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Right to buy mortgage at 55
Hello, I am 55 and have been living in a council owned semi-detached (although the ownership was passed onto the local housing association quite a few years ago if I remember correctly) for the past 25 years. A friend told me that I would be eligible for the Right to Buy scheme and with the house's approximate value of…
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Storage - Plastic Covers for Furniture
I will be moving into very small emergency housing meaning a lot of my furniture will need to be put in storage. I can't afford storage and it probably isn't worth paying a fortune (for a year maybe) to store my furniture. I also can't afford to replace it when I finally get into social housing. Someone I know has a…
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"Buying" house from Birth Mother
Hi, this is a lovely situation. I have found my birth mother and she wants to give me a house. Amazing! She is English, has dual nationality but has German Residency. Sadly my father, her husband has recently died and for the inheritance rules it is easier for me to 'buy' the house she wants to give me (I am not their…
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Buying a flat needs double glazing and boiler advice about grants?
The flat I'm buying is an ex council flat it requires new windows 4 small and 1 large lounge one and a new boiler. I looked into this: energysavingtrust.org.uk/grants-and-support I may be elliable for a free boiler or £300 towards windows. What advice can anybody give has anybody ever had this deal on here?
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Taylor Wimpey is taking the 'P' here!
Hi All As always, I really need some advice here please... I am currently buying a new build from Taylor Wimpey. The house is due to hand over to me in 4-5 weeks. I went back to the site to see the progress on Saturday and talked to the sales guy there about my kitchen. What happens is, about 3-4 months ago, I told the…
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2nd toilet in rented property broken.
We moved into a property may, since the our bathroom has leaked, the upstairs toilet has leaked and been fixed. But our downstairs toilet packed in 3 weeks ago! We had a plumber out who said the system will need replacing and has sent the quote to a letting agent who will pass it on to the landlord, we chose this house as…
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Someone else picking up keys
My boyfriend bought a new build flat off-plan. As he travels a lot for business he asked at a meeting with the agency back in April about whether someone else could pick up the keys on completion day. They said yes no probs. For the past three weeks we have been told (and they have repeatedly confirmed) that his completion…
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Land registry fee?
We completed on our house in early December last year, we received the completion statement about a week beforehand and paid all monies due in full. Today we have received an email from the solicitor to say there is a shortfall of £135 as "the land registry fee increased from your original completion statement." We paid…
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First time buyer, BISF construction, Right to buy
So, As the title says we are first time buyers, the house is BISF construction and we are using the right to buy. We have had all of the checks from Nationwide and everything came back ok. They sent out a surveyor to check the property but advised that they would only be able to do a basic valuation as their standard…
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Landlord changing his mind on rent increase
I am having an issue with the landlord of my rented flat and would appreciate some advice. We moved into a flat last year under a 12-month tenancy agreement which ends on 19 September 2015 with rent at £1,700/month (London!). We like the flat and would like to stay here for another year - we could probably get better in…
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Underpinning - to buy or not to buy
Hi all First time poster and first time buyer in London. I'm currently going through the process of getting a mortgage on a property and all was going swimmingly (far too swimmingly) when we found out via the mortgage company that the surveyor had paused the process. It wasn't clear why until speaking to the estate agent…
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Conveyancing quotes seem expensive
Hi All, I am new to the home buying process, being a first time buyer. I have given an offer on a leasehold flat for 98000 in a nice area in Manchester and have received some quotes for conveyancing which I am quite shocked about. Two online quotes have given me 650 legal fees plus 360 disbursements so just over 1000. A…
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propertyeagle.co.uk
Has anyone used them to successfully sell their property? I am considering giving them a go.
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can you withhold rent
I have been promised things to be done in the home for about 2 years now. I have proof of letters saying that things would be actioned. The latest is in June I had to have the gas fire removed as it was faulty and was promised an electric heater in its place, 2 months on and still nothing and its going to be getting colder…
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Money owed to ex?
Hi All, Not really sure where to post this, so thought I'd give here a try first. This is a moral dilemma and not sure what I should do? (sorry it's a long post) Back in 2007 I bought a house with an ex we went 50/50 on the deposit but I paid about 80% on the monthly mortgage payments. A year or so later we split up, she…
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House purchase dilemma
Having lived in my mortgage free flat for 2.5 years I'm now looking to get a place with my partner and have a dilemma. Option 1: Sell flat and put down a massive deposit and have a very low mortgage and plenty of disposable income. Pros: - low commitment each month - plenty of disposable income to accommodate inevitable…
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What type of mortgage to buy out inherited house?
Me and my sister both own outright a freehold property 50% each from inheritance. If I wanted to buy her half, what sort of mortgage would I need, just a normal re-mortgage or is it more complicated than that? I would want to take a mortgage for enough to buy my sister's half plus a bit more so I can do much needed…
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Offer accepted but we have cold feet
Hello, I hope that some of you may be able to offer some insight regarding my situation. My husband and I have offered on a house that we like. We went in low originally, but we told by EA that the vendor ideally wanted the asking price, but would consider 5k lower. We did some scrabbling around to raise extra money and…
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First time buyer in London
Hi guys, I'm looking for some opinions and advice or maybe even some insight if anyone has faced a similar situation in the past. Basically, my wife and I have around £350,000 to purchase our first property with. We are currently both working in London (Bank station) and are contemplating between buying an apartment or a…
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Building regs certificates
I bought a house two years ago which has a small single storey extension built around 1999/2000. The issue of building regs was never raised when we bought it and we have no paper work for it. I have been told that any work over 12 years old is exempt anyway , what can I do? I am selling up and my buyers solicitor is…
