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First time buyers - issues!
Hi there This is the first time I have posted so please be kind to me! Myself and my partner are in the process of buying our first home together. The house was initially on the market for £320,000, then reduced to £299000 (both ridiculously overpriced), We have had an offer accepted for £273,000. However it has now come…
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Between a rock and a hard place. Advice and options needed.
I need advice people, as i am currently unsure of the best option to take (or lack of) regarding the criminal neighbours renting the flat next to mine. The thing is, the walls are paper thin and i can hear everything they say and do. I can hear it when they make there plans regarding their next score. I can hear it when…
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House purchase/sale chain question
Hi all, Apologies if similar has been posted before, but I've scrolled through 50 ish pages and not seen anything similar. We had an asking price offer on our house which we accepted on Wednesday 29th July. They person buying ours explained that they wanted to move quickly because her buyer was pregnant and wanted to be in…
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Council not able to take action over permitted development breach due to 4 year rule?
We're about 4 weeks from exchange on a house that has an outbuilding in the garden. On the face of it, it looks like the building would fall within permitted development - the footprint is 20m2 and the height of the roof at it's tallest is about 3.5-4m. As I understand it, this is fine so long as it's at least 2m's away…
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Help! FTB - What to offer...
Hi, Found this house on RM. Asking price is £335k but I reckon it's only worth about £280k. Here's my logic... All other houses on the street in the last few years sold for the RM market trend average price of the wider area (M33). Assuming then that this is an 'average' street it would value this property at £271k in…
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Advice on the leasehold to my property please
Hello, I was wondering if anyone here can give me a little bit of advice. I have my own home with mortgage. I've lived here for 18 years. I have to pay a very small amount annually for ground rent. (Less than £1 per year, which I paid every 2 years) The company I was paying have sold the lease onto a property management…
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Tenants in common
Newbie grateful for advice please: Pooling resources with my cousin and aunt to buy a biggish house outright, holding the property as tenants in common. The intention is that this will lead to a better life for us all as we can help each other out. Just to explain my aunt is disabled and needs a lot of care which I am…
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Advice on selling home that I am currently renting out
Hi all, I have a house that I bought in 2006 with help from the HomeBuy scheme run by the local housing authority. They gave 25% towards the purchase, and I own (mortgaged) the other 75%. For the past 18 months I have been living with my partner, and have been renting my house out to a friend. Obviously we cut out all the…
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Noisy neighbours - any advice?
I posted a thread a while ago about the flats above mine being renovated and how I wasn't informed about this when the place was let out to me. Turns out there was nothing we could do but suffer. Well about a month ago the work was finally finished. The peace and quiet has been fantastic - we thought all our problems were…
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Damp survey did not pick up damp
I have recently bought my first house and had a damp survey undertaken as part of the mortgage process (end of April 15) the survey picked up damp in the kitchen so the seller dropped price to cover damp work. Since moving in, I have found rising damp by the chimney breast in the living room. This was not picked up on the…
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Parents buying house for us?
We currently live in the Midlands and are looking to move back to the our home town in the North. We have been trying to sell out property for a few months and have even reduced the asking price way under valuation but so far have had no luck. We have two young children (3 & 1) and a third on the way (due early next year).…
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Energy readings - new house
Just got keys for house just bought and unsure what to do about having Gas and Electricity readings taken. Don't know the previous owners energy supplier and the electric is still on.(haven't checked if the gas is on) I understand it will take a few weeks to get a new energy supplier so how do I go about this? I don't want…
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Tempory Renting to our Buyers
With various issues with paperwork etc we have been left with no option than to temporarily rent our property out to our buyers (Or lose the chain) for a couple of weeks whilst some last minute paperwork gets completed that we have only just been made aware of. However there solicitor has made it clear that they wont be…
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Landlord not returning deposit
We moved out of the property about a month ago. My landlady had some issues with the house (most of the stuff we do not feel are our responsibility or stupidly pedantic) she said that she was getting works done and would let us know how much she wants 'in due course'. However, its been 3 weeks and she still hasn't given us…
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Council Tax on annex advice!
We are being asked to pay separate council tax for a bedroom downstairs even though it has not changed since we bought the property 3 years ago. We had a visit from the valuation officer to say it had come to light that we owned a self contained annex and it needed a separate banding. We spoke to the local council who said…
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Giving notice on a rental property...when can I leave?
So, we have finally exchanged contracts on our first ever (mortgaged) house. Our completion date is 11th September. I need to tell the letting agent, but I am unsure on when we can leave. We were initially on a six month contract which ended in February. We then verbally agreed on a rolling monthly contract but didn't sign…
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delay in exchanging contract - coal mining search
Hi all, just looking for some advice. currently in the process of selling my late mothers house. the buyers solicitor found that there had been a coal mining subsidence claim made, of which i have no details as this was done before my mother bought the property in 1993. so i have advised that i have no information on this,…
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Last ever 'inspection'
Just had our last experience of someone from the letting agency walking round our home with a folder doing a rental inspection, and thank god its the last, we are finally exchanged on our own home. I understand its a needed thing, but it just feels so intrusive and like you're being judged (one of them seems really snooty…
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Conveyancing recommendation
Hi All, Has anyone used Open Door conveyancing before? I had them recommended from an agent (not my estate agent) and they are good value no sale-no fee, fixed fee. They are not solicitors themselves but more of a middleman to manage and admin the process. Can't find any reviews on them though. I gave up on Fridaymove as…
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What is my CGT liability when I sell my flat?
I own the leasehold of a flat that I originally purchased 12 years ago. I lived in the flat for the first 5 years, I then let it out for the next 7. I am currently living in it now but am considering selling it in 2 years time when my current mortgage deal expires. The value of the property today (and hopefully in 2 years…
