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Comedy Enquiry Responses
My gf and I are FTBs slowly edging towards completion on our first house. Yesterday we got the results of the solicitors searches through and a couple of the answers given by the vendors were mildly amusing. Q. Is the loft insulated? A. It's full of manure. Q. On collection day where should the bins be left? A. On the…
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Deposit Protection Scheme Document - not signed
Dear Forum; I have lived in a property for five years and will be moving out soon. I have the Deposit Protecton Scheme Document, but it is unsigned by both I and the Landlord. Being 5 years ago, I am unsure if I signed another copy, or if the landlord did. I have requested to see the signed copy. Will this cause us problem…
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New build holding deposit
Hi everybody, I am currently buying a new house off plan from clearview homes in London. Clearview homes are asking me to pay a £2000 holding fee for the house, but both my solicitor and mortgage adviser are telling me to give it to my solicitor for safety so it doesn't get lost if the building contractor goes under. Is…
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Japanese knotweed and Natwest
Hi hopefully i'm posting this in the right forum... We got the results back from our survey and it turns out there is a small patch of jk in the garden. I was expecting the bank to at least need it investigating further but they have just said no to our application! Feeling really stressed right now as we had our hearts…
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Section 21 issued, but told not to move out!
We have been renting a property in England since April 2011 (min 6 month term). The tenancy has now been rolling on since then on a month by month basis. The landlord wants to sell the house, the estate agent (who I rent through) has said this may take several months to go through, but will be issuing a section 21 with a…
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just recieved section 21 (4) (a)
Hi We have just received a letter with section 21 4A notice to require possession. Were currently on a periodic tenancy. we have been given 2 months notice. The landlord is a trust and its agents (chartered surveyors) are who we pay and and who have sent the letter. The section 21 is actually from the trusts solicitors so…
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changing mind to another house but offer accepted?
We have had an offer accepted survey done, and we're in that limbo kinda place now, were nothings happening, I went and viewed a similar property that come on to the marked and its the same price but in a far better standard throughout, Where do I stand with my mortgage if I decide to offer on the other one and its…
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Any Estate Agents out there? Advice on pricing and offers
I'm curious as to how far beyond a stamp duty threshold an agent will market a property to achieve a figure above the threshold? For example at over £500k the threshold rises to 4% SDLT - so if an agent prices a house at £525k are they expecting to achieve that or close to it or would they anticipate most people to offer…
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House survey report, please comment!
Hi, I am buying a house and the survey is done recently. Me & my wife quite like the house and Zoopla estimate is 170k and we negotiate to 155k. Also the valuation of house is same as of agreed price that means we are paying the right price. Although surveyer has recommended this property for mortgage purpose but the…
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House built on shrinkable subsoil
Hi all, We were planning to buy a house but the report says its built on shrinkable subsoil which can effect the foundation during long dry spells. Also it has a low risk of flooding in case of heavy rainfall. Though we liked the house very much but we are not desperate to buy it. Please suggest if we should go ahead with…
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landlore wont replace gas fire - advice appreciated
I would apporeciate anyone who could give their opinion/advice on the following. at recent gas safety check gas fire (circa 1970) condemned. landlord approached via letting agent and has replied as follows as we have another form of heating in the living room (radiator) and the replacement is expensive he deems it to not…
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Estate Agent referral fees
At least one of the Estate Agents I've had round for a valuation has suggested a price that I think is unrealistically high. I'd assumed that Agents who do this do so to get the property on their books, and then when it doesn't sell will suggest a reduction knowing I'm locked in to them. Talking to a friend about this he…
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Significant risk of surface water flooding but not other flooding?
Just got our searches back and the surface water risk is significant which covers about 8 properties either side and including the one im buying. Other flooding including foul water is low risk. Vendor says on info pack he has never been flooded. I have tried googling who to contact at the council to ask about this risk…
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Can you have an open ended Completion Date?
I am due to exchange contracts on a house approx next month. My rental lease is not up until 30th November. I dont want to alert my letting agent to me leaving until I exchange contracts. Once I exchange I intend to speak to the LA to see if (a) I can get out of my contract early meaning completion September / October; or…
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Proof of legal status to LL
hI I am advised that new legislation states that I now have to provide proof that I am in the UK legally. I do not want to forward my original docs ( site of original docs is the normal requirement) can i pay for a solicitor to write a legal doc to cover this. Many thanks
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Neighbour Dispute - damaging MY property
Afternoon I've read through lots of the 'neighbour dispute' threads but none seem to properly address my concerns We bought a house in April, knowing that it had some damp issues. We got quotes and the vendor compensated us accordingly However, the next door neighbours property is in a bit of a state, and in two places…
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Buying flat conversions
I understand that if a seller does not have enough capital to pay off the rest of their mortgage loan, the mortgage lender will not agree to let them sell their asset for less than the loan value. What if the seller has converted their mortgaged property into two self-contained flats, and is selling them separately? Does…
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Probate Sale
Sorry if this has been discussed before. I could not find anything in the first 10 pages. I would like to get the views of people who have been in similar situations or know of similar situations. OH and i viwed a property that we both liked. The EA said it was a probate sale and it can take a long long time to sell. he…
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Buying a B&B with residential Mortgage
I'm looking to buy a B&B but change it back to a house. I need to submit a planning application for this, verbally I've been told it will not be a problem as the property was a residential dwelling until 1998. Even with the change of use in place the lender is saying they will not fund the transaction because, well,…
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Feedback on our idea
Hi, Hopefully this isn't too spammy but I want to get some good critical feedback. I want property buyers and sellers thoughts on our new platform we are creating. Our system will allow solicitors to give instant access to buyers, sellers and estate agents to the current status of the conveyancing process. From my own…
