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Last minute offer revision for repairs?
I'm just about to complete on a flat (in a 30's mansion block of 20) but the mansard roof is due for repairs and the windows are to be replaced in September. The housing assoc'n who own the block cannot state a budget. I'm finding out what's in the reserve fund as I'm guessing I'll be in for 1/20th of what that doesn't…
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Moving abroad - Consent to Let vs Buy to Let - HSBC
Hi All, I currently have a life tracker mortgage with HSBC, have been with them for the last 9 years, clean credit history, mortgage LTV lower than 65%. I'm potentially moving abroad and this may be a permanent move if all goes well. However, I'd like to keep my flat and propose to let it on AST to cover mortgage, service…
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Waiting for buyers solicitor !.
Hello all. As the title says,we are in the process of conveyancing actually in week 5 of conveyancing. Now after answering more questions from buyers solicitor my solicitor has not had a reply for the last 18 (working) days,last contact was that buyers solicitor has received all the information they asked for. cash buyer…
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Home Buyer Report Questions please
Our purchasers have just received their Home Buyers Report on our property and are concerned about a few things. Obviously I am now worried they will pull out of the purchase. The have given us a full copy of the report and the valuation is the same as the agreed selling price. These items have been given a Red 3…
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Shared Ownership Staircasing Query
Hi everyone At the beginning of last year we moved into a shared ownership flat in London and have a 45% share. At the end of this year our fixed-term mortgage period comes to an end and I am interested in remortgaging and staircasing to and 80%, then eventually a 100% share. Eventually, say in the next 5-7 years, we'll…
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solicitors holding money
We sold our home in march and the solicitors still have out money as we haven't completed on house we are purchasing. Can they hang onto it this long and what about interest,seems we don't get any say. We only need half the amount to pay for new place so why hasn't he offered to send us at least some of it to us by…
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Sell or rent out?
Hi there, just asking for the advice and experience of people on this board. We bought a bungalow in April, we have an interest-only mortgage on this. We also have a mortgage-free house where we live at the moment. The idea was to stay in our house while the work on the bungalow was completed, then move into the bungalow,…
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When to pay fees/deposit etc & how?
I have received my contract to sign for the house I am buying. The solicitor has also sent a break down of the balance I need to settle (including deposit, Stamp duty etc). When is this fee usually paid? The solicitor hasn't said when I need to transfer it over but on my online update (we are using a local solicitor but…
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when to start thinking house is overpriced?
When would you start to think the house is overpriced? Only been on a week and no views and i understand its early days but asking the question now? ea said 4 weeks and then maybe tweak the price. Was Its a 2 year old new build town house so was sort of expecting atleast a view or 2 in the first week. Only selling because…
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Opinions on buying a flat in London in the next year
A few people on here have said that right now the housing market in London is inflated and it would be wise to wait until housing prices come down. I'd love to hear a few more opinions on this. Is the London market likely to cool off? Would it be wise to wait a year or 2?
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Repairs to house after Right To Buy application
We've got a water leak outside in the toilet piping which in turn is making the electricity trip and due to that the whole outside wall is damp and brown. We requested a repair from luton council but they said because we have submitted a RTB its our responsibility to repair. The RTB is not completed yet and im still paying…
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Rent Increase
Hi all :) I had an assured shorthold tenancy for a year ending October 2010 and have held over since then, and have not signed any new agreement. I assume this means that I am now in a monthly periodic tenancy that is subject to the terms of the previous shorthold tenancy agreement? My landlord has told me he wants to put…
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is it OK to pull out?
Having accepted an offer I have changed my mind about selling my property. I haven't spoken to the solicitors yet or signed anything but the estate agent has the property down as sold stc. If I am to pull the plug do I just tell the agent, do theyneed to know why? Will I owe them any admin fees?
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'We buy any house' - Thoughts please?
Hi. A friend of mine is selling his house and wants to know what people's experiences have been with'We buy any house'? Could anyone please offer any comments on this company? I'm assuming that the main negative is that they WILL buy any house....but at a low price?
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Offer In!
So we sold our house STC earlier this week and we have just put forward an offer on a house we viewed last night. It is on at £169k and we offered £160k based on the fact it hasn't been touched since the 1970’s, it has no heating, and is absolutely covered in nicotine so everything would have to be ripped out before we…
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Landlord gas cert before own property
In the next day or two i am due to complete on a property i plan to let. I have no yet checked boiler to see if works, sillly me i know. Would it be possible to get a landlord gas cert done before it completes? Therefor killing two birds with one stone, i know if it works or not and if it needs anything and hopefully…
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Rental problems
Hi sorry if this is the wrong place to post but I have a problem. I have just moved into rentaed accomodation and when I had a shower the water flooded the kitchen downstairs. Con I withhold rent until it is fixed. thanks for any help
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Rules around length of ASTs
My current Tenants one year AST is coming to an end and they wish to start another AST and have requested it to be for a further three years (so four years in total at the property). However I'm sure I read somewhere on this site that an AST cannot be longer than two years and also not longer than three years once renewed.…
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Do we have to wait for vendors contract before commencing searches?
Hi All, We are chain free FTB, we have had our mortgage offered in just under two weeks. We were awaiting the results from the survey/valuation on Monday before instructing Solicitor to proceed with the searches. We got notification yesterday that mortgage has been offered and valuation approved, just waiting to have a…
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Anyone else waiting on completion?
Just wondered if anyone else is awaiting completion? The wait is cracking me up. We've found our dream home and have accepted an offer for our current home in writing. Our buyer is awaiting her formal mortgage offer......due to complete on 5 June, totally paranoid something will go wrong
