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Mortgage credit search
As i am (im)patiently waiting for some news re a mortgage application i have been checking my experian credit file everyday to see if i can see the relevant hard search. I see what i assume is the soft search "Identification: Generic Check" which appeared on the same day. But my question is what does a hard search look…
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How to make best use of properties in the family.
Hi, I'm seeking advice on what options me and my parents have with our properties, I want to help them out and I also want to move too. My parents have an house which they are having trouble selling. They are both in their late sixties and eager to move but unfortunately have not received what they think is a fair offer…
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Garage Conversion and Permission Question
I'm in the thought process stage of getting a garage conversion. I know if I plan to change the front I'll definitely need permission. My question is really about the chance of getting permission under the circumstances of the garage. The garage is separate from the house with a public access to the rear gardens for the…
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Idea of investing in parents home?
Hi, My parents have worked hard all their lives but are still struggling despite both being close to 60. Father is self employed and due to health issues had to have six months off work without pay. This means they still have a fair size mortgage (about 30% of the house). It's a semi detached 3 bedroom house worth 250-300k…
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Had a funny question from an estate agent
we were buying a property, had a full survey on it & structural survey cos of some problems brought up by the first survey and decided that the property needed too much work so we pulled out. fast forward 8 weeks and the estate agent for that property (which is still on the market) has rung up and asked if we could help…
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Freehold Managers plc / JB Leitch
I have a flat in London that has a lease that is run by Freehold managers plc. This year i didn't receive my ground rent and buildings insurance demand from them. A few months past , so i emailed them to see where it was and to pay them. Freehold Managers had told me that they had now forwarded the account to a solicitors…
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viewing a house after making an offer
hi I was wondering if anyone can help I have a friend who recently has made an offer on a house and it has been accepted they would like to go an have another look round but the estate agent is stating that they can`t how many times are you allowed to view a property. plus my friend has arranged for a gas and electric…
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Conveyancing file
I thought I was entitled to ask for my file once the bill had been paid, but my online Conveyancer has refused, saying they must hold it for six years in accordance with Law Society guidlines. Is this correct ?
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Moving home-advice please
Can anyone point me to some websites that can help me in my home move?Checklists,how to find the best movers,what to avoid that sort of thing. My wife and I are moving from Herts to Devon and it all looks a bit daunting.Our first move in 30 years. Thanks
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Advice on valuation report please
Hi I am in the process of buying my first home and have just received the initial valuation report from Halifax and I am worried about a couple of points. The house has been extended by its current owners twice, firstly they have put on a large sunroom/conservatory which covers the whole back of the house and also they…
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What should I do - lack of building regulations
Guys, I'm a little stuck what to do, I have been progressing with a house purchase and my solicitor has informed me that the current owner purchased an indemnity insurance for an existing loft conversion. The owner did some work, breaking this indemnity so would get a new indemnity for me when I purchase. Initially I…
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Court or ADR from MyDeposit
[Long post warning] Situation: 1. Rental property advertised on rightmove. The advert shows an empty, vacant flat. We boon a viewing, but the flat is occupied by the former tenant with all his belongings and not in a condition as advertised. ( original advert available) 2. The letting agent informs us that the property…
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Resedential landlord in administration
Hi, I'm helping a friend with a difficult situation and am looking for some advice if anyone can help please. The Ltd company she rents her home from went into administration at the end of November. She only found this out as she called the management company for a maintenance issue and was informed that they no longer…
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Note through the door from another agent
So I know that ultimately, the only way to work out what's going on is to ring and find out, but I want to know whether this is normal, or allowed. We're selling our house through Agent A. It's been on the market for just over 8 months now, 5 with Agent A, 3 with another. Agent A have been okay - they're the big boys of…
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Incompetent Halifax
Where do I start. Halifax have already lost us our first house purchase due to their slowness. Now it seems we are going to lose our second one We have told them all along we may not sell our house for a month but we have the funds to purchase another one. But the mortgaes are running side by side for one month but no no…
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Looking for new estate management agents
Hi there, Has anyone had any experiences with GOOD management agents on here (as opposed to cowboys like RMG)? If so can you let me know what their details are as Id like to speak to them about managing a new estate that the residents have just taken over from RMG! Regards Mailman
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Squeeze-in houses
Well...outa interest....I'd like to see details of properties that have been squeezed-in to places where there quite obviously isn't room for a house. But someone put one there anyway.... All contributions welcome...
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Reducing Offer - Asbestos Garage roof
Not too far from exchange but I've only been able to inspect the garage today as the keys had been misplaced. Plants are growing on the roof and found there way inside causing the roof to be damaged and leak, it also looks like the roof is made from Asbestos cement sheets so really needs to be replaced, the garage is in a…
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Un-Married Couple buying house together
Hi all, As the title suggests, we are not married (yet) but having lived together and not killing each other we are ready for the next step and have prioritised buying a house over getting married. We are almost at the point of putting an offer in after getting an agreement in principle from the bank. What experience have…
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Inherited house, now sold but...
Hey all! My sister and I inherited a house from my Grandma when she passed away. We had always planned to sell and the solicitors handling probate knew this. Whe probate came through I began tghe process of selling and accepted an offer. Now, all the legal stuff for selling has come to my father as he is the executor. The…
