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implied allegation of theft by vendor
Hello Forumites, We had an unusual experience on 8/3/14 in that we went to an accompanied viewing with EA where the vendor(s) were not present on the property at the time,and left the property before the agent did. We reached home to get a call from the EA that the vendor returned home to find some valuables missing and…
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offers for flay
HI, Our 2bed flat went on the market Friday. We had a viewing on Sunday and a viewing today. The flat was fully upgraded two years ago The home report valuation is 65,500. Both very have made an offer of 68,000. This is an initial offer and our estate agent has said she will speak further with both potential buyers. We are…
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moving to apartment (i hope )
I want to sell and downsize to an apartment but i am really worried about noisy neighbours and undesireables. You hear so much about them and it all seems negative. Has anybody got anything good to say about apartment living?
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Buyer not accepting indemnity insurance
There are 5 restrictive covenants in regard the land, the site, the estate of the house we're selling is on. One such covenant is dating back to 1910. The house was built in 2006. Understandably, we don't have all the documents in regard to the covenants and permissions. Our solicitor suggested an indemnity insurance…
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Ground Rent Increase
Hi !. My 85 year old mum lives in a privately owned cottage on an estate for over 55's. She has been paying £200 a year ground rent, payable half yearly. Out of the blue today she received a demand for the next six months of £182.47 so basically the ground rent has gone up from £200 to £365. It's a company called E&M…
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Legal fees reclaimed through service charge
Hi, I have recently bought a leasehold flat. Two of the other leaseholderes have breached the terms of their lease by making alterations to the exterior of the building (one putting up a sky dish and the other knocking down walls in his flat). The freeholder is taking legal action against those leaseholders and has said…
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Leaseholder Charges Query
I am due to sell up as soon everything is sorted with a few minor issues. I was hoping to complete 28th March but looking unlikely. The annual service charge statement is due 1st April. Will I be liable for the whole amount or just a portion based on how long I will be there? It's roughly £250 per annum. I normally pay in…
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Exchange and Insurance
Hello knowledgeable people :wave: Currently in the process of purchasing a property. The vendor has asked that we exchange in due course with up to 4 weeks between exchange and completion - hopefully exchange should be able to happen in the next week. I know Buildings & Contents Insurance needs to be in place before the…
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Something Fishy about this house?
[FONT="]So my husband and I are looking to buy a nice family home to set up in.[/FONT] [FONT="]We saw a house this weekend that we really like, and I think the asking price is pretty fair. We’re going for another viewing sometime this week.[/FONT] [FONT="] [/FONT] [FONT="]The EA said the house had been on…
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Restrictive Covenant
Hi I have a buyer for my property and their solicitors havejust asked if I have complied with the covenants attached to my property. When I purchased the property 20 years ago,there was no mention of any covenants. I have just downloaded a copy from theLand Registry site and these covenants are dated 1903 – 10 years before…
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Should i put in an offer?
Hi, Me and my wife are looking at buying our first house and we have seen an ideal one on the same street as we rent now. The bedrooms are a good size decent size kitchen and living room and it has front and rear gardens. We went to view it and got afew shocks it needs alot of modernising, has no boiler/central heating…
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Unauthorised consent to let
Hi there Hoping someone can help. I'm planning to rent out my property in order to move in with my boyfriend (who is buying a house mortgage-free). Having spoken to my mortgage provider (Platform), they have told me that I could switch to a consent to let mortgage, where they will add on an extra 1% to my fixed rate…
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Help needed - Electral roll how long to appear with credit reference agencies
Hi all, Do not seem to be getting anywhere when calling Experian and the likes am in the processs of selling my home. The first time buyers who are buying have had a glitch they had a MIP then applied for a full mortgage delcined due to not being on the electoral roll they applied on the information got sent to credit…
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price reduction
post to be deleted
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Landlord refusing to fix things
I'm getting really frustrated with my landlord, and this is a bit of a moan really to see if anyone else is in the same boat or has any advice for me. We've been in our flat for just over a year and a half and signed a new contract last year, reluctantly paying and extra £25 a month on the condition she fixed some things…
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Service charge for leaseholders to be probed by OFT
Thought this might interest peoples http://www.bbc.co.uk/news/business-26431561
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To buy in SE London or NW London or Mitcham?
Hi, I wonder if you guys can help by giving some opinions on where to purchase. My budget is a modest £200-220k and with that I can get a 2 bed house in the Thamesmead area of SE london or a 2 bed flat some other areas of SE London. In NW London around the edgeware area I can possibly get a 2 bed flat. In the SW, the only…
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Done something stupid - changing mortgage offer between exchange/completion
Hello, I may have just made a terrible mistake. I have a mortgage offer from Skipton Building Society in November for a 90% LTV on a house that I exchanged on over a month ago. Since then I managed to scrape another 5% together and have asked them for an 85% LTV mortgage offer instead. However, I just looked at my online…
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Lettings Providing guarantor when our income enough?
On one LA's web site it states "having a Guarantor will increase your chance of success in being able to rent a property". What's that all about? We are both on state & occupational pensions & are looking to rent at well within our incomes maximum/s so why would they possibly want more security as pensions are for life…
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When renting providing proof of state & occupational pensions?
Pretty much as my heading. We are trying to get the paperwork together in advance & just wondering what proof letting agents will require for our pensions. The two of us each have state pensions & an occupational pension? Thank you if you are able to help with this.
