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"Cost" of getting a mortgage in principle
I am currently looking for my first home. I understand that when I put an offer in, in order to be taken serious, I should seek to obtain confirmation from a mortgage company that they will lend me what I need. My question is whether there is any cost involved in getting this mortgage offer in principal? I am in no rush to…
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Is this fair?
I have found a house that my partner and I love. We went and saw the property twice and I thought we said all the right things. On the day we accepted an offer on our property, the house we wanted to buy, also went to STC. I called the EA and asked why he did not call me, so that I would have got a chance to make a offer…
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Single brick kitchen
Hi all We've lived in our house for 21 yrs & would now like to sell, but it has a single brick kitchen (single story) which was already like it when we bought it, but wondered if it would be sell-able?
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Advice please. Pulling offer for another house. Fees back. Survey money back?
To cut a very long story short. Offer was put in on house 3 months ago. Vendor not motivated and hasn't been looking at properties, won't set completion date and not interested in moving forward. As FTB we stupidly paid estate agents mortgage broker fees, solicitor fees, life time membership fees, survey fees being told it…
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Difficulty selling a house in a remote area of Scotland
We have been trying to sell our house in a remote part of Scotland where houses aren't selling at the same rate as in the rest of the UK. We have relocated for work and the house is sitting empty. We just want to get it sold but we've had it on the market for two months with no viewings. A couple off points: 1. The house…
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Deposit return nightmare ADVICE NEEDED
Hello! I've been having a complete nightmare getting my deposit returned by my landlady and need some help and advice. We were in negotiations after we left the property as to what could be deducted as our landlady took £450 for services without discussing this with us first, which I'm sure is illegal. She charged for…
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First time buyer unsure what to offer ...
Hi there. I'm trying to buy my first house and I think I've found the right property which would be a nice mix of a decent home and a project that I think I could make some money on eventually. It's currently on at 59k, it includes a cellar which is a usable space but currently just a bare room which has never been…
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Holding deposit when buying house
We have found a property and made an offer which was accepted. So went ahead and appointed solicitors and paid for their service, paid for mortgage application and valuation survey. However, since then agent became unreachable and we could not get in touch for about 3 weeks. He has recently contacted us asking for £2K…
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Mortgage retention due to damp- anyone had this before?
My partner and I are buying a Victorian terrace house which has fairly bad damp on the ground floor- most interior walls are affected. The estate agents have quotes to do a chemical damp proof course and re-plaster and these are around the 4K mark. I have done my research on both this forum and the internet and its seems…
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public sewer under the extension
hi guys need some advice , i am buying an extended house which has a public sewer under the extension . extension was build in 1979 i found out from sellers that there has been no issues till date . is there any thing i need to worry , shall i go ahead with my purchase or what should i do ? any help or advice ? is this a…
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What counts as building works on property information form?
My solicitor has gone home for the day so can't ask her and google isn't helping me tonight. I understand the obvious examples e.g. an extension, knocking down walls etc but wondered if anything else is included. Specifically knocking down and removing an old garden outbuilding and keybloc paving the drive. I'm guessing it…
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Cheap EPC for domestic property
Hi I live in Romford and need to obtain an EPC as I am renting my flat out. What is the cheapest please???
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Permitted Occupier
Hi, i have a slight conundrum, myself and my girlfriend are planning on getting a flat up North (well she is moving up north so i don't have to keep on travelling to see her) and she can't do that until i have a place, so should i explain to the Letting Agency about the problem, because if they ask for her signature she…
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Estimated completion?
Hi guys I've had an offer accepted and have a mortgage offer. Solicitors are currently conducting searches. The house is empty, the sellers are eager to get rid as they've moved into another property, and we don't have a chain either (renting). I will be chasing the solicitors a couple of times a week to make sure things…
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Estate agent still selling after offer accepted
I have a serious problem and am looking for advice. After a bit of a bidding war on the house I want to buy, the seller accepted our offer. However the other buyers came back later the same day, furious that they hadn’t been given a chance to increase further. They were told, sorry it’s sold, and it was taken off the…
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Pricing for Sale
My elderly mother has a 3 bedroom bungalow in East Anglia that she wishes to sell and lucky old moi has been instructed to organise it. She wants to price realistically and has no illusions: the kitchen was fitted in 1985 (small-ish room), bathroom, boiler (electric), wiring, windows all likewise, and any prospective…
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Buying a major project
Hi, We have seen a house which is very run down (has a family in there so is livable, but i wouldn't want to:eek:). If we were to buy it, we would basically need to take it back to brick, full rewire, re plaster, tank the cellar as it has some damp, new kitchen & bathroom etc. We are in a good place to do this as we can…
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Renewals - can I agree an increase in rent and go into a periodic tenancy?
LL wants to increase rent. We are OK with this. But LA wants us to sign for another year with a break clause. Don't want to do this, as we are looking to buy and also I don't want to pay LA's renewal fees. So can I ask for a periodic tenancy and still agree an increase in rent or do we need a contract? Thanks
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Renting out a flat - which type of mortgage
We are looking to buy a house but keep our current flat and rent it out. I assume a number of people are currently in this position where they have 2 properties (one for living in and one for renting). I wondered what is the best type of mortgage for the flat (rented) property. Would this be a interest only consent to let…
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Value for Money & London
Value for Money & London - does such a thing exist??
