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Serving a S21 Notice Correctly.
Hi can anyone give any advice on things to be aware of when serving a S21 notice so if it does have to go to a possession hearing there are no further delays. I am having problems with tenants and the 12 month AST is at the ten month stage. Ive decided not to renew it and therefore think i need to serve notice. I have a…
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Buyers Deposit
So we are having a bit of a nightmare... We are ready to exchange and have been for over 2 weeks. The hold up is waiting for the buyers deposit to arrive at his solicitor. All last week we kept being told by the buyers solicitor via our solicitor that they were waiting for the deposit to arrive, this went on until Thursday…
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Damp and Timber Reports
Hi guys, My fiancee and I yesterday received a formal mortgage offer from Virgin Money (which was only 6 working days after having our offer accepted on the property!) Our mortgage broker said the mortgage valuation came out fine except one area. The lender's valuer stated "slightly higher than normal" levels of damp at…
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home buyers report on Roof
Hi I am looking for some advice. I am currently in the process of buying a property and carried out the home buyers survey. the Surveyor called me up to let me know that he is a bit concerned with the roof. As i don't know much about roofs , i am looking for advice the property has the roof lining placed over the rafters ,…
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Lodger problem
My lodger, who moved in on 27th July, gave me notice to quit, by text, on Monday. Her 2nd months rent is due on Thursday. On Tuesday she announced that she would not be paying the rent due for September as she could not afford it and I 'had' to use her security deposit. What would you do?
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Rent increase....rent decreased for advertising
Hi, 3 months ago I didn't renew my contract (I'm renting) as I was looking to move property, so currently on a rolling contract. As soon as we informed the letting agent we weren't renewing our rent increased by £50 pcm. (Certainly not justifiable as waiting months for repairs etc). Anyway that aside, we have now given our…
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Selling during fixed term contract
Hi everyone! I am wanting to sell my flat but am currently in a fixed term mortgage contract till 31st December. I know even if I put my place up for sale by the time it completes it might even complete after this date (I know how long sales and purchases can take!) however can I tell the estate agent that I need a buyer…
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Complicated purchase and legal situation
Hello, I'm looking to purchase a property off my mother, currently on a buy-to-let mortgage of 120,000. The property value is 310,000. My credit rating is too poor to qualify for any mortgages of a decent interest rate (and I fear even the back street lender may struggle). My partner has an excellent credit rating and can…
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Declaration of trust vs Land Reg TR1 form
Hi All, I'm buying a house with a relative on the mortgage (to increase the amount the bank would lend), but I will be living there, paying the bills+mortgage, maintenance, etc etc. We agreed that the house would belong to me. Solicitor advised that the land registry title *must* be in both our names as we are both on the…
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House Sale - Electrical report
Hi folks, Hoping you can give me a bit of advice. When I bought my property, I had an electrical survey carried out. It made a few recommendations which i didn't do, kept putting it off . This was six years ago. I have not had any problems with the property. I have now sale agreed my flat. I never said anything as I…
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Will furnished lettings be a thing of the past?
Does anybody have an opinion on the latest changed to the wear and tear allowance and if that will lead to mostly unfurnished lets? Landlords are losing their 10% allowance (as well as tax relief on interest paid on buy to let). I wondered if that would mean landlords not being keen on furnished lets anymore. Plus I…
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What to do???
Hi all, I live with my parents at the moment so as to save as much as possible to put a deposit down on my first home. I am looking at a new build and will be a first time buyer. To date I have £25k in savings and, like most, find myself in a position where what I save is nothing compared to how much house prices are going…
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3 days before exchange, vendor does not allow a structure engineer to view property
UPDATE: finally exchanged! Thanks for everyone who gave me valuation advice on the previous threads :) As a first time buyer, I am supposed to exchange the contract on 28 August, which is the deadline set buy the vendor, he is purchasing another property. Had a lot of problems as detailed in the previous 2 threads - vendor…
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Build over agreement on 95 year old building?
I'm just part exchanging my 1920 semi for a new build. We have a completion date next week but the builder's solicitor has now said they want me to buy an indemnity policy as the detached garage, which was built at the same time as the house is over a sewer. I get the impression that build over agreements come from the…
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HSBC refusing to release funds without a NHBC..Help
We are in the process of buying a property and everything has been moving along well. We are now 10 days from the entry date and my solicitor has just informed me that HSBC will not release the funds as the property is not covered by a NHBC and only has an Architect's Certificate. All the missives have been completed and…
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Joint tenancy
Hi Hope this is posted in the right forum. I own a house which I share with my partner of 20 years and would like to make her a joint tenant, there is no mortgage involved. I've researched all the procedure and necessary forms etc but there is one thing I can't find a definitive answer to: Would there be any tax…
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High service charges before buying
Hi, I am looking to buy a property in central London and it seems a daunting experience. I have just viewed a very nice property, that fits my budget and it's very well kept. The EA came out saying that the service charge is £2600 per year, which includes maintenance costs and water costs. This is an exceptionally high…
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House buying - What price (versus budget) did you look for?
Hi folks, Quick question for everyone when buying a house, compared to your budget what price did you search up to? For instance if my budget for my next house is £350,000, i.e. that is the maximum I could afford in terms of mortgage plus deposit, should I search on Rightmove up to £350k, or should I search up to £375k…
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Calling for Devon opinions
Hello. We are in the process of buying a Holiday Cottages business in Devon. I have sold my Estate / Letting Agency and the house is under offer. We have a moderate budget circa 1.2m. We love all of Devon really, but feel drawn to Holsworthy area. My son will be in year 6, so secondary education is important, and whilst…
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Shared freeholder does not live in the address on the freehold
I'm not sure what to look for when googling this... Sorry if it is long :) Our freehold is shared by 4 people. One of the freeholders, the flat below me is un-contactable. Well... the 'tenant' in the flat is the freeholders niece, and she refused to give me the freeholders contact details. We have had to hand the niece…
