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Buildings insurance from exchange
Hi all, I'm pretty much ready to exchange on the property I'm purchasing and hoping this will happen on Monday. For my mortgage, I need to have buildings insurance in place from the date of exchange for the whole mortgage term. I read somewhere on here that once a mortgage has been agreed and before exchange/completion…
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Landlords finding tenants without an agent
Do any of you landlords get tenants without using an agent? How do you find tenants in that case? And do you find managing the property without them to be a pain? It seems to me that both tenants and landlords always complain about what an expensive waste of space agents are, so I am wondering why there aren't more efforts…
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Vendor still has property on the market
We discovered today that the property we have had an offer accepted on is still actively being marketed. The property was on with several agents and our offer was accepted via our own agents 2 weeks ago. The vendor has not taken the property off the market with any of the other agents. We discovered this as I noticed…
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Help what a disaster
I signed the contract today to sell my house to the purchaser who had already signed to buy it. I then signed the contract to buy the house that I was hoping to move into. My seller is to sign when her solicitor returns to work after Xmas. My solicitor then dropped what to me is a big bombshell. Telling me that the…
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Letting agency visit
We just received a letter from the letting agency who is managing the property saying they will be around in January to come and inspect the property and since they have keys, we don't have to be around and they will just let themselves in. What is the correct response to this to tell them that this is not okay now, nor is…
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Are we being strung along by Accord mortgages?
Applying through London and.Country brokers. First asked for: 6months bank statements (both of us proof of deposit) Last 3 payslips for husband (proof of income) My proof of income - im a housewife so all that was was CHB letter. Then we were asked.for: Details of husbands bonuses (written statement) Explanation why I was…
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Confusion over water supply in a converted property
Bit of a long explanation, so bear with me...! I moved into my flat a few weeks ago. It used to be part of a large house which a private developer has recently converted (about 3 years ago) into 15 different flats. There is a water meter underneath the sink in my kitchen. When I called the supplier to tell them I'd moved…
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Electrical points not working, can't power boiler
Our electricity sockets in our kitchen and dining room have blown and our boiler is plugged into the mains in the kitchen. The cable is too short to fit into any other point and I don't think it is safe to power a boiler through an extension cable. Our landlord says he will get someone out to look at it on Monday but in…
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Solicitors for house sale
We are moving house and wondered what options we have regarding which solicitors we use. Our house builder has recommended 2, but wondered if we can use someone else. If so, is there any easy way to find a good solicitor? Thanks
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Discount on asking price?
Please take a look at this URL: http://www.zoopla.co.uk/house-prices/lincoln/carlton-boulevard/?new_homes=include&q=148%20carlton%20boulevard&search_source=nav&yr=13349439. (the first three houses in the list are for: 148 Carlton Boulevard as this is what I searched for). I am confused why this house sold for such a…
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Asking price seems high - am I being unrealistic?
What is a fair offer for this property? http://www.rightmove.co.uk/property-...-41196841.html. It last sold in December 2005 for £158K. I think the vendor wants 155K. I am tempted to offer 150K, but I think it is still too high. Am I being unrealistic? The house next door (148) sold for 140K earlier this year:…
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Final offer on repossession
Hello, I recently offered the asking price on a repossession which was accepted. We was ready to submit the mortgage application and the solicitor was about to request money for searches etc. Then, A call came through from the EA saying our offer had been exceeded and they will ask for our "best and final offer" (their…
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Deposit in chain
Hi , I am 2nd in a chain of 5. And have been told a deposit of 10% is needed throughout to complete the sale, as the house I'm buying costs more than the one I'm selling my solicitor has said I need to find £3600 to make the deposit 10% on the house I am buying. They are now closed for xmas and I need clarifying, if i pay…
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House sale appliance
Hello, I've read previous threads about what to expect in the house purchase, and really it's nothing until the itemised report is produced. I have received this and the sellers are taking their cooker, it's expensive so don't blame them. I have heard that a method of cooking must be left in the property, however I can't…
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Valuation delays
We had a valuation and HBR done on a property yesterday, the HBR was e-mailed through this morning, showing no defects and with a valuation of our offer price. However the valuation hasn't been submitted to Nationwide yet, apparently it's sat in Countrywide (I know!) system waiting for the surveyor to "approve" it. What's…
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When should searches start?
The valuation and homebuyer's report were done on Wednesday and the report has been emailed to me today. Valuation matches what I'm paying for the flat, and there's nothing untoward in the homebuyer's report. I spoke to my broker yesterday who says the lender will assess the valuation on Monday, and then if they're happy,…
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House 9 years old but no new build guarantee
Hi everyone, After having 2 purchases fall through, we were finally on the brink of exchange (it was supposed to happen today, just in time for Christmas!), but we have hit a problem. Despite our solicitor telling us that the absence of a new build warranty isn't a problem for lenders '9 times out of 10', for Nationwide it…
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offering below a guide price?
hi, we've found a house and although it needs work - we feel it would be a good investment guide price is 125-145 so should we offer below the 125? if so what would you suggest, subject to survey? thanks
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Spencer v Taylor - How to give Notice
Following the recent Court of Appeal case [FONT="]Spencer v Taylor[/FONT] which is discussed in this thread here (thanks tbs624), I have updated my post advising on how/when notice can be given (link below). I'd be grateful for any comments, corrections etc on the new wording. The post has become ever-longer and more…
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property in inverness !
anyone in inverness ? im looking for property to let and in future to buy in inverness please apart from rightmove and hpsc, where else is there to look online, also ! taking into consideration i would need pretty central, what are the best areas for both renting and buying in inverness, thanks
