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Buying a house for us, which is rented out for another 6 months. Possible?
Dear All, we are first-time buyers and not very familiar with the UK system (moved here two years ago and were renting so far). We've seen a property which is for sale. We would like to purchase it to move in ourselves. However, it turned out that there will be a tenant moving in on 1st of Sept for 6 months. Thus, it would…
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Asked to remove bike from balcony - rights?
I have just received a letter "to the occupier" from the management company of my apartment block asking me to remove my bicycle from the balcony due to it being "unsightly", "against lease agreement" and "against insurance". This came with a lovely black and white photo of my balcony too, as proof! I've had a read through…
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How do you cope with the uncertainty of the house buying process?
I'm in the first couple of weeks of having had an offer accepted, instructed a solicitor, put in my application for a mortgage. The vendor is currently away on holiday so they can't get their solicitor on board until they return. I have now paid a non-refundable valuation/homebuyers report fee of £450. In 10 years of full…
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Buying free hold half of a semi detached house with other half leasehold
I have put an offer on a semi detached house which is freehold but the other half is leasehold. Will there be any legal complications in the future when I want to sell the house? Appreciate any help.
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shared ownership?
hi everyone I have about £50K which is at the moment sitting in my current account (I know, I know - apparently is works better for me in there than in a savings account because interest rates have been pathetic, well until about yesterday) I don't really want to lock it up for 5 years or so. The thing is I'm renting in…
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Boiler check pre exchange?
Hi all, I've been recommended by the solicitor to get the central heating checked out before the exchange of contracts. (The usual paragraph that they always suggest). The property that we are buying has been tenanted. I've heard if it's tenanted then landlords need to have the gas/boiler inspected every year and get a gas…
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right to buy
am looking to see if I can buy my bungalow off housing association, they have sent me out a form to apply , but on it you have to put the amount of any savings you have ,cant understand why they need to know we are not on any benefits so pay our own rent , the property is also made of poured concrete & due to our age we…
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Seling vs keeping, mortgage vs remortgage vs auction, etc
The back-story: I bought a house in 2009 which needed some TLC, and since then I've done a lot of work on it. Work was good and I saved up enough to see me through for a good 6 months if that changed. Last year that changed, and I'm now in month 8 of no work. I'm not on benefits but the cash has now run out. The only thing…
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Leaving EA before signing contract?
Hi there, first time house seller and in bit of a pickle! Had a few valuations, checked out their websites, went with an EA that is pretty much dominating our area and price bracket, low-ish fees. Have NOT signed anything, have emails proving that nothing has been signed. They have put up the 'for sale' sign, taken photos…
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Is this my mortgage payment or is it a fraudulent withdrawal on my account ?
Hi all, Brand new to the forums so please excuse if i do anything wrong regarding posting etc. . . I have just sat down at my desk at work and checked my santander online bank statement and there has been a direct debit come out which at first glance looks like my first mortgage payment, my first payment is however now due…
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Homebuyers report - Rating of 3
Afternoon all, Query on my homebuyers survey. Just received the report and it's come back with a rating of 3 (urgent attention) for the roof covering section. To give a bit of background: The property has a double pitched and hipped mansard style roof, there is an extension which is more modern and is lined with a…
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Shared Ownership: Right of First Refusal
Hi everyone, I know the pros and cons of shared ownership have been played out over and over here, and I am not interested in them. We have been fortunate enough to staircase from an original purchase of 30% to 100%, and are now proud owners. The catch, of course, is that when we come to sell, the HA has the right of first…
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Can private landlord make a change in a tenancy agreement?
Hello there. As above. Can private landlord change a name on tenancy agreement? I'm having problems with opening a bank account and I need a tenancy agreement. Can he change a name to mine? (tenancy is on my father). Thanks yall
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It's all under control in Kent
New link https://www.youtube.com/results?search_query=Third+Act+-+The+Bunker+FINAL
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Neighbour wants to develope his side of semi-deatched
I live in a 70's built semi-detached. Very recently my neighbour died of old age. The corner plot property was bought by a developer who wanted to build a new detached house in the side garden. He soon withdrew the application due to it being out of character and in a prominent position on the corner of a residential…
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Domestic Burglar Alarm System
Hi All Just wonder if any of you can recommend me a good & reliable company to install a burglar alarm system in a new build in Worcestershire. I guess things like this, nothing is better than a good recommendation… Many thanks in advance!
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Who is responsible for Council Tax between exchange and completion?
My question seems to me to be quite simple: who is responsible for paying Council Tax between exchange and completion? Is it the buyer or seller? However I found it surprisingly impossible to find clarification on this. Here is the background. We recently bought our first house. We exchanged 4th June 2015 and completed…
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Subsidence
I am in the process of selling and the buyers solicitor has reported potential subsidence on the conservatory wall. They have asked if this will be repaired prior to completion. I'm 99% certain the crack is due to poor footings under the conservatory. This was put up prior to my purchase of the property and I have no…
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Rental income & maternity allowance
Morning all, Been awake since 5am trying to work this one out...apologies if I haven't posted on the right board. My only self-employed income at the moment is from two rental properties, and I am due to have a baby in March next year. Does anyone know if rental income counts as self employed income when maternity…
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Fixer upper advice
Hi I'd like to purchase a 60k flat, I need to spend 15k to fix it up and found out the bank won't give me that extra money despite offering me 100k on a mortgage. What options do I have if i wish to proceed with buying and doing up the flat?
