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Allocated parking hassle with property
Hi all, Long time lurker and first time poster here, so first of all, hi everyone :j I've recently moved into a rented property, advertised and managed by a local (fairly reputable) lettings agency. It's in a standard new build block estate, with permitted parking for residents (with signs warning of fines etc) and limited…
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Benefits and Right to buy
I have been disabled most of my life. My father has always paid for Aids and Equipment that Social Services did not help with. I have found out that I have the Right to Buy my Council House and my father thinks that it might be a good idea. He would give me a lump sum to buy it outright. He thinks that if I owned the house…
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thought it was going to well!!
hi, just a quick one. My buyer is ready to exchange they are coming out of rented. my sellers are ready to move they are going into rented. I thought we were too!! HOwever, after speaking to my solicitor this morning she has only just submitted our searches. My buyer needs to be in by 20th september as they have been…
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New Build Home Council Tax Question
Hi We moved into our new Persimmon Home at the end of June and we have only just got our Council tax Status through.:eek: but i can see we are being changed full price and they have also backdated it to June when we 1st moved into the property. so i have higher repayments until feb. but my question is, is it true im…
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University student - guarantor being asked to pay other students rent debts
My Son paid his rent in full and kept his room tidy leaving house before other 3 lads. He paid his rent every month. On asking about his deposit being returned he has been informed by the estate agent that the deposit will be kept and they will be billing him for a appox £1200 as two of the students have failed to pay…
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landlord insurance rebuild value?
Looking at getting landlord insurance and it asks for rebuild value rather than actual value. Although the value is approx. £270k the property is a very simple, detached 2 bedroom property which I would estimate would be well under £100k to totally demolish, clear site, and rebuild. Am I OK just putting £120k down as…
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First time seller - survey results - advice please
Ok, this could be veeeeery long, so I'll try and keep it short and sweet. We put our property on the market 3 weeks ago, and the first couple to see it (FTBers) made an offer £5k below asking, we rejected this and all agreed to meet in the middle. We have had our offer accepted on a property that we adore (currently vacant…
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letting agent not giving tenants new address
Hi, anyone else have any advice / experience on dealing with letting agents who will not give a forwarding address of my ex tenant? My ex tenant moved out and there were damages, rent arrears and stuff taken. At the moment the bill which will be claimed is in excess of £1000. The deposit with the DPS is less than this. The…
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House Offer - Length of Time
Hi All I have made an offer on a fixed priced repossession property, I have offered the full asking price. I have not head anything back now for two days, my solicitor says it is common for the agent to take some time to respond. I know there is a difference process for offers over repossessions, any advice or similar…
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FTB Confused- Shared Equity Offer to sell Timeline
Not required
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Short Term loan/mortgage for a redevelopment project
Hi guys, just wanted to get some advice on getting a sort term loan or even a mortgage for a redevelopment project. I am looking for about £80,000 and to repay back within 12 months. The loan will help me kick start my property development business of buying run down houses doing them up and selling them for a profit. I…
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Fair contract?
Is this contract legal? I heard that any charges on late payments need to be justified as they are there to cover any costs for the landlord rather than allow them to make profit The contract states: Penalties Pay the sum of £35.00 due to overdue payment of rent. 1.3 Pay Interest Pay interest at the rate of 4% above the…
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Valuation report help
Hi Lenders valuation was yesterday. Got valuation report about an hour ago. Valuation came back at the sale price agreed. Woolwich are currently reviewing the valuation. We have no formal mortgage offer yet. The valuation came back with this in it: Essential repairs There is evidence of dampness to some walls and timbers…
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House Insurance
I am moving house on the 11th September. My current house insurance expires on the 9th September leaving me without house insurance on my existing property for 2 days. Does anyone know what I can do? My current providers will not provide additonal insurance for 2 days unless I re-sign for a 12 month contract. I am…
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Lender won't accept home report
Hi I was looking at a house that I am really interested in. The seller has said they will close the sale if they give me x amount, which I was happy with. I am now going through the process of trying to finalise the deal and now my mortgage adviser has told me that any lender won't accept the home report as the surveyor…
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Meeting EA Mortgage Adviser
Hi all :wave: Put an offer in on a house £10k below the asking price (rejected by the sellers). We then upped our offer by £5k, we're not prepared to pay the full asking price as the house needs a new kitchen/bathroom and full redecoration throughout! :eek: The EA called us up today and said they have received two offers…
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Can my mother gift her house?
My father died earlier this year and my mother is now moving to a small cottage nearer to my sister. She is in the process of purchasing this property and does not need to sell her current house to finance it As a family we have agreed that my mother will sell her house to us at a big discount (the value of our current…
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House sold - No profit moving in with parents to save AGAIN!!
My situation is: had a house with mortgage and sold it with no profit really, maybe £3k left after fees etc. moved in with my parents to save up for a new house with my husband and 2 kids. We're staying here for a year hopefully. i want to use this opportunity to save as much as i can so i've worked out if i can out away…
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Buyer's mortgage valuation taking very long
Hi, I'm currently selling a house in a chain. Our buyer is the end of the chain. We agreed an offer 4 weeks ago with our buyer, and in this time, my seller and I have both got our finances and solicitors ready to go with exchanging. However, our buyer still has not come through with a valuation booked for our house and…
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Possible Boundary/Land Registry query (with pics)
Hi all, I'm buying a house and we've got back the results of the searches. The land registry view (1986) looks like this: Now looking at the northern border, it looks like the neighbour owns 2/3 of the space between the houses. However, the actual space looks like this with it being more 50/50 (with our house being on the…
