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No proof of address might ruin everything!
Hi all, My boyfriend and I are (were) on the cusp of buying our first home, but are waiting on a formal mortgage offer from The Leeds. They have taken ages in putting this through (we're about 7 weeks in and engaged them through our broker within days of the offer going through), and keep requesting more and more…
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deposit not protected advice pls
hi I was renting a place a few yrs ago 2011, I moved out after giving a bit of notice - not the full 30days but the LL seemed happy enough. The landlord only gave me £100 back out of a £550 deposit! making up daft charges like cleaning after I left, I offered to get a cleaner in but was told no need. (Even tho it was…
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House buying hiccups :(
Hi All, this may have been brought up before but ive read so many different things today im just confused! im buying my first house on my own (taken a while save the deposit!), the first house i tried to buy the valuation survey came back requesting structural due to suspected subsidence..called it off right there. This…
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Rented garage flood
Hi everyone, I started to rent a garage from my local council (hull) approx. 6 months ago. Over the last 6 weeks or so I have been buying a kitchen bit by bit and storing it in the garage. Last Wednesday my old kitchen was removed for plastering work to be done. With the plaster now dry my wife has began painting the walls…
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Buying house I currently rent.
Apologies if this has already been answered, searching hasn't brought up anything. My partner and I are currently in the process of buying the house which we rent. Our solicitor and our letting agent have mentioned deducting the security deposit we paid as tennants from the final agreed price. We can't get a straight…
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Parking versus no parking
Dear all, My wife and I are considering buying a period flat, with a garden but with limited on-street parking in a non-patrolled area of SW London. Apparently sometimes you need to park 2-3 streets away, or a 5 min walk. Alternatively, we could opt for more modern property with a balcony or shared outside space with off…
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Indemnity insurance for blocked right of way
Hi Everyone, We're currently selling our house which has a right of way access along the side to the house at the back of our property. Although it's on the deeds, the rear garden is walled and has been so for nearly 60 years so it has never been used. We didn't worry when we bought it, as we figured if it hadn't been used…
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How long should it be between Offer and Response?
Hi, We have put an offer in on a house that has been on the market for over 9 months. It is on for £174,950 and we have offered £160k. It has been 7 days since we put the offer forward, but we haven't heard back with a response from the estate agents. We are first time buyers, so is this normal, or is something not right?
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Can letting agent charge for tenant disputing a checkout?
So, I'll give some background first to our situation - We recently moved out of a rented property. The letting agent insisted on us paying for a checkout report and we had agreed to this at the beginning of the tenancy. However, they mishandled the arrangement meaning they only gave us one days notice of when it would be…
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New house had subsidence
Just fond out that the house I am buying had subsidence back in 1980. The house is vacant as the lady owner died last year. It is being sold by her sons. Unfortunately they don't know any more information other than it had subsidence in 1980 and was fixed. What should I do next? We had a home buyers survey that did not…
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Yet another end of tenancy question
Preface : I live in Scotland After thinking our LL was fair and professional it seems that this is not the case. She is being extremely picky about "the state of cleanliness". It was not professionally cleaned when we moved in and we have scrubbed every inch of the place and had the carpets steam cleaned. This apparently…
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house buying stress! !
Monday of last week we accepted a bid on our property and in turn had a bid accepted on a house we hope to buy. Our buyer is a buy to let and the house we are buying is chain free. We are currently in limbo waiting for our buyer to arrange a survey. We've been assured by their solicitor that they are keen but as yet we've…
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Buying first Home advice
Hi All, As the title says I'm in the process if trying to buy my first home and am a bit confused about how the process should work. I've been to my mortgage advisor and spoke to him about affordability. Now I didn't get a API in place as my GF was worried about searches on her Credit file (I did try to explain that one…
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Buying a house with previous movement
We are first time buyers and property we are buying had a recent survey done by the lender bank a week back which showed two issues, the house had experienced a past movement but no on-going movement recorded. Also it mentioned about front walls dampness and possible timber defectiveness and suggestion to have detailed…
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house buying stress! !
Monday of last week we accepted a bid on our property and in turn had a bid accepted on a house we hope to buy. Our buyer is a buy to let and the house we are buying is chain free. We are currently in limbo waiting for our buyer to arrange a survey. We've been assured by their solicitor that they are keen but as yet we've…
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Another deposit question
Hello everyone, I'm seeking a little reassurance/experience. I officially left my old rented flat on 8th July. We submitted the written/formal request for our deposit on the 18th July, as we had been on holiday as was told that as long as it was 10 working days then that was fine. I chased them up to ensure they'd received…
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Wondering if we will ever move! Rental property - delayed again!
Hi All, I posted a few weeks ago about our potential new home having been raided by police a couple of weeks before we were due to move in. Well after reaching a stalemate with the LL and LA we agreed to part ways and got our money back for the credit check fees. :T So now we have agreed to move into another property,…
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Quitting an AST tenancy early [or] boiler woes
Hi everyone. We've been in a flat since the end of March, which is on a 12 month assured shorthold tenancy. All pretty standard stuff. Our landlord is a reasonable enough person, but we've been having some problems that are quite serious ones and just aren't getting solved, and I want to get some idea of what our options…
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Bidding on a Repossession
Hi. We have seen a repossession that is under 21 day notice as a bid has already been received. When we submitted our bid the estate agent told us that is not a significant change to the original offer so would not put it forward. Is there a minimum percentage over the original offer that has to be submitted before it is…
