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How can you get building insurance when not moved in?
When I spoke with mortgage adviser they said that before I were to move into property I need to have building insurance set up, happy to do it but when I went onto insurance site to get coats they asked me all sorts of questions on types of locks, flat roof, garden door locks. I don't have any of this as not moved in...how…
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Gift of equity when buying parent's house?
I posted on here a couple of days ago about buying my mum's old house https://forums.moneysavingexpert.com/discussion/4931223 Since then, I've been doing a bit more research and have come across a few references to 'gifted equity' so wondering if this is an option? If we take out a mortgage to cover £180K and then mum…
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Buy one property or two?
Hi, Could I gather you guys opinions please? If you had £450k to spend as rental investments, would you go for 3 one bed properties or 2 two bed properties? .. Or even just one £450k property?
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Concern re leaving rented property
Hello and I hope someone can kindly advise me My landlady is possibly putting the house I currently rent on the market so I am looking for somewhere else to live which is fine as the 2 year lease is up and I have been counting down the days One of the reasons I rented the house was because of the log burner but upon using…
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Bexleyheath
Is Bexleyheath a nice and safe area to live in?
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Advice about LL
Hello all, I was wondering if you can give some advice on my situation. Sorry this is a long post. I have an assured short-hold tenancy which I am now leaving as of 31 March 2013. I'm in my new house and have been since 1st March, slowly moving my furniture and items over - this is irrelevant to the question but will…
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Flat leasehold - Freehold sale by Landlord
Hi all, not sure if this is being posted in the correct section.... I own the leasehold on a property located in a block of circa. 6 flats. I've received notice today that they Landlord intends to sell the Freehold, apparently the "Standard Conditions of sale (fourth edition)" apply. Do I need to be concerned, should I be…
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Would you buy a house without building regs?
Anyone who searches my recent posts will see where my mind has already gone, but I guess I would like some reassurance that I'm not overreacting to the situation. So, offered on a house in pretty poor condition. Empty due to marriage breakdown. We were told the vendors had turned down an offer to a cash buyer at what was…
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Building Regs for Conservatory & Heating System
Hi, I'm in the process of selling my house, and have had a query from the buyers' solicitor regarding our conservatory. We only bought the house 18 months ago, but the conservatory was built many years ago (I'd say in the 1990s, but don't know exactly). There is no door between the conservatory and the kitchen. Does this…
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Renting with no income
I am looking for some advice (probably from existing landlords). I am currently in the process of selling my house and plan to move into rented accommodation for a couple of years before buying again in a new area. I am a few years away from being able to take my pension, but am fortunate enough to have sufficient savings…
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Rented flat stripped of copper piping by career burglar tenant (Mail)
A career criminal and his girlfriend gutted the flat they were renting, stripping all the copper pipes from under the floorboards within a fortnight of moving in. The court heard the couple signed their tenancy agreement on September 16 last year, days after Flounders was released from custody for a previous offence. But a…
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Solicitor failed to spot planning permission
My son has just bought his first home and within a week of moving in the bulldozers have moved into the field next door to it. After ringing the council it appears planning permission has been granted for 2 huge houses, one of which ends about six feet from his garden wall! Had he known this during the purchase process he…
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Sale contract but no house valuation?
Hi All, After some help. I have a house for sale that my ex and I own. We had an offer and accepted and everything has been moving on, but we've noticed there has been no valuation from the buyers mortgage company. We've spoken to our solicitors and they said everything is moving on, and they've spoken to the buyers…
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Help part buy part rent situation!!
me and my partner have lived in our house 2 years now , we have brough 25% and rent 75%. we want to buy more but its looking like is could cost us a fortune in the long run an the rent could go up , we also have to pay a service charge of £34.90 a month that is due to go up. this is our 1st home that we have brought with…
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Feedback please :)
My house has been on the market since November 2013 and I have had 4 viewings ( and these only because the agent mistakenly reduced the price online by £30k !!). I have since changed agents and reduced the price by £10k. I was hoping you helpful friendky guys could give me some tips on how to improve my chnaces. Please…
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Terraced House - Side/Rear Access
Does the side/rear access path ever 'belong' to the middle terrace? Or is it always part of the end terrace, with the middle terrace just granted 'right of access'?
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Help! - House buying - Deposit from parents
Hi Everyone, This is a little complicated! My partner and I are buying a house together. We are not married (yet!....) Her parents have been given a lump sum of money from an estate sale. (her great aunt passed away) They have kindly offered to give my partner this money to use as a deposit on the house. They do however…
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Completion in sight!
After a long delay with the purchase process, we're finally completing tomorrow. I know conveyancing mills are not popular on this forum but we used one and they were very efficient, compared to the other party, who dragged out the whole process. Just wanted to say thanks to the people on this forum. Although I didn't post…
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Short leasehold properties
I am looking for a short leasehold - 40/50 years - property to buy for personal occupation in West Kent or Southeast London. Are there any agencies that specialise in selling this type of property to clients like me? I am a cash buyer; one time only!
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Renting Contract
Hello, my Landlady has put the house we rent up for sale. We did the initial 6 months contract and are now in a rolling contract as we have not re-signed for a futher term. We have found a new property and have given our notice. The trouble is the letting agents say we need to SERVER A MONTHS NOTICE FROM THE DATE WE PAY.…
