-
Advice Required: Vendors appear to be delaying
Hello, (first post, bear with me) :-) We had an offer accepted on a property at the beginning of March and had our lenders survey completed very soon after. The survey brought up an issue with building regs and the lack of doors between the dining room and conservatory and as such the valuation is £3k less than the agreed…
-
Student House Problem
Hi, I'm just looking for some help regarding a house/room I currently rent with three other girls at university. The house is through a student rental agency in the area, they're probably the largest firm in this city but also one of the most notorious for attempting to keep your deposit. The contract was for a year and…
-
Letting Agency Changed Mind On Agreed Price
My wife and I viewed a property over the weekend which was advertised at £975pm. We really liked it and went back to the office to complete the initial paperwork. We paid a £200 holding deposit with the rest of the money to be paid (deposits, first months rent etc) on the day we move in. I signed some documents and we…
-
Every landlord keeps wanting to sell!
Hi there, I'm a MSE newbie, so greetings all! I have a problem. :( Ever since me and my OH moved out together 2 years ago, we've had nothing but bad luck with landlords. Despite the economic downturn, they all want to sell! The first place we moved, we had to move out at the 6-month mark because he wanted to put it on the…
-
Find properties and renting/holiday renting
I hope someone can clarify the points that I am going to raise. I have used a few websites but I was wondering if someone could tell me about websites that can be used to find properties (especially using street and postcodes and distance range etc) on sale and also properties on sale that need to be refurbished. -If i…
-
Does house swapping incur income tax
Our friends have offered to live in our house for a year while we live in theirs, as we need to be in each other's areas. Obviously, if we rented our houses to one another, we would have to pay tax on the income, after deducting mortgage interest and other allowable costs. However, if we simply swap informally and no money…
-
Negativity Equity on 2nd property and options
Looking for a bit of advice really. My husband has a an interest only mortgage on a house he rents to his parents (he bought it from them as they couldn't afford the mortgage repayments based on his dads income etc). His Mum and Dad are now nearing retirement age and it is very unlikely they can afford to continue making…
-
Signing contract for exchange
Hi Can some one please guide me, I am meeting my solicitor today in the evening and all I know is that they will go through with the contract and mortgage, and I need to sign them if I am happy. I want to know once I sign the contract have we exchanged or would that take some more time. What points should I keep in mind…
-
Help! No viewings after 3 weeks
Hoping someone might be able to offer advice. Our house went on the market 3 weeks ago and the Rightmove stats report shows it has had a healthy number of viewers who have looked at the extra details aswell. We've had absolutely no viewings or enquiries though. It's on with Hatched (online estate agent) so I appreciate…
-
Parking - change in marked spaces
Good morning experts. I'm a keen reader of this forum but have only posted a couple of times. Hoping you can help with a query on parking. I bought a leasehold flat (new lease, recently converted building). There are a total of 7 flats in the building, 3 2-beds and 4 1-beds. When negotiating on the flat, we were informed…
-
Gas Pipe Installation at Block of Flats - Permissions required?
Hi There Looking for some advice. I'm a resident at a block of 12 flats. At the moment we have electric heating (i.e storage heaters), one of the neighbours had enquired about getting a gas pipe to the building, and have discovered that a few of the older residents are entitled to grants to bring the cost of this down.…
-
Pulling out of renewed rental before start date
I was hoping someone could provide some assistance... We have been renting in Manchester for 2 years now, landlord served s21 notice and gave us the opportunity to sign a new 6 or 12 month contract, he didn't want us to be on a rolling contract. We signed for 6 months to see if certain problems (food smells) would be…
-
Help Sell Our Flat
Lovely ladies and Gents, I need your advice to help sell our lovely flat. I have registered as new user so cannot post the link but its in SS9 2JB and on for £169,000 if you fancy a look. Back story: Bought in 2007 pre crash for £155k with a 65year lease. We purchased the freehold with the downstairs flat at the beginning…
-
Taking out an internal wall - surveyor to choose
Morning There are two surveying firms i know are locally well regarded , my wife and i will want to if possible knock down an internal wall or two at the house we have just had an offer accepted on , one guys says for him to tell us if thats ok to do would require a full survey @£410 and one guy says he will check that for…
-
Friend flat-sitting over summer: do I need a tenancyt agreement?
I have a friend who is flat-sitting for me for 3 months over the summer. I am charging her the amount needed to cover my bills. It suddenly occurred to me - do I need to do some sort of tenancy agreement? It feels a bit awkward as she is a friend (not a close friend though). Advice appreciated!
-
searches
I have had mortgage approved and homebuyers survey done. How long normally until searches are done and we get to exchange of contracts?
-
Letting agents issues
Just wondering if anyone can help. We recently moved out of a property and handed the keys back with an inspection with estate agent 'A'- no issues noted (31st May) Now a week later (7th June) we had a phonecall from estate agent 'B' saying 'A' hadn't done his job properly and listed a whole load of non issues: 1. Carpet…
-
Insurance against house buying fees if gazumped
My son has just been gazumped on the house he had an offer accepted on. Luckily, it was fairly soon into the house buying process so he didn't incur any costs. I understand there is insurance you can buy which will cover house buying expenses incurred if the sale falls through. Which insurance companies provide these…
-
House for sale in need of a lot of work! Can I get quotes before I put in an offer?
We are thinking of buying an property which needs to be completely re-rendered outside and re-plastered inside as it has a massive damp problem. Because of this it has been reduced by quite a lot. But I'm guessing there are possibly other works involved in getting the property right too. Is it reasonable to ask the vendor…
-
Obtaining building regularisation
If an extension is built without building controls approval but a regularisation certificate is obtained at a later date, would this satisfy future buyers?
