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Buy to let/first time buyer question
Hi I'm finally looking at getting a foot on the property ladder with my partner. We have around £50000 between us for a deposit, however my partner is a student, working part time and I am currently looking to change careers which would involve starting an apprenticeship (and taking a substantial pay cut for a time) We are…
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What does 'let' and 'let agreed' mean?
Hi, Me and my partner have applied for a house via burchell Edwards, it's on numerous sites such as zoopla, right move etc. We've paid for our application, now we are just currently waiting on the outcome. But on some sites it says '"let' but the other day it said '"let agreed' but on one other site it says 'let agreed' We…
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Private Landlords
Ok so basically I moved out of my mums house and into a tiny house with my then fiance (now hubby) 18months ago. The house was ok as a starter home but it's too small and there's not a lot of parking and we've had some problems with the house that are still not fixed. We got this house through a local letting agents who…
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Moving - Is postal redirection worth bothering with?
Hi All I am moving house in June and just wondered what people's thoughts are on postal redirection these days. All of my bank accounts and utilities are run online so I don't get postal statements or bills and the majority of my post is junk mail or supermarket coupons. Is actually it worth the £29.99 for 3, or £39.99 for…
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house deposit
Hello, I was under the impression that we would have to provide a 10% deposit for the house we are buying. I was just checking re savings accounts to take the money from when I came across a site that stated that generally when you are buying And selling, the buyers (of your house ) deposit will become your deposit. So our…
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Quick rent notice question...
Hi, Long time lurker on MSE and could do with some help/clarification from the collective :-) I am trying to work out when to hand in my notice on a property which has a tenancy start date of 9th of the month. :beer: thanks for your help...
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What's best..?????
My mother, in her 70's, lives alone and owns her home outright. She wishes to 'release' some equity for a few improvements. The house will be 'left' to three of us equally. (Assuming no care issues etc). Now what's the best way to go about this? We don't want to go along the route of releasing equity companies where they…
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Putting an offer in on a house
Hi all I put an offer in on a house about a month ago. The owner at the time did not accept - the estate agent said the owner had purchased the property for the asking price and therefore was unwilling to budge Fast forward to today and I am still house hunting. I noticed this same house has now come onto the market with…
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Do estate agents want to sell houses?
Hi I have saved up over the last10 years to be able to buy a small house. I have been to view several properties and put in offers but feel I am being pushed out in favour of the estate agents wanting to give me mortgage advice and not ask if I can raise the funds. I have seen several properties I like go in favour of…
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House sold well below market value a couple of years ago
Hi all, We are doing some due diligence on a property we want to buy. The property seems great, beautifully presented and there are no obvious problems that were obvious to the untrained eye. Literally the only issue with the property is that 3 years ago it was sold for 147K and then 6 months later it sold for £126. The…
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Tenants deposit
Hi all, I have a situation I hope you will be able to help with. My mother until recently was letting out a property. Once the tenant moved out the letting agent informed me( I'm acting on behalf of my mother due to ill health) that the property would need new carpets as a dog had been allowed in the property unbeknown to…
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Thinking of selling up and renting
Hello everyone. I'm looking for some other viewpoints on my current situation, just to make sure I'm not missing anything obvious. We bought our house right before the big crash and have been in neg equity until a little while ago. I'm wanting to sell up and rent for a while and make a smarter purchase with the next house.…
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What are the risks?
Hi all, (apologies in advance for the long post!) I'm wide awake and can't sleep because I've got so any questions buzzing around my mind after having a positive valuation yesterday. We were first time buyers 2 years ago and our 2 year fix is almost up, we've seen our MA and were switching lenders from nationwide to…
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noise
Just moved into 2nd floor (top) owner occupied flat. Was introduced to 2 neighbours either side. Seemed fine enough. I asked one if hr got much noise ..m he said 'only when me and my girlfriend like a dance'. This is my second night and he's brought a couple friends around and music is loudish. Walls seem quite thin. I've…
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Where should I live?
Hi there, I'm looking for a little advice... I am looking to move and have no idea where to move to. I am looking for somewhere that has: *Good music venues, large and small *Good transport links including an international airport within reach *Access to big towns/cities with all the usual facilities/jobs etc *An…
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are there good/bad surveyors?
we are currently in the process of organising a home buyers survey to be undertaken on a property we are currently purchasing. having looked online there seems to be a massive price difference between surveyors, yet the services they claim to offer all, pretty much, the same. so my question is are all surveyors the same is…
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Could I get a Mortgage?
Hi, My situation: 1. I have a fairly decent chunk of savings (£50k) which would be used as a deposit. 2. I am considering purchasing a New Build to take advantage of the 20% government loan towards a deposit. This would obviously take my deposit to an even higher amount. My deposit + the 20% from the Help To Buy scheme. 3.…
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Landlord using our electric/water
Hi, We rent a house that has a separate annexe. It is not officially included in our rental but the landlord has given us a key and has allowed eg my parents to stay in it when they visit. He occasionally stays in it or a family member. Has only been 4-5 weeks in the year we've been here so no major issue . However now the…
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Finally doing shared ownership!!
Hello all, I've been flathunting for a while now and have now finally decided to do the shared ownership route simply because I wasn't able to find what I wanted on the open market (mainly it was the location causing me the problem as I was hoping to reduce my commute but of course central London is craaaazy expensive). So…
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Esurv Valuation Report
Hi All, Any mortgage advisors, IFA's or survey experts. If so this is a question for you. Essentially we are trying to buy a 2 bedroom new build house with Halifax. The house hasn't been built yet but Halifax commissioned a valuation survey as part of the mortgage process. The survey came back with a £19k difference…
