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Flying Freehold to Leasehold
I bought a house five years ago - one downstairs room has the neighbours bedroom above it so it's classed as a flying freehold. Now the neighbours are looking to move and the new potential owners mortgage company are unhappy about it being a flying freehold and are insisting on changes. The first change they considered was…
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Super quick help please offer just in...
Just put in an offer for a house, its fairly low 15k less on a 210k house as it needs work and thats what houses have been selling for along there. We know this will probably be rejected and can go up to 200k but dont want to of course. Anyway I have called to put in an offer, followed it up with an email as well and they…
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LA Raised Rent without LL's Knowledge
Hi, Short version: If a letting agent raises the rent of a property without telling the landlord, can we as (former)tenants claim this back off them (through small claims if necessary)? Longer version: About a year into our tenancy, we received notice of a rent increase. We agreed to pay it, and paid the increased sum for…
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Missing documents, presumed lost in post
Sorry if this is in the wrong section, but I'm not sure which is the most appropriate board - mods, please move if your feel appropriate. I applied for a BTL mortgage back in March on a property that I already owned, so the process was pretty simple. The BS requested original documents (P60, bank statements, wage slips…
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When to take the house off the market
My house has sold very quickly (in fact, so quickly I haven't got a clue about where and what I want to buy :cool:) for the full asking price. The offer was made yesterday, and I see no reason not to accept it (I'm just below a stamp duty threshold so can't see anyone offering higher), but want to know at what point I…
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Selling - Redeeming mortgage
Is the lender only interested when a completion date is known? Does the solicitor ask for mortgage lender details when selling?
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Landlord unfair charge lost key
Hi all, Had a horribly stressful day yesterday after returning from holiday and all night flying I have lost my one and only front door key. I've checked everywhere that I can think of maybe 5 times each and not found it and the only conclusion I can come to is that I left it in the door half asleep and someone taken it…
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Renting - who owns the fruit?
Ok, a fairly hypothetical question, and probably more out of humorous curiosity - but the thought crossed my mind the other day, and it's bugging me. If you rent, and assuming there is nothing specific in the contract, can the owner / land-lord claim ownership of any fruit from trees / bushes on the property? I know they…
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Don t really want my mortgage paid off because
I rent my place out and therefore can claim the interest paid on my account back when I file my tax return. Any tips on what to do? Flipping the mortgage, pulling equity out of the property. Any tips on which lenders may help me? Thanks Pin
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Process of buying or selling
We are putting our house on the market in the next couple of months but I'm a bit confused how to go about things. We bought our house of my parents so it was a really simple process. Do we sell our home before we start looking for another or do we look for a new house before we put ours on the market? What if we sell our…
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FTB and Survey Results - Help
[FONT=Arial, sans-serif]Hi![/FONT] So we've just had our survey back for a property myself and my partner are buying! It's a Victorian terrace and we're unsure of what to make of the results. Should we run for the hills? We don't really know where to go from here so some help would be much appreciated! Should we get quotes…
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Reservation Fee
Hello, I recently put in a reservation fee for a newly developed flat. However after the bank holiday weekend, they called up and said it was under negotiation with another investor, hence I need to change the flat to another (which does not have the same features!). The terms state that once the fee is paid, the developer…
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Need to offload a property with negative equity - any ideas?
My other half had a one bed flat when we met. Now we are living together and she has kept the place to rent out. The flat is generally pretty run down, it is in an old house conversion above a pizza delivery shop. The freeholder employ a company to look after the day to day running of the property and the one next door.…
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Is my asking price too low?
Hi all, We put our house on the market last week - it appeared on the estate agents website and right move on Thursday, and have had so much interest that I'm worried it is underpriced. I've said that I can only manage viewings on Saturday afternoons, as I have 3 young children & need to get them out of the house for it to…
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Reasons for my offer?
Made a first 'cheeky' offer last week on a 3 bed house, and as advised on here and countless other websites, gave 'reasons' why I thought it was worth that much (needed a couple of things looking at, etc) A week later, I'm ready to put in a second, more serious offer. Since last week I've been looking into the value much…
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First time developer - what's your best bit of advice ?
Hi, I've recently won at auction a town centre commercial unit that i plan to convert into 2 flats to let out. As this is my 1st renovation / conversion what one piece of advice would you give me to avoid the usual pitfals when starting out ? To make life easier my father is an Architect and my Father in Law a Joiner /…
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How much money do I need to buy a house?
I know its a bit of a how long is a piece of string question but would apreciate a bit of advise. I'm a would be first time buyer looking to pay about £70k for a house. I'm due a small inheritance which will form most of my deposit but I'm trying to work out how much I'm likely to need for things like fees, surveys and…
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Will buying my freehold allow me to do loft conversion?
I own one of two flats above a shop, both on the same level, and would love to convert my loft into a second floor. I enquired a few years ago, and was told it wasn't possible. Having read Martin's article about buying your freehold a few months back, it's just occurred to me that maybe that would leave me free to do as I…
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Survey some points of concern
hi all Had survey back and highlighted 4 areas, we are aware of number 3. Unclear on the gable wall situation and what it might entail. Also how do you go about check connection to the mains sewers? Any advice appreciated. four main areas of concern regarding future maintenance. • The dampness in the home • The requirement…
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Building Survey - problems!
My buyer has had his report following the building survey on my house. It's not good news. :mad: The one issue that worries me is this one - in the buyer's own words: "There is significant movement at the front of the house due to the shared downpipe leaking into the surrounding ground. From the drainage search there does…
