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How keen are banks to get rid of repossessions
Hi there, I've got my eye on a couple of repossessions at the moment. In terms of negotiating price, what are the banks' current attitudes towards them? Are they keen to get rid of as soon as possible, or are they more prepared to wait to get the better price? How long would they hold-out before dropping the price? Rob.
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Ever made a big mistake buying property?
hi I think I have made a huge mistake buying a property and wondering if anyone has bought somewhere they have regretted. I bought a 5 bedroom in Nottingham for £119,500 in February with the intention of tidying it up a bit and letting it out at the end of July. I am based in London. Happy to let you know the post code so…
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LHA problem, different agency staff tell me different things, no help from council
Running on from other thread having a nightmare with the council and ll, council had a doubt on my claim so I keep giving more and more information like 6 months backdated bank statements, 6 months utility bills, copies of tenancy agreement and letters from landlord stating I live here to be asked for more information. I…
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Can anyone recommend asbestos removal company?
A small job (1.1 m wide partition wall) but notifiable to the HSE, which makes it tricky. (AIB containing chrysotile and amosite) I am finding it difficult to find a reliable company who could do a job quickly. We are based in London. Any advice would be appreciated.
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deposit proof help!
We are just starting the process of buying our first home. We have received a pack from the solicitors requesting lots of proofs and signing of documents. One of the things they have asked for is proof of deposit over the last 6 months! They have also said that the accounts in which the deposit has been in over the last 6…
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Newbie moving into a rented house - when do I start paying utilities, council tax???
Hi, I divorced last year and have been in a very complex domestic situation with my ex, his father and a shared ownership house.. I am finally moving on 31st October into a rented house, however this is complete new territory for me and I am desperately trying to budget correctly so I know everything is covered.. Can…
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Houses that have been on the market for years
Saw a few flats on Zoopla today, one first listed 2013, the other 2010, both look reasonable Do properties stay on the market for that long?
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Renting our Attached Annexe
We own a house that we bought with my In laws as it had a attached building which was used as offices. We got planning consent and changed its use to convert to an Annexe for my in laws to live in. Sadly my Father in law has now passed away and my Mother in law now resides in a care home as she has Alzheimers. We would…
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Really need advice regarding leasehold concerns
Good morning all, Me and my partner have been together for two and a half years and are engaged, but i have been staying between my mothers home and hers (due to work). My partner lives in a council maisonette rented from Thurrock council, and has lived there for 7 years. We was thinking of right to buy, as there is no way…
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Giving Landlord notice
Does someone have a link for a letter template for handing in notice to vacate to my landlord. I have to give notice for the 24th Oct to end on the 24th Nov, should I send it sign for or just first class post?
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No viewings on house yet!!! Help!!
Hello, House has been on the market since about the 23rd sept. We added a second agent a week a go. We bought house in May this year, have done a lot of work to the property. Refurbished everything apart from bathroom. We have had no viewings at all. And we need to sell quickly. Help!! site won't let me post a link. But…
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Can a parent give there house away?
Hi I really need some advice my grandad will be giving my mum money soon to buy her own council home as she has lived in it many years it will be a lot cheaper and it's is way of making sure he leaves her something behind. How ever my mum's not to sure about it as she is on benifits now due to being ill. She don't know if…
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Credit score
Hi, Just a quick question..... I am hoping to get a mortgage soon..... I have never borrowed money before, never had a credit card. I'm not totally sure what other things can cause a low credit rating, but I am fairly sure there should not be anything negative against me.... I would guess my score is fairly neutral as I…
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Purchase Price Decreased, Affordability Checks Again?
Hi, We have a mortgage offer from Santander to purchase a given property at a given price. This offer was extended to us in July and is still valid. For various reasons, our property purchase didn't go through in July (the seller backed out). However, now the seller is offering the house to us again, at price 5% lower than…
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Halifax valuation to offer question
The buyer of my flat is having issues with the lender his broker tried (Accord-no idea why they bothered as online reviews are attrocious). They're being funny about service charges. The broker has now applied with Halifax, or must have done last week as a valuation has now been booked in for the middle of this week. My…
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HS2 concerns
Me and my partner are looking to buy a house soon and in our searches have found one house which is really good for us. However there's a catch, its close to the proposed HS2 line between Birmingham and Leeds. However this line isn't confirmed yet. I'm just concerned as to what affect this could have on the house and us…
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Absolute Title on Deeds but Retirement Property was Shared Ownership
An interesting issue that a relative of mine has at the moment: He has just sold an inherited Retirement apartment that was 85% purchased by his parents and 15% (£25,000) ownership retained by the Developer/Management Company. He was expecting to receive settlement payout from his Solicitors that was £25,000 less than he…
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Letting without consent
How do mortgage lenders find out this is happening if you do not declare this?
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Any recommendations for a good Buyer's Agent: London
Have you used a buyer's agent in order to save money on the purchase of a house in London? If so would you like to recommend the people you used?If you prefer please mail me within the MSE site.
