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Online conveyancing quote different from paper quote
My partner and I have just had an offer accepted on a house :j I got an online quote from a local solicitor and phoned them up to talk about it. They didn't ask me about everything in the quote, just the final price - I told them it, they checked the normal stuff like the purchase price, mortage lender, is it new build…
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problems with upstairs tenants
Hi, I am writing this on behalf of a friend who owns a downstairs flat and the people above are renting. My friend has been there about a year and has had done quite a bit of renovation work the ceiling especially cost quite a bit to refurbish. Anyway about 10 weeks ago upstairs had a leak and had it has done considerable…
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Trying to get full deposit back.
Hello. I was wondering if anyone could give me some advice please! We have recently moved out of a house we rented for 4 years. No issues with the house, all bills paid up to date BUT one small thing. I put some tea light candle holders on the towel rack whilst cleaning and one fell down and hit the toilet cistern lid. It…
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Does anyone own 2 bed house? What's it like?
Coming from renting a 1 bed ground flat I'm looking at buying 2 bed ground flat but given all are likely going to be leasehold I have thought about the 2 bed cottages/houses but worried on space, as well as getting use to having stairs!!! But I like idea of it being all mine in terms of house being freehold so I wanted to…
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Seen property online but £20k over my budget! Should I still view?
I have my eye on a ground flr double bed flat with private garden, whichticks most my boxes, it has been on market since last summer has been overly priced when finally few weeks back they reduced by £10k! It's still too rich for my blood in price. A friend joked that I should view it and if I like it just put offer in,…
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Tenant Waiting in for builders
I've been asking around for advice and several people I know have recommended this forum. I'm a tenant, renting through an estate agent. Recently I've had a problem with a window in the main bedroom. Despite not being able to sleep, I waited in for the builder the estate agent sent round, but he did not show! After…
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Land grab
We have rented a property for twenty plus years and maintained a small field which is attached to the property and has never been part of the rent agreement, the owner has never used it or shown any interest in its condition. Are there any adverse possesion benefits here.
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Ludlow Thompson - Unusually high letting fees
Hello all. I just want to check with you guys about these fees... My partner and I have found a flat that we would like to rent for £1,100 per month. Other estate agents we have viewed property with in the past fortnight only charge £75 each for referencing, so £150 altogether. There was another that charged a bit over at…
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Successful fixtures and fittings
Hi all I've had a completed fixtures and fittings form and everything has been ticked including things that do not even exist in the house e.g dish washer. Has anyone had this, I mean why would you tick everything including things u don't have. Has this happened to anyone where when these things were not in the house gone…
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Landlord increasing rent to cover previous 'sharp practice' loss
My son (school teacher) has been renting a bedroom (£650 per month) and shared facilities in a London tower block without an actual contract. He had one previously and when it lapsed he simply continued living there. Another bedroom is similarly rented out. In addition the flat's living room has been rented out as well.…
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Stressed about Mortgage Offer
We received our Mortgage offer from the Halifax recently. We should be happy, but I just found out that I forgot to make on time a payment for a mobile contract I have with 3. I took this out years ago on behalf of my student brother who usually always pays it on time but was ill in bed last month and forgot. I don't blame…
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Gifting a property to a child
I was wondering whether there was any advice anyone could give about the implications of gifting a property. My father passed away a couple of months ago leaving all his assets to his wife (my mother). After many different alternatives, the best option appears to be that we move in with my mother. This would mean that my…
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Letting agent not completing fairs: grounds to leave?
(whoops, butchered title, should read 'letting agent not completing repairs: fair grounds to leave?) Moved into a flat 3 months ago, first issue reported was a faulty heating system. Letting agent organised a heating engineer who has failed to fix it, I notify the landlord who gets the same engeineer out (or sometimes…
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How to notify freeholder of fire risk and ask for remedy
Hi! Have just purchased a leasehold property and during the process it transpired that there is no fire wall in the loft separating the two flats and that this is poses a fire risk (property was converted 25 years ago). According to my conveyancer it also impacts building insurance. As it stands, the freeholder does not…
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Buying in Manchester
I am hoping to buy a 1-2 bed flat in Manchester's city centre for around 110K, I'm a FTB with a Mortgage in Principle from HSBC. However am not sure of what area will be professionals mostly. PLease advise. I am willing to look at other areas such as Ancoats or Salford but i want a place within 10 mins walk to Deansgate.…
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Stamp duty threshold
We've had an offer at 125k and are considering it (house hasn't been on the market long and we have lots of viewings booked). I just wondered how much of a barrier the 125k is likely to be - I know the 250k one is huge.
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Requesting a Change to Lease Terms
I have some questions about an advance copy of a lease I've been given, prior to signing it in a fortnight's time. I would love some input and advice please. The back story is I have just moved back to England with my husband after living overseas for nearly twenty years and have never rented in the UK before. I have found…
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Leasehold, absentee landlord and insurance
Hi, I've recently purchased a leasehold flat that was a reposession. The flat is one of a purpose built block of 4 each with their own separate entrance and there is no internally shared space. Before I purchased I knew the freeholder was unobtainable and I have been given absentee landlord indemnity insurance by the…
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First time buyer questions - Pls help
Mybackground, Work last 5 yearswith IT company– Salary 35k Married with 2children Live in rentedproperty – 800 pm Good Credit score Applied 1stMortgage early last year but REJECTED. – I asked 200k with 10% deposit Now I am scaredto try again thinking if I get rejected again. I have no deposit now (all spendon some other…
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Out of work and need to end STA
I am out of work in 2 weeks. I have been applying for jobs for two months to no avail. I cannot continue covering the rent and bills (£1500 or so a month cumulatively). In November 2012 they forced me to sign a renewal agreement for 2 years after the first two years agreement had expired. For £156. The landlord has agreed…
