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Shared ownership?
Hi, i hope i am posting this in the right place. Last October my dad passed away leaving me and my brother the estate (split 50/50 according to the will). My Uncle is the executer and has managed to get all the funds from accounts etc, and all we are waiting for now is to sell the house. I would like to stay in the house…
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Buying home in Milton Keynes
We have recently moved out of London to Milton Keynes and cannot be happier! Bought a new lovely 2beds apartment within 5 min drive from junction 14 on M1; Waitrose, Tesco, gym, school at hand. Perfect location and lots of fresh air. The development with 2-6 bedroom houses and 1-3 bed flats sells like hot cakes. Let me…
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Buy to let financial advice
Anyone cast their mind over the following? We were looking at purchasing a 2x 1bedroom properties say 100k each. We have only a fraction savings so were looking at raising the rest via a remortgage, i think our value is around 550k and currently have about 180k mortgage outstanding. Therefore we were looking at borrowing…
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What is a "Booths shows swings or roundabouts"?
Good day Forum, I am reading a Title Register and the schedule of restrictive covenants says: "No hut caravan shed house on wheels nor any booths shows swings or roundabouts shall be erected made constructed placed or used or be allowed to remain in any plot". Question: It looks a bit of archaic language; does the above…
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When do you put your house back on the market?
Hi guys, While we have no chain (staying with family), our buyer has had his buyer pull out - he was good enough to let me know immediately. He made a good offer, so I'm tempted to wait a bit and see if he gets another buyer - but I'd like some advice as to what other people do in this situation. Thank you in advance.
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Carpet cleaning
Daughter is leaving her flat soon after 2 years, she has received an email off the agency stating amongst other things that the carpets must be professionally cleaned and a receipt obtained as proof before the deposit will be released. Is this enforceable? The carpets were already marked when she moved in and her deposit…
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Overpriced flat? Vendor bought at auction for £50k less!
Hiya! So we have recently put an offer on on a 2 bed flat (conversion). Its in a 'up and coming' part of London (like all of London I guess!)), but there has been quite a price jump and its making me wary. It was on for £270 and we made an offer at £260k which was accepted straight away. A google told me that it was on the…
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Mortgage G'tee - End date confusion
Hi All, We we looking to use the above noted scheme to buy a house next year. All planned and budgeted for. We received a email from Thames Valley Housing saying the scheme will now close in Dec 2015. *i am hoping this was a typo Looking at the web we have seen most still say 2016 (most gov sites) but in the 'rules' for…
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new tenant rent reduction
I have been asked to rent my house to a new tenant . Couple both working and have two children. Her father was a builder and will do the repairs if I pay for the materials .In return they are looking a reduced rent . On the face of it it seems a good deal for me but how to hmrc look at payment in kind .
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ea vs lender
Hi goy my mortgage offer throughtoday but what worries me is they listed the leasehold as 80 years but the EA told us it was a 99 year lease, wouldnt be buyingit below 83 years A kne this. So has the lender guessed & not checked (nive not seen contract yet) or has the EA been duplitious in efforts to get a sale? Whats most…
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Neighbours Fence Monstrosity
Hi, My neighbour has put up this.... The actual wood part is around 2m high and the slats take it up close to 3m. I have not seen anything quite like it before. Is there anything I can do? Full size image here: http://postimg.org/image/9jzazuz2l/full/
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New build advice
Hi all Looking for some reassurance and advice. We have just negotiated on a new build. It was up for 305k and we got it for 295k and a few k towards upgrades. Agent says the other plots of similar ilk went for 300+. Lots of people say new build are hard to get deals on and sometimes you hear someone has got 30k off a 250k…
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Building Insurance On Underpinned House
I am in the process of buying a property that has restraining straps to be provided to give extra stability to the structure this past year. The house itself had subsidence about 25 years ago was underpinned back then. A condition of our mortgage it is to have building insurance in place and It mentions evidence of…
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Tick list of buy a house for cash
Hi all Has anyone got any advice on buying a house for cash? The associated cost eg legal fee, stamp duty, legal search etc. Thanks in advance for any advice
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can someone help and explain.
Hi thank you in advance. We are currently private renting but in the middle of buying a house due to complete on the 14th of august. Our rent is due 20th of august. Do we give a months notice to end tenancy on the 20th or the 19th of august so we vacant on the 20th of September? Also we paid a deposit and one months rent…
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sellers landlord pack
Im currently selling my leasehold flat, which is part of a converted house. the whole process is dragging like a 2 legged donkey at the mo, despite the buyer claiming he can get the whole process done in 5-6 weeks and we are currently sitting on week 11 and counting anyway my conveyancor has applied for a landlord pack…
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Help us create an app that makes finding a home in London easier
We are creating an app that helps people (who are looking to live in London) find their ideal area. We know it can be a time consuming and stressful process and we want to offer something that changes that. Answering only 2 questions will help us to find out what matters the most. 1. When looking for an area to live in (or…
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Chancel repair insurance
Hi We are in the process of buying a house and our searches came back saying we are in an area where we could be liable to pay for chancel repair to the local church. We have been quoted £80 for an Aviva insurance policy against this through our solicitor which seems quite steep compared to some on here (wondered if the…
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Need advice on my tenancy situation
I need some advice on where I stand at the moment with my tenancy, do i have a new AST or am I now on a periodic tenancy? So we have an AST which ends today. We were sent the new agreement to sign. I signed it, and my OH signed it. However, I have a guarantor for my part of the rent, as I hadn't started my new job whist…
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Does my landlord have the right...?
Morning Everyone, I’ll try to cut a long story short with this one. We have been living in our privately rented 2 bed house for 6 months now. First inspection with the LA after 3 months went fine, no issues. Just over a week ago we had another inspection, this time the LL wanted to come along to meet us, which is fair…
