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Building Regulations for a downstairs WC
Hello all! I am in a process of purchasing a new build property. As the builders have only started to lay the foundation of my property, I asked them if I could make some slight changes to the layout so it works better for me. On the builders' drawing plan, there is a downstairs WC next to the kitchen. The WC is approx.…
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Help To Buy - For non first-time buyers (existing homeowners)
Currently we have about 30% equity in our existing home and we have just found out that the help-to-buy scheme is available to existing homeowners and not just FTB's. I believe the stipulations are exactly the same e.g. 5% deposit + 20% government contribution. Just wondering if any existing homeowners have gone through…
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Renting - First Time Help
Hello All, First time poster long time reader. I'm in need of a bit of general help myself and my girlfriend are moving in together within the next month once she graduates. She has a job lined up while looking for a grad role. I am currently in a house share and I pay £600 a month bills and rent (which is fine) we've…
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flat at auction
I have seen to flats coming up at auction on the kent coast,it is a large semi detatched house,both one bed flats are on the first floor with one having a balcony,both are to be sold with a new 125 year lease.£60-64 k guide price is it a risky venture buying flats?
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Do you think Help to Buy is worth it? Details inside...
In a hypothetical scenario you would like to buy your first home. Over the last few years through careful spending and saving you have managed to save enough for a 5% deposit. Do you: * Use the Help to Buy Equity Loan to buy a new build (and possibly more expensive?) house with your 5% deposit, and then during the next…
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Garden corner plot question
Hi all, Hope this is in the right section. Me and my partner have found a house in our ideal area which we like on the market. The house located in a quiet close and is a back to back end of terraced house (so effectively like a terrace as only 2 walls do not face neighboring houses). As a result of being a back to back…
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House on a corner plot
We found a house on a corner plot with a larger than usual garden. It does ticks all our boxes except the garden being overlooked and offering little privacy. Also, the house is on the market from January and the buyers haven't received any offers for it yet. However, the house sits on a quiet road with no traffic. Are…
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notice to quit
Just want to check we have our dates right, we have a 12 month tenancy which commenced on 12th June 2014, I presume that ends on 11th June 2015 and becomes a periodic commencing on 12th June. All going well we will be exchanging contracts on our new home within the next week or so with completion mid June. I am hoping to…
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Dropped kerbs
One of the houses I have seen has only space for one car in the drive but a good sized garden in the front. I'd like to think about turning some of the garden into a space for a 2nd car. Seems I need to get the council to drop the kerb - does anyone have experience of doing this? The house is on the corner (i.e. there is a…
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Rightmove history
1) Is it possible to see how long a house has been on sale for?* 2) Some houses say "reduced today" is it possible to see what price they were before? *Though it seems some EA's remove and relist the houses quite regularly as they keep coming up in the "new properties" emails even though they have been on the site for some…
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Declaration of trust advice
Hi. My Wife and I are about to buy a house together, the deposit for mortgage is 40k and the stamp duty is 10k. I am paying all 50k myself. We are paying 50/50 on all other things, such as maintenance, bills, mortgage payments etc. Would it be fair to say we get 50/50 equity split each, with the wife owing me 25k in the…
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Buying land - can I make an offer ?
Hi, I am considering purchasing a plot of land which has full planning permission granted for a property to be built on it. The land has an asking price advertised with agents, and my question is - can I put an offer in for a lower amount (like you would when purchasing a house), or is the price for land normally…
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Restrictive covenant
We are in the process of purchasing over home (1950's) and have received the report from the solicitor. The seller who has owned this home since it was built, is going to a care home. There is a restrictive covenant 'Not to alter the property without the Transferor's consent in the 1948 conveyance'. Does the transferor…
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Changing boundary
If both parties agree on where to put a new boundary between their properties, does anybody have an idea of what sort of costs they'd be looking at to get it changed officially on both sets of deeds?
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First time buyer, buy-to-let advice
Hello I am a first time buyer, looking to buy and then rent out a 1 bedroom property. Whilst I am extremely new to this, I have done my research and feel ready to go. However one thing I am struggling to find is any kind of sample inventory for a furnished 1 bedroom flat. Are there any landlords out there who would be…
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Should I report the homeless guy that has been getting into my apartment building?
I live in an apartment block which has door codes to an underground car park and bin area. There is one homeless guy I saw him jump over our 15 odd foot fence once but since then I see him a couple times a week rummaging around in the bins. I am actually pleased to see the bin divers make use of some of the stuff people…
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Cash Buyer - Survey or No Survey?
We've seen a 1930's house which seems solid and no signs of damp or cracks etc, and are in the fortunate position to proceed without a mortgage. Obviously a survey is mandatory when a mortgage is involved, but what would be the general advice regarding surveys when it's a cash purchase?
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Solicitors Have lost the funding from a sell of a house.
A family member have just sold their house, and was waiting for the funds to be put into her account. The Solicitors have placed the funds into a wrong account, and it going to take an extra three days to sort out. Can she claim compensation? And how, the solicitors don't seem that bothered about the stress the matter has…
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Survey: Is this something to be worried about?
Hi all, Many thanks in advance for your advice and suggestions. Me and my partner are in the process of buying our first home (FTBs). We're buying a late Victorian terrace which appeared to be in excellent condition when we viewed and our offer was based on this (a lot of interest in the house, which went to sealed bids…
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Spending money during mortgage application process
Hello, I am trying to be a ftb and about a month ago applied for a mortgage via a broker. Last Tuesday Halifax did their survey and apparently tomorrow I will be getting the results so I am pretty nervous at the moment! However it is a shared ownership property so I'm not unduly worried because these types of properties -…
