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Intrest rates
With the intrest rates at an all time low, when the rates to start to rise what do you think the norm will be? If intrest rates went to 15% everyone would go bankrupt. Even at 7% everyone will have no money left.
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Expenses caused by roof damage
We have been renting a property (Scotland) for over a year. It is not in the best shape but ticked our boxes whilst we save for deposit. The top floor has no central heating and has plug in electric heaters which is fine as the rooms are rarely used (guest bedroom and study) The day after our new years guests left I went…
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How much should I offer?
Seen a house I love and it is up for guide price of £140k and previously bought in 2011 for 120k I asked to view the house but my budget is £130k max and aparantely the vender was still interested. So I viewed the house yesterday and I told the estate agent that I don't understand why it up for 140k anyway I knocked on…
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Viewing with DIP for lower amount
Little bit frustrating but not sure best tactic to use. I have a DIP based on a previous property I was looking at that is still valid. Now looking at other properties and rang up EA about looking at one. They said blah blah blah we need you to speak to our mortgage advisor to make sure you can afford it. No problem with…
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Council tax
Not sure where to put this so if it is in wrong area of forum, please move. I am curious as to whether a council tax bill going to a property (posted by council) occupied by 2 adults (married couple), would be addressed to both adults or just 1 ? As they are both liable, I would have thought it would be addressed to both,…
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BTL Subsidence possible?
Firstly I live up north, so that's why prices are cheaper. House I have seen (viewing tomorrow) has been listed for 60k, others on that road in the past few years have sold in between 100k - 130k. When we called to view they told is it had subsidence but had no other information about it, but said the person that shows us…
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Renting of parental home
I like to know if or how to go about renting my mother's home as i am on benefits and can i have rent from council paid to mortgage company or does it have to be paid through my mother?
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pls advise how much to offer
Greetings, I am first time buyer, seen this property but not sure how much to offer, I don't know how much this property should be and not confident on guide price from the agency as advertised. Please check this link and advise how much its worth. rightmove.co.uk/property-for-sale/property-33246696.html The property is…
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New Build Negotiation
Hi, I am sure this has been asked before but doing a bit of a search and there are only historical/out dated replies when the housing market wasn't doing so well! Anyway we have found the perfect house which is listed as £244k, we are first time buyers with a £40k deposit. Basically my question is can we negotiate on new…
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Can I rent the property before i buy it?
Hi, I'm desperately seeking some advice We're going through with buying a property and are currently waiting for probate to be granted. When we tried to find out how long would we be likely to have to wait our solicitor has said "how long is a piece of string" We're living at my partner parents and have been for 3 years,…
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Should I get a flood report as recommended by solicitor?
I am in the process of purchasing a house which is in a built up area a long way away from any rivers. My solicitor has written a letter to state: 'During our search ordering process, one of the search results has revealed that the property you intend to purchase could be in an area at risk of flooding. In the…
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Buying my parents house - Advice please!
Hi there, First of all, apologies for my ignorance but this is all very new to me. As first time buyers, my partner and I have been casually looking for a property, ideally our first family home, for a few weeks now and have come close, but are yet to find the 'perfect' home. I'm sure it's probably out there, but…
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Was served a 21(4)(a)
Hi everyone. I was served a 21(4)(a) dated the 5th of January, with a target date of 31st of March. We are currently on a periodic tenancy, as our landlord in December 2014 when asked for a new 12month AST, fobbed us off with some excuse about the cost of drafting up such a contract; more the fool us for believing him but…
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House we had offered on now changed EA. How to proceed?
We have viewed many, many properties over the past 8 months, but only one recently has felt like the 'right house'. We offered on it at £200k (after a lower offer) as this is what we believe the property is worth. It is on the market at 210k. That last offer was rejected but we still have been harbouring hope that the EA…
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Move from hell, purchasers failed to complete HELP!
Hi We were meant to complete on the sale of our house and purchase of another on Friday. Removals turned up, we loaded the lorry moved the animals and headed to the new house at 1.30pm just as our purchaser arrived at our house. At 2.30pm we still had not completed, I called the solicitor and had been told the money had…
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rental contract signed-tenant not moved in
my friend signed her tenancy agreement starting on the 2nd jan and the landlord wasnt ready so she agreed to a change of date, which was today. they was going to sign a new contract today landlord has said he is not ready yet and she can't move in. she is being evicted from her current property as landlord wants the…
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Making An Offer In The Morning :-)
Hi, I am going to place an offer on a house in the morning Asking price is 350K, been on market for just over 2 months with few viewings and no offers. I have looked on Zoopla and an almost identical house two doors down sold for £259K just 2 months ago and another similar one on the road sold for £267K in March 2014.…
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Buying house subject to planning permission? / Tree in neighbour's property
We came across a corner single-storey house in a good location that sits on what is formerly the rear garden of an adjacent property. The former owners built a double garage on the rear garden, and the house is, for lack of a better description, rather ugly. We are thinking of purchasing the house with a view to knocking…
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Boundry dispute with title plan
Ok so we are having a problem with our neighbour regarding the boundry from our house to the middle of the garages as we have a shared drive. Our plans shows use it runs from the corner of our house to the middle of the garage. They seem to think this is wrong as they have something with land registry on showing exact…
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Would this stop you making an offer
Hi, I am looking to put in an offer on a house but during the second visit I noticed the bathroom floor seems to slope downwards a bit towards the rear. Would this be enough to put people off bidding? Also if I was to bid, would a homebuyers or full structural survey look into this for me? Thanks in advance for any advice
