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GUARANTOR HELP!! Landed with someone else's debt!
Hello, Today I received a letter from a debt collector for £3k. I had no idea where it had come from or what it was for! I rang the number and it turns out it's from a house my son rented a few months back. I agreed to be the guarantor as this was the only way he could get accepted for the house. A long story short, when…
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Estimate House Buying Timeline
Hi, I am a FTB so the whole process is new to me. I understand there are so many variables so an estimated time scale may not be possible. I made a bid on a house the beginning of March. I had a delay getting a mortgage as was struggling to get an appointment with a mortgage advisor. I have now had a mortgage accepted with…
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Ex-lodger claiming against me.
Good afternoon, everyone. A few months ago I evicted a lodger on the spot for disruptive behaviour. At that point I made all of his possessions available to him and allowed him to remove them from the premises. The lodger only took what he wanted and left some items behind. I then wrote to the lodger explaining that if…
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First time buyer short lease issues
Hello all, So I'm interested in buying a flat in a block of 6 for myself and my partner. We are new to house buying but are lucky enough to be buying cash. The flat is listed as having a share of freehold with 2 of the other flats in the block. When i enquired about the length of lease of the flat the agent told me that as…
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Land Registry charge
Hello, I was wondering if anyone had any advice about this. I am selling my property & have discovered that there was a £3K charge placed on the property by/affecting the previous owner. We were vaguely aware of this at the time of purchase and instructed our solicitor to deal with it during the sale, during which we were…
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How long will this mad situation go on for?
I mean by my title this madness in the housing market - if it is madness. Properties are appearing and then sold within the day, sometimes SOLD boards appear without even an advert for the place appearing ................ !! I am old and have seen this happen a few times in my life - it has sometimes gone on for decades!!…
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Sold board after selling
We recently sold our house (2 weeks ago) however now the estate agents are asking if they could put a SOLD board outside the property to give them some advertisment. We didnt have a For Sale board and if am honest I cant see a reason for us to put this up as it isnt any real benefit for us and will just make neighbours…
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Self-employed FTB - Should I Put in An Offer
Hi All, I went on a second viewing of a house I really like last night. I'm interested in putting an offer in but due to my circumstances I'm not sure if I'd be wasting people's time. I'm a FTB, I work full time, salaried, and also work part time seasonally for my partners business (all declared). My partner is self…
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Is it worth building a fence around front garden?
Personally I have tended to avoid fences because it's easier to mow the lawn without one, and it's less maintenance. However, the fence would dissuade people and dogs using it and I guess it makes the property appear more attractive. Would a simple 4 foot picket fence add value, or at least pay for itself, if I decided to…
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Buying land to build on - planning permission and Building regs
Hi All, Sorry if this is in the wrong place - not sure where best to put it! I am hoping for some advice from folks. We are looking to buy a bit of land next to our house to build a garage, and then convert our current integral garage into a lounge and utility area. We have found out who owns the land and they are willing…
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Agent communications with the landlord
Hi all, I'm in a dispute/period of negotiation with the agents of my previously rented property regarding the return of my deposit. They're asking for a laughable amount and I've put together a very clear explanation of why they're not entitled to that amount, but made sure to offer a starting point for negotiations in the…
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Buying a property outright: don't have the full amount yet
I am looking to buy a new build property - only one apartment is left and it is likely to get snapped up very quickly. Once the sale on another house has gone through, I will shortly be in a position to buy outright, however this is not the case quite yet. I have no idea how this works - do people in my position put a…
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Paying maintenance charge to HA but no maintenance has been done
Hi all, First post here, hope it is in the right place. We have been renting through a local authority for over a year now and paying maintenance with the rent, which is supposed to be for shared areas such as flower beds by car parking spaces etc. We have not had any maintenance done in that time, and have now been…
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Advice on ending a 12 month tenancy contract early?
(I put a question mark in the title as I have no idea if this is even possible as I've never privately rented. I did check quite a few pages in but couldn't see a similar thread.) My son is pretty desperate to get out of a shared house 12 month tenancy agreement. He's around 4-5 months into a 12 month tenancy in a shared…
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Tenants - Cleaning Exterior of Windows
Hi all, In the process of moving out and the agent has sent us a letter stating we MUST clean all windows inside AND out before we hand the property back. I always thought it was the landlords reaponsibility to clean the windows on the outside... Can anyone shed any light on this? And are there any links that may help with…
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uPVC glazing a benefit?
I have seen several adverts for houses with the list of benefits including uPVC double glazing. That always surprises me. uPVC double glazing is one of my pet hates on a house. It would put me off even viewing it. What do others think?
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Ignore
Sorry, posted in wrong forum
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Problems with Tenant
Tenant has just moved out of my property and has left the place in a total mess. Check out report states carpet needs replacing as it is so badly stained and she's been smoking substances which has left strong smell in flat. Also she has left cigarette burns on kitchen flooring and most of the walls need re painting .…
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Buying near a sewage treatment plant
Hello everyone, I have been avidly reading this forum for the last 6 months while my husband and I have going through the house buying process. We have now seen the perfect house but there is a waste water treatment plant within half a mile of the property. I have googled the name/area and there is nothing at all on smells…
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Renting Property - mould and leaking windows
Hi everyone, I really hope that someone will be able to provide me with some advice about an issue which we have been having for the last few months. I am renting a flat in Manchester for £750 per month. It is within a Victorian block of flats with an outer set of windows and a second internal set of sliding panels. Since…
