House buying, renting & selling

Discussion List

• House name change is this possible

  We are moving to a new house in a couple of weeks and would like to change the name of the house. The house has a name but no number since it is off a farmers track rather than a council road. This might be a stupid question, but is it possible to start the process before we move into the house to avoid paying any fees…

• Renting - do I owe any more money?

  Hi I was hoping someone might be able to advise on my situation. I've been renting from a private landlord since 1 May 2015 on a 6 month tenancy agreement. There was no security deposit needed but I was required to pay a month's rent in advance so payments have been as follows: 1 May - x 2 payments, June, July, August,…

• Estate Agent Probems

  Hi Put house on market with Estate Agent A- 5 month ago, had a couple of low offers but nothing serious.(house on for £250000) Reduced house to £235000 6 weeks ago was told that Mrs Smith had offered £215000 but was still having work done on her property and had not put it on market yet, and needed to secure a mortgage…

• Shared owership

  Been offered a shared ownership house by my housing association,I've been with them for 20 years no problems at all.But reading about shared ownership it's a complete minefield for the tenant. Has anyone on here done this & what's their 2p's worth.

• Home Improvement Costs Against Tax

  Hi. My girlfriend has been renting out a flat for several years. The tenants have left and we want to sell it. It needs a new kitchen, bathroom and decorated. Am I right in thinking that she can offset the cost against the rent? We don't want to let it out again, just fix it up and sell it. Something I have read suggests…

• Selling Flat Capital Gains?

  Hi there. My girlfriend bought a flat about 10 years ago and lived in it for a few years. She was going to sell it but the financial crisis happened so she let it out instead. We then both moved into a bigger rented flat. We now want to sell and buy somewhere else. Will she get hit for capital gains for the period it was…

• Evidence of damp patches in house

  Hi folks, We have recently made an offer on a cottage we like in the Welsh countryside. When we viewed we noticed two patches that looked like they had been damp (although didn't feel damp when we saw them). The owner of the property is a builder and has recently re-roofed the property. When asked about the damp patches he…

• What to offer on a house.

  We sold our house to a FTB the same week it went up for sale and we have spent the week looking at houses to buy. We have only found one that we really like. It has been up for sale since the end of June , requires a lot of work to get it up to any standard we would be happy with and is up for OIEO 185,000. Everything I…

• Electricity sub station risks

  Hi All, Have seen a house that I want to buy but there is an electricity sub-station behind the back garden - the seller has been there >30 years and it is located near lots of houses so should be safe but I just feel weird about it being so close. There is a "danger of death" sign (!) and can hear a buzzing noise when you…

• Increasing value of house before selling

  Hello We are hoping to sell our 3 bedroom house built in 2009. (we are in Scotland if this is relevant). Although it hasn't been up very long, some of it is a bit 'lived in' as we have two small children. There are a few decorative things that we are planning to do hoping to increase the value before survey and to get the…

• Looking to buy in London with £280-300k budget - Bromley?

  Hey all, Obviously I am conducting a lot of research myself but I just want to see if anyone could recommend some areas to further research re buying my first property. I inherited a large some from a family member who recently passed away and want to get on the property ladder in London. In reality, I can only really…

• possible mutual exchange worried no communication

  Hi i am new here and i need advice as i dont know where to ask. Someone came to view my property and they really liked it and said it would be ideal and they loved it. I viewed their property and i liked it and i liked it less than they liked mine. two days later i phoned them and said yes i will swap and send off the…

• Snagging lists

  Hi all, I'm a FTB and looking at buying a property that is currently rented. The tenant is aware the house is on the market, according to the estate agent, and is in turn looking (though whether this is to buy, or rent elsewhere I don't know). On the particulars of the property, and verified by a first look at the house,…

• Londoners? Is this rent too high?

  £1126 a month, for a studio in Fulham Palace Rd, Hammersmith & Fulham, with only £260 deposit up front?

• Expenses (Mileage) Apportment on rental income on a 100/0 split

  Hi This is currently our set up (slightly simplified). I own 30% of the property and my dad own 70% as tenants in common as reflected on the TR1 form. We have agreed through a written agreement that all rental income is apportioned to him (he is a non taxpayer) and I am a basic rate or higher rate (dependent on bonus). All…

• Tenant leaving before contrcat expires but with issues!

  I look after a property for an elderly relative & the current tenants asked a few weeks ago to leave early due to financial difficulties (very doubtful but that's another story). After discussing with landlord, we decided to release them from contract some 7 months early but stipulated they do some redecorating on wallpaer…

• Deposit payable on exchange question

  If I'm moving to a property priced at £272000 from one at £150,000 and have to pay a 10% deposit on exchange, where am I meant to get the rest of the 10% from if all my money is in equity ?

• Where to hire a van?

  Hi all, Hopefully moving at the end of the month. Looking to get a van. Best i've found so far is from Jollygoodvanhire (never heard of them before), £79 for a LWB van with high roof. Only need it for 1 day as everything will be boxed up and ready to go. I've tried a few places but struggling to find anywhere that will do…

• No planning permission/building regs

  Hi all, The vendor of the property I am in the process of buying has no planning permission or building regs info fir a kitchen extension on the house. It is believed it was done at least 30 years ago, probably more like 40. The surveyor has said he can see no problem with it (just homebuyer, not structural survey) except…

• Mortgage company checks before completion?

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