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House buying, renting & selling

Archives for May 2013

Is this Legal?
Due to our circumstance we had to sign on to benefits and Housing Benefit, it's taken a while due ot errors on the form etc which has resulted in our being almost 2 months behind on the rent. Today our landlord turns up saying if its not payed in 7 days he will come round inspect the property and serve our notice to quit…
Animal/Legal Issue?
Could i ask for those with experience of pet law/property law to take a look at my thread over on the pet board: https://forums.moneysavingexpert.com/discussion/comment/61592913#Comment_61592913 Any advice would be truely helpful Thanks
Rights when letting agent finding new tenant after ending contract midterm
Hi all, We are buying a house and are breaking our letting contract midterm which is accepted by our landlord, as long as we pay the fee to the letting agency to market the property in order to find a new tenant to take over. We are bound to pay the rent until the new tenant moves in. Now, we agreed on a checkout date at…
Council Tax - Council sent court letter
Hi. Folks. I will keep it brief so I do not lose anyone attention. My dad has a rented house. Tenant moved out My dad informed council so he could basically take on the responsibility of the council tax. He realised that he could not pay it on his usual council tax because his main residence comes with some sort of card.…
Asbestos found in bedroom.
Hi guys and gals, I hope that you all can help me. While doing some DIY in the house last month, I was stripping wallpaper in a bedroom which hasn't been decorated in about 30 years, and I uncovered something near the windows which I thought was plasterboard. But once I continued to do the rest of the room, I became a bit…
House in negative and stuck with ex. Ideas?
Hi, my husband owns a house with his ex partner. It has been rented out but doesnt civer the motgage payments so they pay the difference equally. After years of persuasion she finally agreed to it being out on the market and it has been about 6 months but as it is worth less than the mortgage and neither have the money to…
Thank you
Hello Just wanted to say thank you to everyone who has given advice over the last few weeks. We completed and picked up the keys to our new home today :j Bella x
is it possible to register a piece of land that you do not own?
I have just found out that someone round the corner has registered at the land registry a strip of land at the side of their house which was actually an access to a close neighbour of mine (who has recently died). Their houses are at sort of right angles with adjoining gardens at the back if that makes sense. This would…
Suing council- need a case law/statute
Found what was needed
Short term renting issues
I'm currently trying to find a London flat for an internship this summer. Sites like flatshare.co.uk etc. A lot of listings are students who are trying to rent out their rooms for the summer, and seem to think I should pay them a deposit and get it back from the landlord at the end of the tenancy. I have some questions: 1.…
Moving Housing Association Properties
Evening all, Need a little bit of advice please concerning renting and moving to and from a Housing Association property. Okay, so we currently rent a HA flat from BPHA HA. Due to an increase in family size recently we went back onto the housing register. We have been lucky enough to be offered a new HA property that…
Questions re 1980's built house ?
I am looking at buying a 2 bed semi which was built in the early 1980's apparantly. It is tenanted so there is no owner available to ask questions of. It still has the original electric heaters and single glazed windows and doors, and doesn't look like anything has been updated since being built. Two questions for anyone…
Renting House/Holding a Mortgage
Hi all, Looking for some help.. I am a third stakeholder in a mortgage on my parents house, a few years ago they re-mortgaged, added me to deeds etc and I took extra money borrowed to build an annexe to live in separate from the main house. In the past year I've moved out and live with my girlfriend in rented…
Ground rent charges and land registry information???
Hello Folks, some-time-lurker-first time poster, apologies if this is in the wrong place or has been answered already but I cannot for the life of me find this out . . . Long story short - my mum who is widowed gets an odd letter from the DWP now and again asking if she pays ground rent as it could affect her pension…
Former neighbour complaining about our tenant - what to do?
After we married, my wife and I had two properties and needed to move to somewhere inbetween to commute to our respective jobs. We sold one and rented out the other. Our tenant is a single mum with two kids, working full time and has been in the house 18 months now. We've been entirely happy with her, never had any rent…
End of Tenancy
So in my contract I have a 2 month notice that can only be served in line with a rent due date. So what that means is that it has to be served at the 4th of any calendar month. On the 22/04 I've sent a scan of my notice letter by email (I was out of the country) saying that I was leaving on the 22/06 and asked for an…
Stuck with Negative Equity
I bought a 1 bed flat in March 2008 for £112k. Few months later I met my girlfriend. We wanted to buy a house due to flat not big enough. The mortgage was a 5yr fixed rate, which ended in Mar 2013 which until then had a £5k early repayment charge. So we waited until then so we could try and sell it. Unfortunately now the…
Does anyone know if there are any rules re: bonfires?
My delightful neighbour has just lit a huge bonfire in his garden. Quite honestly there is so much smoke outside my lounge window that it looks like a plane has crashed out there.... Now I, obviously wrongly, thought that you couldn't do things like that anymore? As a kid, i know you could, but then asbestos and CFC's were…
?
deleted post
Help to Buy - useless in London
Is anyone else finding this? I may well be what the press so like to call the "squeezed middle". Unfortunately, I'm not getting a gifted deposit, and between paying off student debts and whatsnot, have saved about a 5% deposit. When the government announced the help to buy scheme, I thought :T, this will really help! Only…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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House buying, renting & selling

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