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Issue with noisy neighbour. Do I have a case?
I’d really appreciate some advice regarding a housing situation I’m currently dealing with. I’m a housing association tenant and I live in a block of flats with four other tenants who all belong to the same HA. I’m on the first floor and there’s a one bedroom flat above me on the second floor. The problem I have is that…
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Help! Can I pick your brains moneysavers?
Hi everyone, I've always kept an eye on MSE but joined up today after a bit of a run in with my estate agent. I just don't know what to do. Selling my house, no dramas you'd think but it turns out the EA's have been less than forthcoming with things. Fees were negotiated are plus vat. I did read the contract but can't…
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Taylor Wimpey Upgrades and Extras
Hi everyone, we have got our name down for a taylor wimpey plot on a development near us which has just opened 2 weeks ago. I was just wondering if anyone had a list of prices for the extras and upgrades as me and my husband completely appreciate that the spec in the show homes is not standard and we are fine with that but…
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Purchasing new house with parents-in-law
I'd love some advice regarding the sale of the house belonging to my parents-in-law and the potential purchase of a new house. The idea being that they would gift us the money from their sale and we will purchase a new house with an annex for them. We are going to get legal advice but I'd appreciate knowing a little about…
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BTL mortgage on Auction Property?
Just wondering if anybody has ever bought a property at auction with a BTL mortgage? if so were there any other difficulties that they encountered other than the time constraints? Thanks
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Taking LL to court
Hi Not sure if this is the right forum. Anyhow, I'll keep it short, basically my tenancy ended in December,I got a letter from my LL, saying he couldn't return my full deposit, in the letter he didnt say why exactly. It mentioned the flat wasn't professionally cleaned(which it was), there was a check out report done by a…
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Rental property repairs
Hi there, Just a quick one to ask. How long is it reasonable to allow for our landlord to carry out repairs to our property? We live in an end terrace house and the side gate on the property blew almost entirely off its hinges just over 5 weeks ago - it was pretty rotten anyway but the high constant winds over a couple of…
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Pulling out of a house...
Hi, I'm hoping someone can offer me some sound advice to put my head at rest. We sold our property at the end of last year and have been renting since. We have looked at a few properties and liked them initially, then backed away from them before offering. We saw one we liked last week and put in an offer the next day. We…
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Local Hero
http://www.dailymail.co.uk/news/article-3075980/Farmer-turns-275MILLION-sell-land-housing-Father-two-says-doing-massive-disfavour-community-took-money-ran.html ‘They persist in pursuing this proposal even after it has been rejected by one inquiry after another.’ Mr Herbert added: ‘I understand that landowners have been…
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Mortgage via broker
Hi, We are currently in process of mortgage application via broker. I am trying to chase up mortgage application via broker and the broker is trying best to give me a status update. Although I am not in any doubt that the broker is doing his job just wondering whether is it advisable to contact the lender directly for…
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accepted an offer but not heard anything
I accepted an offer for my property and got an email from the EA with memorandum of salewith buyer and seller details and solicitor details. That was two weeks ago and I've had no contact since. I haven't signed anything. Is this usual? Can I pull out if I change my mind?
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Life and critical life insurance
Currently buying a house , went to see the mortgage advisor and agreed to get the life and critical illness insurance, he never said it was a condition of the mortgage. After talking to close family we have decided we dont want it, we only agreed on Friday to it, so are we with in our rights to cancel it tomorrow ? It is…
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Recent sale price of a house in our street......
Sorry everyone, I am getting myself in a twist but could just use some advice. We are getting ready to sell our property. We have been extraordinarily lucky in our area; we bought a wreck of a house 6 years ago, renovated and extended which added a good chunk of value, but mostly, thanks to living 100yds from what is now…
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Refusing access for viewings
LL and agents have been very difficult regarding repairs that are needed to property, blaming each other, waiting on permission etc. I plan to refuse access for viewings in last 2 months of tenancy. We are buying our own house, so not bothered about references. They can't make deductions from deposit for me refusing can…
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Buying a house - prices?
Hiya, We have seen a lovely house on for £535k. Our budget, max is £500k so we were nervous about seeing it and loving it, but after we viewed it we chatted to the EA who was a bit of an affable, lovely chap, who somewhat flippantly remarked 'Well, I wouldn't worry about that - they'll know they won't be getting over £500k…
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Help me please :)
Hi all, racking my brains to try to work out whats best.. . My long term partner (7+ years) don't live together. Work has us living in different ends of the country. I own my house (£112 mortgage against a value of £175K), on a very low BRT +0.75%. My partner lives in rented accommodation (ridiculously cheap rent £180 per…
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Renting out current property and buying a new one- advice?
Hi guys. I bought my flat with a mortgage nearly two years ago, since then I have married and my husband and I both live in the home which I bought. We are keen to buy a house together in the future but would very much like to keep our current home as an investment opportunity. Where do I go for independent advice about…
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terminating 12 month ast early help please
i have bought a house that will be ready in a few weeks for me to move into, which puts me into a situation were i will have 3 months of my rented house left and my own house. I have no problem at all paying both rent and mortgage till my ast runs out, but i have notified my landlord that to help him out i do not mind…
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separation - mortgage, child, CCJ advice needed
Hi, I'd be really grateful if someone could help? My marriage is pretty much over. We have a four year old. We have an interest only mortgage in negative equity. The house is in a state of disrepair. I haven't the ability or funds to continue to live there though it would be my legal right as the wife with custody of our…
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Change to circumstances but locked in to 5year fixed rate
Hi All, We currently own a property which was purchased in June 2014 under a 5 year fixed rate mortgage, only transferable to another property (large penalty rate applies if we sell or change the mortgage before this date). Our original plan was to live in the property until the end of the fixed rate, then move to a…
