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Bloor homes trying to retract our accepted offer!!
Hi everyone Newbie here hoping someone may have some advice! 2 weeks ago my partner and I made an offer to Bloor Homes on a new built. The house was on the market for £219,950 and we offered £209.950 which was accepted. The deal also includes all white goods, they pay our stamp duty and contribute to the solicitor fees. We…
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No radon risk in searches when we bought but there now is?
Is this possible? Our conveyancer has just contacted me to say that our buyers environmental search has shown that we're in a Radon affected area and is talking about keeping a £2000 bond while they look at getting tests done. Looking back through the searches we had done before we bought it, it shows a very definite NO to…
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Moving to Leagrave
After renting in North London for the last few years we have decided to buy our own place. With prices as they are we need to commute back in to London and having looked at the various train lines that come in from the North, the ThamesLink line suits us both best to get to where we both work. House prices near to the…
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Tenancy Agreements - 4 tenants
Hello, A quick question to the regular landlords on here... If you had 4 people moving into your rental property (two of them brothers), would you... a) write up 4 separate tenancy agreements or b) write up 1 tenancy agreement with a lead tenant I'm opting towards 4 separate tenancy agreements, this way each tenants…
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Renting out inherited property
My sister and I recently inherited a property which is now on the market to be sold. We originally dismissed renting it out but were talking about it again recently and not totally sure what the tax implications are if we kept hold of it. With 50% joint ownership I assume rental income and thus tax liabilities are equally…
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two storey extension
I was thinking if i could convert my garage and build a second store above and finally make it as one bedroom flat? Separate little kitchen, living room and bedroom with bathroom upstairs? Is this difficult to deal with local authorities? Would it be ok to have a separate entrance? Would people living there be still…
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Offer Through Another Estate Agent
Hi all, I am new to the forum with a predicament! My partner and I are looking to buy a house together, my partner has his own house which he has on the market. An offer has been made via an estate agent whom he is not under contract with which is higher than an offer which has been made through the estate agent whom is is…
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Mortgage for freelancers
I've been working as a TV freelancer for over a year. I'm hoping in about a years time to look for a mortgage however I know there seems to be a problem with mortgage lenders lending to freelancers. I would be getting a mortgage with my boyfriend who is employed and earns 25k+. Wondering what I need to do to help us get a…
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Rule of Thumb?: When buy-and-sell is not a loss
Hi All, maybe this is a somewhat unusual question, but we were wondering whether there is a rule of thumb or alike at what point buying and selling a house is not a loss anymore, because one reached the break-even point (assuming that owning a house "saves" money in terms of not having spent it on rent but instead paying…
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Unmarried Couple Mortgage Advice
Hello, We are an unmarried couple who are in the process of buying our first house together. I’m a bit confused as to whether we need tenancy in common or joint tenancy and if we have a tenancy in common, do we need a declaration of trust and/or co-habitation agreement? We have saved equally for the deposit and will be…
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Moving to Dagenham
Hi guys, My fianc! and I have been house searching for the best part of a year. We recently had an offer accepted on a two bedroom, mid-terraced house 5 minutes walk from Dagenham East station. The offer accepted was £282,000. The house is in very good condition, massive garden but as the AIP and mortgage applications came…
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Londoners? about housing benefit
Do you know what documents Hammersmith & Fulham ask for , for a claim, apart from a tenancy agreement, bank statement, and id? I know Camden requires proof of first month's payment also, don't know about other boroughs..
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What's happened to recent sold prices on Zoopla?
As per the title really; does anyone know what's happened to this option as you used to be able to select sold prices for a town and trawl through recent transactions? I'm guessing Zoopla might have done away with it as you can access these through its sister site Rightmove?
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No central heating. What to offer?
In an upcoming area of London, soon to welcome the Crossrail I have found a great property to buy. I have a feeling the asking price from the Vendor/Estate agent is above the actual value (but aren't most in London!?). PLEASE offer any advice/ opinions on what to offer for this type of property. 2 bed Terrace house with…
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Wear and tear 10% allowance
Is anyone able to tell me when this change comes into force? I know the government has stopped it but has it already gone or does it go after this financial year?
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Tenancy Help!!
I would love some advice....11 months ago I began renting a room with another tenant in a house as the owner/landlord was going to Italy to work for a year or maybe 2.....we never signed a contract and I just paid a set amount every month....the other girl did not have a contract either....it was discussed that it would be…
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Any tips for packing?
Just wondered if anyone had any hints and tips for packing up the house? We are moving in with relatives for a few weeks so the usual keep the kettle out doesn't really apply. I've started a few boxes of things I know we won't need until we move but wondered if anyone had any words of wisdom about do's and dont'ts. Thanks
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indication of massive uk crash
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'Financial crisis'
I have little knowledge about the stock market, but can anyone tell me if any off this 'financial crisis' news the papers are telling us would effect the housing market, or employment situations? I have an offer of interest (mortgage and survey pending) on a property, and though we plan for it to be our 'forever home' and…
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Short-term renting out a house you've recently bought
We're considering buying a house at the moment, and want to know if there are likely to be any specific rules that would prevent us renting out that house early in our mortgage, just for a few months (to go travelling etc). We would be planning to live in the house long-term, and the rental would only be for a matter of…
