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Stamp Duty on rent - shared ownership
Hi all. We've received notification that we're ready for exchange on a flat that we're purchasing. We're buying a shared ownership property (40%). We are paying SDLT on the 40% share which we had expected and budgeted for. However, our completion statement includes an £888 SDLT on rent 'as the rent is quite high'. This…
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Debt collector chasing me from old house ???
I am not entirely sure my title above is correct to be honest but I have a bad feeling about something. Around 3 or 4 months ago I kept getting calls from a Pakistani/Indian sounding man telling me he was from British Gas and he wanted me to go through security checks with him. I kept telling him to take a long walk off a…
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First flat advice
Hello everyone! I have had an offer accepted on a flat, and everything is moving along well so far (fingers crossed, I know it's way early days yet!) I am certain something will go wrong, better expect the worst and be pleasantly surprised if it all works out. Anyway, how much do people generally go back and visit their…
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Help please!
My mum recently passed away and we need to sell her home in order to pay for some of her debts and the funeral costs. She lived in a mobile home on an old peoples community site. She owns the house but not the plot of land it stands on. I am the only surviving member of our family, my father has already passed and I am an…
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Advice please!!!!
Hello everyone, new to this forum and looking for some advice please! My partner and I bought our first family home in December. It was a repossession and needs lots of work doing to it. It is a 3 bedroom semi with no garage. Please try to picture this... To the left of us is the semi we are attached to. To the right of us…
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Where do we stand?
Hey guys. Quick question for you guys to mull over. We're currently renting an apartment. Been here 2 years. Each time we've signed a 1 year contract. Our contract officially ran out 12th January. We're also in the process of buying a house. Completion date is estimated to be mid March at most (no chain). We've just…
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Buildings Insurance When Selling
Hello, First time post as in desperate need of clear advice. As my handle suggests, I am selling my house. Now, I've not been the most sensible person during my life and I haven't always maintained my insurance and it has lapsed. What I need to know is whether I have to have that insurance for the sale of the house to go…
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When do I buy house insurance?
Hi all, Just got the call a couple of hours back, all in chain have exchanged - we're moving next Tuesday. I seem to remember it's necessary to take out Building & Content insurance as soon as exchanged rather than the move-in date. When should I insure please? Thanks LL
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Would this put you off?
House in question is the last house on a street. It is in a quite residential street and at a junction. So its neighbour is the first house of the next street. The house is semi detached (not attached to the house on the other street but shares a boundary with it). This means the plot is not a square/rectangle. It is wider…
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Capital gains tax applicable?
Greetings! My partner and I will be moving this year - we currently live in a house that is in my name, I'd like us to both be on the deeds of the new place; this is where it gets a bit hazy. My partner's mother put her house and bank accounts in my partner's name, a few years ago. I assume it was for inheritance tax…
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Damp
In process of buying a house but it seems that there is damp around the chimley breast in the lounge. What fix would there be for this and would it be exspencive?
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Buyer Of House Fails To Complete
Got an interesting question that I cannot answer. A friend if mine has put their house up for sale (in England) and accepted an offer. Contracts were exchanged and buyer paid a deposit. It now looks like the buyer won't be able to complete for whatever reason - I didn't ask the reason but I know it's not to do with a…
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Guide price - another question
Hi All Thanks to all who have really helped me with my last post. Sorry for another thread! How do you all understand 'guide price', please? One viewing - guide price 180K but vendor unwilling to accept less than 220 (he messaged me directly on FB!): bidding war..but why start at 180K then? (So far: not sold..and lingering…
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Help with an offer
So, viewed a house we love. We have accepted an offer on our empty property and they are in rented so no chain as such. Mortgage is just being ported from one property to another for us so is already prearranged. This makes me think we are in a good bargaining position as the vendor has seen a property he likes. The house…
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Mine Entry Interpretive report? Who pays?
A friend of mine is selling his house and a 'mine entry' has been found within 20 metres of the property boundary. His solicitor is now requesting that he pay £110 for a 'Mine entry interpretive report'. How come the seller has to pay for this? The solicitor says he is in his rights to refuse to pay for the report and…
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Drums in a terraced house
I've read all the threads about neighbours from hell making a load of noise, and I appreciate how degrading it must be to your quality of life, but; I'm a drummer. I've also just moved into a terraced house. Before anyone starts going on about how inconsiderate I am, I don't intend to set up the drums because it would…
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re-force of sale of property?
Hi Guys, can anyone tell me how long it normally takes when a Solicitor is instructed to apply to the court for a force of sale on a joint tenancy property,to getting a court hearing?
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Deposit being withheld
Hi. New to this site and hoping someone will be able to help / advise. We moved out of the property we were renting a couple of months ago and been chasing estate agent for the return of our deposit. We've only just been told to contact the landlord directly and he has told us that he is withholding our deposit. it seems…
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HELP- fixed term agreement now trying to charge
Hi everyone, Firstly thank you for your time reading my post sorry it's so long! I recently moved out of my old flat which I had lived in for over 2 years. Approximately 3 months ago the landlord raised the rent by £165! Therefore I started looking for somewhere else to live! I initially disputed the rent increase but had…
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Buying New Build Property in Wokingham
I am currently looking to buy my first house. Have found a couple of new developments in the Wokingham area which would appear to have properties that fit the bill (Montague Park, Mulberry Grove). I'm leaning towards new builds as I'll qualify for a Help to Buy equity loan. I originally decided to go after a 3-Bed End of…
