House buying, renting & selling

Discussion List

• Capital Gains tax when buying new home before selling current home

  Hi Just want to check I understand the CGT rules when selling my home. Your input is much appreciated. I currently live in a house full time and have done for 3 years now. I want to buy a new home but it needs some work so I am considering selling my current home after owning and doing up the new one for about 6 months. I…

• Mortgage problems advic needed....

  Hi, thanks in advance to anyone that replies! Basically, when I was 19/20 I bought a house with my girlfriend although the mortgage and house deeds were in my name. After about 4 years we subsequently split up and I lost my job, eventually the house got repossessed. That was 4 years ago, I'm 29 now and have a decent enough…

• Seller changing solicitor late in the game - how easy?

  Just as the title says, how easy would this be? We are at the point of exchange of contracts, but our seller may suddenly need to change solicitor (with our blessing, it's a long and unusual story). Question is, how easy would this be? Our solicitor has copies and drafts of all the relevant documents and would be happy to…

• Mortgage offer dropped due to inhabitable bedroom

  Can anyone help?! We are currently in process of buying a house. In May natwest got a valuer in to house who said it was 3 bedrooms and worth money we had offered. On this basis we have pursued the mortgage however our surveyor picked up an issue with one of the bedrooms and stated it didn't meet building regulations based…

• Should i pursue flooding issue with property not mentioned by seller?

  I bought a property in November 2009 that I still own and live in. Since I purchased this property I have had ongoing problems with the detached garage flooding (I believe it floods through the garage walls as it is set into a bank of earth which is obviously higher than the dpm/dpc). The first occasion occurred soon after…

• Intresting situ....need advice "landlord and deposits"

  Long story short we rent two property's on the same land and agreement, me and hubby have one cottage and a two bed for my parents. we are brilliant tenants, paid rent on time very clean and tidy never had any problems, but now the landlady wants to sell...so looking for two property's near each other has been a nightmare,…

• Taylor wimpey doesn't want to fix the garden

  Hi all & thanks for help I'm again here looking for advice I bought my 1st house from Taylor wimpey in new development area and Taylor Wimpey Had a full control of the area. I moved in last June & I found a steep in my garden about 7 bricks down at the side of my neighbour house. Taylor Wimpey built the house above my…

• How do you judge if an area is on the slide?

  I'm trying to sell my home in an area that was ok 25 years ago but is now pretty rough and mono cultural. One issue stopping me in my tracks is fear of moving somewhere that will deteriorate. How do you judge? I know it's impossible to foretell the future but I wondered if there are any sure signs or tips people have. [As…

• Electric contracts?

  Hi guys, I've done much googling and I'm still struggling to comprehend electric energy contracts! Basically my completion date is this Friday on a new home. When I move in, I need to take the electric meter readings. I have economy 7. I've looked at energy comparison websites however they're all asking for the current…

• Housing disrepair compensation negotiation letter templates?

  I've managed to get my landlord to start negotiating compensation for Housing disrepair compensation, and whilst I have a list of the breakdown costs I'm requesting I was wondering if there is a correct way to lay out the first proposal negotiation letter properly just incase it needs to go to court? Exhausted Google to no…

• Block management company share

  Hi, I am selling a flat that is one of three in a block. There is a limited company set up for the management of maintenance and buildings insurance etc. and each leaseholder owns one share in this company. The company is currently dormant as it would cost as much to run as is put into it each year so we don't have an…

• Right to buy...

  My friend was around the other day with a dilemma which i was unable to give a good answer for. Basically he lives in a housing association flat which i think he has done for at least the whole time ive known him which is 6 years. He has has a partner which he said she lives in a council house with their kids. Think he…

• Offer buyer cash incentive to delay completion

  Like the title says really? Is this possible. Its looking likely that we will be exchanging contacts by the end of this month. Our buyers have been fantastic. They have their offer in place, and have their end of the contract ready to sign. And of course they are keen to get done. When we on the other hand have only just…

• Rent increase- am I right?

  Hi, Thank you in advance for reading this- I just want to check that I am not being utterly stupid. We moved into our property in September 2011. A 1 year AST was set, after which it went onto a rolling contract (nothing written down, I am sure that this is the law). Our rent was £675 per month and there is NOTHING in the…

• Help with Roof Saga

  Hi All Was going to type a long story but that's boring. 1) Our roof is leaking, trying to get quotes is such a nightmare. So far to repoint a chimney, remove tiles, replace broken hip tiles/repair valleys, clean up old tiles and refit, remove redundant chimney stack we have had three quotes - £5,500, £11,000 and £12,500.…

• Obtaining order for sale / making ex partner buy me out of joint property

  Looking for some advice, and similar experiences please. Bought a house with my now ex partner back in 2006. I paid half the mortgage for the 5 years i lived there. We split up in 2011, and i moved out of the property, he still lives there. I want to remove my name from the mortgage. I know i should have done this years…

• Solicitors and exchange?

  Sorry for the whinge We are in the process of buying a new build. The developer wanted to exchange within 28 days after we paid a £500 reservation fee at the start of June. (Taking the 28 days into account we should have exchanged 09/07/2015!!) We paid our £11k deposit to our solicitor and signed all the paperwork in the…

• "Rip-off" tenancy fees - Fight back!

  Hi all I am new to this forum but recently experienced for the first time myself the "rip-off" tenancy fees some estate agents charge and felt that the Consumer Rights Act's transparency clause did nothing to assist me all because the estate agent told be about the fee upfront. Total fees for me, not including tenancy…

• Cash back from seller/estate agents

  I am currently in the process of buying a house and during the surveys etc a number of issues were encountered. Going back to the estate agents/seller they have agreed to drop the price, but due to time constraints they want to keep the price the same, so mortgage offers/solicitors don't need to modify things and then…

• Can agency charge potential tenant to have a shower installed?

  My girlfriend is moving into a property, and she needs to move quickly. The property in question doesn't have a shower, but she wants one. The agency said to her, 'We have another person who wants to move in, and they don't care that it doesn't have a shower, so would you mind paying half of the money to have it…