-
House sold & Land not registered to new buyer
Hi, Newbie here, advise needed! We bought a house in 2009, we were aware throughout the process that there were 2 plots, one with the house and garden on it and one small rectangle of land next to it which the seller had purchased from the Diocese some time earlier for approximately £2000. I remember being shown the 2…
-
House sale and Trustee
Hallo, I have 2 related questions please: 1. Can a Trustee benefit from the proceeds of a house sale that the Trustee is the Trustee for? 2. And can you have a Trustee in place who duties are to just to sign over the house for the house sale so in effect just a 'Property Trustee' with no responsibility for any other…
-
Second time buyer: advice needed
Hi I am pretty confused about a number of things (sorry) and need any advice/knowledge! I bought my 2 bed house in 2000 and thus have 10 years 7 months left on my mortgage. My house has been valued for sale at 114950, though I totally get that does not mean I would sell it for that price. I owe 31K on my mortgage (halifax…
-
Changing house deeds from joint owner to Wifes
Hi all, My soon to be ex wife is buying me out of the house we currently own together, all very amicable so far. We have agreed a price and a date for me to move out, just need to amend the mortgage and the house deeds. We have made an appointment with the mortgage company thats all fine, so my question is with regards to…
-
Need Advice
Hi Mse's, I am on the verge of eviction due to unpaid rent. Let mW give you some background. I live in a housing association house and have done all my life, I live with my mother, brother and sister all adults. Due to financial difficulty we have been unable to pay the rent and as such we have been refered to the housing…
-
Help re shared access alley
Hi I'm looking to purchase a terrace house with an alley to one side. The agent tells me it is owned by 'my' property but has shared access to neighbour. I want to know if the shared access to neighbour is legal, can I do what I want with it? Any advice much appreciate.
-
Tenancy - Last month of contract question
Good evening, Firstly thanks for reading this site has been really helpful so far. Question, I have been renting for almost two years now, finished one Fixed term contract and my current one is due on the 22/2. The issue is that I would like to move now as I found a stunning 2 bed (I'm renting a 1 bed) but I would need to…
-
In Social Housing, but asked some personal questions as part of a tenancy check.
Hello All, A friend of mine lives in social housing. She recently experienced a "tenancy" check inwhich a member of staff arrived at the home unannouced. She gave the member of staff access to her flat, and was asked for the following: current bill passport tenancy agreement she was asked a number of questions relating to…
-
How does the Scottish system work?
Just out of interest, how does the house buying system work in Scotland? I know they have 'offers over' and things go via solicitors from the initial offer onwards. What is the significance of the Home Report Value? Someone has mentioned on another thread the system avoids chains - how?
-
Will Buying a house/flat with cash avoid property chain problems
If a house or a flat is bought with cash instead of a mortgage, will this help to prevent being caught up in a dreaded property chain failure? Also how can I force the seller to complete the sale as soon as possible to avoid being gazumped? I haven't spent years saving my *ss off in order for a chunk of my money being…
-
Contract renewal
Hi, I rent my property via Countrywide and had a years rental contract, that year is up at the end of January and countrywide have sent me a letter asking if I wish to continue renting the premises. If I want to extent my contract they want to charge me £125 for the privilege of doing so. Is this the norm? Thanks in…
-
Seller stalling and refusing to set a completion date
Hi, We are in the process of purchasing a house from a divorced couple: she is living in the property and he's moved out. She has now pulled out of 2 houses (it has been over 4 months since our offer was accepted). Our buyer (an investor) has given us an ultimatum: whether we complete in 6 weeks or he is pulling out. Our…
-
Gas safety certificate
Hello, I am potentially about to move into a flat with my girlfriend. I am wondering about the gas safety certificate: as I understand it, it is a legal requirement for the landlord to have one (and to show it to a tenant on request), though it would not invalidate the tenancy if they did not have one. At this stage we…
-
Leasehold to freehold - worry time?
Solicitor has done searches. House was originally leasehold and about ten years ago was transferred to owner as freehold. Solicitor states it is 100% freehold. But there's a bit that says "when freehold interest was purchased certain conditions were imposed". Had a look at these and basically says: * don't sell/remove any…
-
Can we reclaim fees paid if vendor pulls out on exchange?
Hi, We received an email from our solicitor on Monday afternoon asking us to come down to the office to sign the contracts to exchange on the house were buying. We then received a call from the Estate Agents saying that the vendors have changed their minds and they now want to rent it out and were adamant they will not…
-
House insurance
Hi everyone, My mother has recently passed away and her house is to be sold and split 3 ways, do I need to inform the house insurance company and will I have to renew the insurance.
-
Mortgage valuation report-advice needed please
I am purchasing a property that was only built a few years ago so I went with the valuation for mortgage purposes. The valuation has come in at the price I am paying for the property. In the general comments box, it does say that the condition is consistent with the age but that some repair and maintenance are required.…
-
Planning app next door during conveyancing
We are 10 days from the agreed completion date, and we have just heard that a neighbour has put in a planning application for a house on his garden near our property. We had no inkling this was coming! When we filled in the forms, we said in all honesty that there was no planning application. At the time, there wasn't. Our…
-
Rental notice period
Hi, We are purchasing our first house on the 30th and just handed our notice in stating that we are giving 1 month. Our agency just rang us and told us we must give them 2 months but if they get they get tenants in time then they may let us off the 2nd month. They said that although we have been on a rolling contract since…
-
Quick Sale Companies
Has anyone had any experience of buying from a quick sale company? In your experience are they more likely to be negotiable over a price?
