wife have had a DIP from halifax, we have found a property and the offer accepted. we put in the full application to halifax on 16th oct. Today 19th october a valuation for the new property was booked by halifax for 26th oct and also the fee taken from my account. Does this mean all credit checks have been…
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Estate Agent doesn't like our surveyor
We contacted a chartered surveyor who we know (a family friend) to conduct a survey on a property we've had an offer accepted on. The estate agent just called me after the surveyor called to book and the agent was concerned because they've never had a sale go through when this surveyor has been used. I reassured him we are…
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Valuer put full mortgage on retention
Hi. Can anyone advise. My husband and I found a house we love. However it was under offer. The sale fell through and we stepped in. We asked the vendors why the sale had fell through and they said the trustees didn't want to go ahead as there was evidence of Japanese knotweed beyond the property boundary. It has been…
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Solicitors can't find indemnity
When we bought our house the sellers took out an indemnity policy because they didn't have planning permission etc. for the conservatory. Now we are selling, our buyers naturally want this. I have contacted our original conveyancer who says it's held by the seller's solicitor but the seller's solicitor says it was sent to…
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Buying a flat with 90 years lease - What to look for?
Hello, I'm looking for a flat to buy in London and I'm not really familiar with the leasehold concept. (No such thing on the continent...) I've found a place I like with a 90 years lease. I've read that this can be extended after 2 years, but: - Is this a given, or should I look at some please conditions that would prevent…
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Landlord and tenant dispute
I'm posting on behalf of a friend who has a flat that she rents out that's above her own house. It has three rooms (and a separate kitchen) and she rents out two, and keeps the other for when her daughter visits. My friend would now like her tenants to move out as she feels they may have prevented her from using her…
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Search Pack Charge
I have received a quotation through the seller's estate agent for conveyancing. Included is £240.00 for local search, water and drainage (land registry bankruptcy and mining are separate). Also included is £90.00 for SDLT. Property is going to best and final offers this Friday. The conveyancer will receive a sum of £225.00…
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Are vendors obliged to pass all repossession offers to banks?
Hi there, I am in the process of trying to buy a repossession, but am currently struggling to agree a price with the vendor. The vendor is an intermediary between the bank and the estate agent. I have offered £440k, and the bank have previously accepted an offer at £450k. The vendor is telling me that they bank won't…
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Solicitors making odd requests?
It's safe to say I've had an absolute NIGHTMARE experience with my solicitors when buying my first house - finally we have reached an exchange position but now they have requested screenshots of my bank statement before I transferred funds and then again after instead of just looking and seeing the money is there before…
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Coloured Title Deeds. Help!
Hi, I am after a bit of advice please. We are currently 5 months (!!) down the line with trying to move house, we have been ready for 3 months and our buyer I believe for the last month. We are all waiting on the buyer at the bottom of the chain. We were lead to believe that they were all ready last Friday and were…
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Missing Planning & Lease Docs - Buying Repo
Hi All, I'm buying a leasehold flat (converted loft) from trustees of a bankrupt who also owns the freehold of the building. As such limited information is available and there is no managing agent etc current leaseholders are keeping up with maintenance themselves. I am okay with all this and buying "as seen". However my…
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Handing in notice?
Afternoon, My tenancy was from 1st May 2015 on a AST for 6 months, This would be the 6th month wouldn't it? On an Assured Shorthold Tenancy Term: 6 months From : 1 May 2015 RENT : £695 (six hundred and ninety five pounds) per calendar month Property : The dwelling house situated at and being 6 xxxxxxx xxxxxxxxx xxxxxxxx…
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Coach house - to buy or not to buy
Hey all, First time poster, long time lurker of these forums. As the title suggests, we've (me and my wife) found a place we quite like (within budget, spacious and in an amazing location). The only drawback is that it is a coach house (house/apartment on the first floor, garages on the ground floor) . Given that we're…
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Never ending estate agent tie in perios
Help, after 2 years and nearly 4 months we are so fed up with our estate agents we have switched. We've only had 11 viewings and no offers during this period. Their service has left a lot to be desired. We havent changed sooner as we have had huge amounts of other things going on. Now though their services are changing and…
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Agent refuses to return the deposit/informs will refuse TDS
I had a separate thread on my check out experience about two weeks ago, but now the situation has significantly changed and I really need your advice as I am very inexperienced dealing with the landlords. This is my first experience moving out. I need to understand my options and how I can proceed. I checked TDS website…
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Can a landlord deduct this from deposit
Hi All We've been renting the same place for almost 4 years and have a good relationship with landlord (we've been good tenants, he's been a good landlord). It's now getting to the end of our tenancy so we've been checking the initial inventory report. My biggest area of concern is the bathroom- we have had real issues…
