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Halifax mortgage application
Perreh27
Posts: 2 Newbie
Hi,
Me and my wife have had a DIP from halifax, we have found a property and the offer accepted. we put in the full application to halifax on 16th oct. Today 19th october a valuation for the new property was booked by halifax for 26th oct and also the fee taken from my account.
Does this mean all credit checks have been carried out and passed?
Me and my wife have had a DIP from halifax, we have found a property and the offer accepted. we put in the full application to halifax on 16th oct. Today 19th october a valuation for the new property was booked by halifax for 26th oct and also the fee taken from my account.
Does this mean all credit checks have been carried out and passed?
0
Comments
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The fee is collected at point the application is submitted.
Valuation is instructed immediately.
Halifax system re-scores the application regularly between application and completion, so there is no "home and hosed" point you can relax until you have the keys in your hand.
No heavy credit purchases nor new credit applications between application and completion, just to be on the safe side.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Thanks for the reply.. we will not be making any purchases etc during the process. I am hoping that the mortgage offer goes through hopefully will find out by the end of the week !! When do they carry out the first credit checks ??0
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