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Landlord ending fixed term tenancy
I would just like to clarify something, We are on a fixed term tenancy ending in May (we pay rent on 12th). We are looking at buying a house so would like to go onto a rolling tenancy. If our landlord disagrees and wants us to leave, could he ask us to leave in May, or would he still have to give us two months notice,…
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Query from lender re cavity wall ties?
Hello all Typically this has fallen on a weekend so I can't speak to solicitor or surveyor until Monday, so looking for some advice on here. We have supposedly had mortgage approved, but got a letter today from solicitors saying the following: I note that the valuer has recommended that a retention of £1000 be made until…
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selling our house and staying on as tenants
quick question. We had a complete chain. house we were buying has been pulled off market (they couldn't get mortgage for house they were buying). We are desperately trying to find another house before we lose our buyer. Agent suggested if we don't find anything soon we could sell our house to our buyer and rent from him.…
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Right To Buy Offer + Damp in House
Hi i apllied for right to buy and have been sent an offer. When i had the valuation i showed him the wall on the side on the stairs has damp all the way through which was because of the outside brick walls on the side of the house. There is mention of this in the offer but no money has been taken off for the repairs which…
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Check out report
I have a very strange situation that I would welcome some advise on. Recently my ex tenants left my property with considerable material change all of which was noted from the check in and check out inventories. However the final check out report was not fully conclusive as it had material change evident in photos but not…
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Own property in Eire and live elsewhere? NPPR paid?
I don't know where to post this, but as I see folk on this board have asked about purchasing holiday homes abroad this seems the most likely place. Briefly if you have a property in Eire and live elsewhere you are liable for the (secret!) property tax called NPPR. Secret? because not everyone knows about it- no letters or…
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Another damp thread....sorry!
Opinions please! House we are buying has some damp on the wall opening to the extension. We know (or hope) that the penetrating damp is due to the flat roof needing replacing and flashing adding, where the damp is makes it obvious that this would be the first port of call. (Survey picked this up reference no flashing).…
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Convert residential mortgage to buy-to-let and buy new property with a residential mo
Convert residential mortgage to buy-to-let and buy new property with a residential mortgage. I bought a flat 3 years ago for £225K and put down a deposit of £65K. I am now looking to buy a 3bed house because there are a lot of 90% ltv residential mortgages available at the moment. I was wondering if it's possible to buy a…
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Freeholder trying to charge for work he did himself?
We live in a leasehold flat (freeholder lives in upstairs flat, we're on ground floor). Last year he sanded down and repainted the outer front door, and in the accounts and fees he's asking us for nearly £300 for that work. Obviously we don't mind paying the cost of the paint, but we can't imagine that he's permitted to…
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Will we get approved?
Hi there all, So my girlfriend and I have just had an offer accepted on our first house. Well, I say house, it's actually an apartment. We offered £246,385 (yes, it's London). I'm 29, she's 27 and we both earn just under £25K. We have a 25K deposit, which I appreciate is only 10% but it's as much as we can afford in…
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Mortgage Eligibility and Advice
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Issue with my rented room
The bolded I think is the main points so you don't have to read all of it, but I want to say all of this. The room I'm renting now is tiny. I made do with it (I was in China and one person living with us who has since moved out did the viewing for us). I, as usual, drew the smallest room and I realised - I have no access…
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Sell or rent out, advice greatly received
I currently have a house for sale, however it has been for sale for 6 months with no offers and only a handful of viewings. The house is in excellent condition no issues, other houses in the area are not moving either, this is in Lancashire I don't live in the area anymore and I currently rent where I live but want to buy…
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House buying woes
Hello there Friends of ours have had an offer accepted on a property (which exceeded asking price). They've since been told by the EA that the vendor has to offer the property to a previous tenant (as part of a previous rental agreement) before they can move their purchase forward. Has anyone experienced this before? /…
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surrender of AST question
Hi all My landlord has said no to surrendering my AST. The LA failed to protect my deposit on time and has not issued the PI, can I use this to bargain with him? I have been reading online and some of the info is a little contradictive so thought I would ask here. Reason for wanting to surrender: ongoing disrepair and…
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shower issue in rental
4 weeks ago Saturday we reported leaking water coming through our kitchen ceiling to our letting agents. They sent someone out that evening who found a leaking pipe in the shower, rotting boards and crumbling plaster board. He disconnected the bath and shower, took out the pipe then reconnected the bath. Leaving us without…
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Renting a house with payday loan history
Hi all, New to this site and hoping someone can give me some advice. I viewed a house and loved it, the landlord agreed to take it off the web and that we could have it. He's asked for 3 months bank statement, 3 wage slips and ID. I've been told this is all normal. What i'm concerned about is that In the past three months…
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Buying House - Survey / building issue...
As a background, I have been looking for a house since I sold my flat in July last year, renting with my boyfriend but things are falling apart so moving quickly is an absolute must for me. I put in an offer on a 2 bed mid terrace in Brentwood Essex which was quickly accepted - £6k below asking price (a miracle when…
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Demolishing single detached garage to build garage and room behind at side of house
Looking for advice on costs, whether planning permission required and value added to home. We have a detached single garage with a flat roof at end of our drive. I want to demolish the garage and build a 3x5 m single garage at side of our house with a 3x5 m utility room at back of garage. My dear hubbie, doesn't think the…
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How long before we need to review price/listing
Our house went on the market in January. So far we've had 1 viewer and 1 good offer but the buyer is not in a position to proceed and is still in the process of selling their own property to allow them to buy ours. We are not in a huge rush to sell but want to make sure we try and keep things moving and get some viewings.…
