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Buying a house with cash
[FONT=굴림]I'm in the fortunate position to be able to buy a house100% in cash. I'm working abroad at the moment, and have no house in the UK.[/FONT] [FONT=굴림][/FONT] [FONT=굴림]I'll be coming back to the UK late this year, plan to staywith the parents for a little while whilst I decide where to live and what tobuy.....[/FONT]…
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Buying a home with parents living together
We want to buy a home with our parents and live together. After much discussion and lots of advice etc we were told to get 4 way mortgage and our parents will be non-contributers as its mine and my husbands mortgage to fund our part. My parents are putting in £160k cash us £50k cash and an approx £135k mortgage. This was…
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Renting another property with the same letting agent
If I'm moving home to a property let by the same letting agent I'm currently with.. Do all the same fees apply? I.e credit check? They already have my information and payment information as we have used them for around 2 1/2 years
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Complex situation! Advice needed
Hi, I really need some advice on what feels like a really complex situation that has left be feeling at the end of my tether. Backstory Me and my husband purchased a property to move into a few years ago and then my mother became ill and I cared for her in her and my dads home until the passed away (2 years ago) My dad…
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Planning
Hi Everyone We are trying to fight a planning application of one dwelling (at the moment although the site is big enough for 4!), could anyone tell me what is the minimum viewing distance from an entrance of a proposed new build onto a single track road? Have been searching but can't find any definitive answers. Many Thanks
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Buying a house - undervalued!
We put in an offer on a house last week and after some negotiation it was accepted. It was on the market for £140k and our offer of £130k was accepted. It had been on the market for 10 months. We have started proceedings and had a mortgage valuation. The valuation has come back at £110k! I know the current owners won't…
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How to finance a development project
Can anyone suggest a reputable company which will provide a construction loan to finance a development project? I have been told about Buildstore - has anyone had any recent experience of using them? Any help would be really appreciated?
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Renting Woes
I recently discovered my landlord is illegally subletting her freehold property to me and my partner. We entered into a private rental agreement with her last summer when she got a new job and had to move away which happily coincided with us looking for somewhere to live. Although we didn't know it at the time, she's…
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Name(s) on deeds
Hi all, My husband is in the process of buying our first home. I am currently a student and therefore have no income (this will change later this year). Therefore the mortgage is in his name only. Our solicitors say that I can not be on the title deeds to the property as I'm not on the mortgage. Is there an…
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House up for sale - Feedback
Hi All, We currently have our house up for sale it wont let me post the link so if anyone else can do so it would be much appreciated! The house is 150k and is on Currock Road in Carlisle and would be interested in your feedback of the photos and any improvements etc you could suggest to help with the sale. We have had the…
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Would you buy from a friend?
One of my friends is thinking of putting her 4 bed house on the market. It's just what we're looking for, but just that little too much money. Would you ever buy a friends house or would it be too complicated for you?
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Rent stamp duty?
Hello, I want to know if anyone has heard of stamp duty that is due to be paid on rent in shared ownership situation? The summary is I am purchasing 25% share of a shared ownership property, full market value 480,000. I am opting out of paying the full value stamp duty up front for obvious cost reasons. The size of the…
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Negotiating after survey - in London?!
Hi everyone, We're expecting the survey report back this week for a flat we're buying in London. Speaking to the surveyor, it looks like works that we wouldn't necessarily be expected to account for when we made our offer such as rising damp etc will come to around £3,000. On top of this, there are some issues like…
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First time seller
Hi all, first time seller hoping for a easy sale and it seemed to be going that way until yesterday! Firstly the surveyor claimed there is evidence of woodworm (there is no holes, no dust, no eggs etc - my husband had a very good look in the loft as we were surprised to hear the result), an independent surveyor is going…
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Floor area
I'm in the process of buying a flat at the moment, and have just got the documentation through from the solicitor. The Estate Agent's particulars didn't include a floor plan and didn't show the full EPC with the floor area, so we didn't know what the area was. We like the flat and it's big enough for us, so it's not a…
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Reducing asking price
hello, we put our house on the market in mid feb for £229,950 but have had no viewings. It seems obvious that the house is not priced competitively - estate agents valuations were 217, 220, 225, 235, and 250 so we took a bit of a shot in the dark! We are thinking of reducing to 224,950 but my question is, is that too small…
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Ending a periodic tenancy
My tenant moved in on 16.09.13, we had no tenancy agreement therefore I think it should be 6 months by default, therefore ending on 15.03.14. Is this correct? I am assuming they are now on a periodic tenancy on a rolling month to month basis? If that is correct then to serve the required 4 weeks notice to vacate the…
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Suspicious Behaviour?
Hi All, This maybe all perfectly fine but I just wanted an expert view on this. I viewed a property on a Tuesday that I really liked, the EA advised the house was not on the market very long. I was away due to work and could not get back in touch with the EA until the following Tuesday, I asked about the house and there…
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Possibly the worst set of flat photos ever?
http://www.primelocation.com/for-sale/details/28103451?search_identifier=eb59c4f6f39dd480f2dcce946eb0dc54
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Landlord/tenant credit checks
Having to apply to rent once again as landlord has decided to sell up and no matter what we do we just aren't in the best position to be looking for mortgages etc. I'm aware we need to submit to a credit check and have indeed given permission for this to be carried out by a third party. I have access to check my file and…
