-
Housing Association Factoring Fees
edited post
-
Damp + roof problems - Getting seller to pay
Hi all, I have put an offer in, mortgage approved and I had a home buyers report done. It showed damp on the back wall and problems with the chimney and the roof on the kitchen extension. I called the EA and she instantly said that the sellers aren't willing to knock anything off the price as the report says: The property…
-
Valuer Visit- Any extra effort needed?
hello all I have a buyer for my 108 year old house. a fair whack under valuations but I want to move. The house is tired but sound. any tips for prepping it for the buyers valuation? or do nowt? I've replaced a rotten threshold, cleared more stuff out, but its a long time since I've done this so all thoughts gratefully…
-
Paying a Surveyor
Hello, What is the normal way of paying a surveyor? Many seem to want a bank transfer for the full funds just to make the booking before the survey is carried out weeks later. I feel uncomfortable just transferring money into someones account with whom I do not know nor have ever met, especially as this is a Building…
-
New Southgate, London (N11), Zone 4
What do people think to the area? Really struggling to find much information about it. Seems underpriced relative to neighbouring areas Good transport links to Moorgate via BR train and to central London via Piccadilly line (these seem like the fundamentals of house buying to me?) Seems safe and green Good schools…
-
Btl
Hello, I'm looking to get a BTL mortgage, I keep getting told by several people to get a interest only mortgage, and other people say get a repayment mortgage. Can people help me out with the positives and negatives Many thanks
-
Would a burglary put you off buying?
Yyyygvcfdccgvcfffbb
-
Evicting distant relation after probate
This thread was started without the full facts. Since these have come to light, this thread is surplus to needs. There is also lots of assumptions and speculation by some posters.
-
Freehold vs Leasehold (value of a freehold when buying a flat)
Hello All, I am currently looking to buy a flat in north London. The majority of flats that I've come across have been Leasehold but have now found one that is Freehold i.e. its a ground floor flat where I would receive a share of the freehold. The freehold flat is priced at £280k. A neighbouring leasehold flat, which…
-
Please delete
Please delete
-
Making Changes to a Room with Out of Date Building Regs
Hello Everyone! I'm currently looking at buying a house that has a loft conversion. I know that this is usually a tricky area and I'm struggling to find an answer. The loft is listed as a bedroom and the estate agent says the original building regs paperwork is being sent to the vendor's solicitor. However, we believe that…
-
Land Registry Complaint - 19 weeks delays for title registration
ATTENTION OF LAND REGISTRY Dear Sir / Madam, I am writing to complain regarding the highly delayed services we have received from Land Registry. It has been 19 weeks (4 months and 19 days) that our application has been sitting in your queue, and no one at Land Registry has been able to tell us why the delay or when it will…
-
Removing (Load Bearing) Walls in Leasehold Flat
Hi MSE Members, I couldn't find any existing threads on removing (load bearing) walls in a leasehold flat - only erecting walls, so I was hoping someone could help (preferably someone who has succeeded in doing so). Our lease states the Demised Premises to include "...all walls and partitions lying within the Demised…
-
Rent a room scheme (lodger) vs Tenant
I'm looking for some opinions on the pluses and minuses of the above, ignoring the tax implications. As a bit of background, part of my property is an annexe, it's small but self contained and would warrant about £500 per month 'rent' for a single person, or couple, therefore the amount of rental falls within the Rent a…
-
How many did you view before buying
As the title says really, how many properties did you view before you found the one you purchased? We've only viewed 2 so far and already its a headache!
-
Flat with 87 year lease
Hi all, I'm going to see a flat this weekend which I'm told has an 87 year lease. The flat is really quite expensive so I have no doubt that the vendors/EA have not priced the property accordingly. I'm aware it would cost in the region of £10k to extend the lease after two years of ownership. I'm unsure on what to offer on…
-
Previous owner put "freeze" on phone line - still in place after completion
Hi All, Just wondering if anyone else has experienced this and if anyone knows a way around it..... Completed on purchase and moved in on Friday. Called our broadband/telephone provider to advise them of change of address (we have the same provider as the previous owner so I had been advised by the provider beforehand it…
-
Mortgage advice - Can someone help.
Hi everyone. This is my first time on this Forum and I was hoping someone with a bit of know-how would be able to help. :) I live in Aberdeen, Scotland which is ranked as one of the most expensive places to live (sadly) I currently work in the Oil industry where I earn 30,000. My Hubby is in Public Sector earning circa…
-
damage deposit not in dps
Been renting for 4 years due to leave in the next few weeks, started discussing damage/security bond rang estate agents who said the landlord had suggested they had placed in dps..but never issued the reference number in which I should have.. i don't as I never received one. Where do I go from here addressed it to landlord…
-
Big variance in valuations - advice please!
We want to put our house on the market. It is a 2 bed terrace in a London suburb. We were first time buyers so this is our first experience of selling. I've had five valuations in total but they have come back with a wide variance - there is £60k between the lowest and the highest, which for a small 2 bed property seems…
