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Suing a Social Landlord
Hello all, i want to sue a social landlord local to me for negligence over the anti social behaviour caused by their tenants. I have been complaining to them for 2 years now, and have email logs to prove it. To date, nothing has happened. The anti social behaviour has worsened to the extant that my partner and I are now on…
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Lender Valuation if higher or lower?
I have a shared ownership flat and I am planning to staircase to buy rest of shares in the flat. My flat was valued by a chartered surveyor and the valuation was bit higher what I was expecting (or the sold prices of similar properties in my area). I challenged that valuation but the surveyor did not change the valuation.…
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Unable to get deposit back from landlord
Hi, I moved out of my flat on April 28th 2013 after living there for 4 1/2 years. On leaving, the landlady said she would sort me my deposit shortly but that she couldn't remember how much it was as she no longer had a copy of my contract - I told her the amount and I do have copies of all paperwork between us. Since then…
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Right To Buy - Joint Application Ownership Percentage
Hi, I've been living with my mum (named on tenancy) in her council flat for the past 2 years acting as her carer. I'm now planning on buying the flat through a joint right to buy application with my mum, taking advantage of the full 75K discount shes gained living there for the past 15 years. I have a couple of questions I…
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Not quite sure what to make of this...
We're selling at the moment, have had quite a lot of interest in the last few months but mainly from people unable to proceed as they had property on the market too. Earlier in the week we got a call from our EA about a young couple who were FTB'ers who'd been to see the house a couple of weeks before. They'd narrowed…
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Mortgage Survey - retention imposed. I need some advice/perspective pls!!
Hi, So we have a property that we have had an offer accepted on (below asking) which is dated from around 1900. Visually it looked in good condition with modernisation required. Mortgage company completed a survey and have imposed a £10k retention on our mortgage with the following points: 1. Instruct specialist contractor…
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FTBs first offer made - negotiation advice needed
Hi all, Been a while since I was last on here posting. Me and my girlfriend, as the title suggests, are looking to by our first house. We had our 2nd viewing last night on a house we like and have made an offer in writing which has been rejected this morning. We would be really grateful for any advice on how to takle the…
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Anyone helped a relative buy their council house?
Hi, I've searched to see if this had already been discussed but failed to find an answer - apologies if this has already been covered - any direction to previous threads would be appreciated. This is my situation. My parents have been council tenants for almost 50 years. My Dad passed away a couple of weeks ago. My Mum is…
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2nd charge on property we r buying. What would u do?
Hi, hope someone here can offer some advice. We are in the process of buying a new house, having sold our old house in february and moved in my sisters empty house. She moved to South Africa and the house is up for sale. This is the second house we have tried to buy. The first one fell through because of bad survey…
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Repossession Proof of Funds
We are currently planning on buying a repossession however the EA has asked that we talk to there mortgage adviser to show proof of funds, even though we have a already provisionally arranged a mortgage with a bank that we are happy with. A lot of our money sits in a sharedealing account, my question is will they be happy…
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tenant is paying her rent through her lawyer?
hi folks i rent my house out (all legit) but my tenants which moved into the house in december are always late paying the rent. they went to the LA saying that they want to move out but they obviously said you need to give two months notice and not only that, but they are breaking the clause so re-let fees will be incurred…
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Self Employed - Renting
Hi all My partner and I are about to rent a house - he has a stable job (been there 15 years!) and earns £22k a year. I set up as self employed on 1 Feb this year as an HR Consultant - and just a bit concerned as to how I can prove my income. I have contracts (with one month notice) in place with 7 clients to the monthly…
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Help with new build property tactics
Hi all I have secured a new build property and the completion date has been moved back twice, it is now 6 months later than the original date. I would like to purchase some of the extras for the property and would appreciate any advice on 'haggling' with the builder to get these extras thrown in at a discount due to the…
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Fun poll: If you had to settle for ONLY a bath or ONLY a shower
Which would you opt for? And having a shower installed over the bath or fixing a hand-held shower to the taps on the bath is not an option, (I know technically it is, but in this poll it isn't.) :) So if you could have a bath ONLY or have a shower ONLY: which would you pick, if you only had those 2 choices? Just curious…
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Income tax question re. mortgaged second property
I bought a new house last year (new mortgage) which I now live in. My old house is owned outright and is on the market but the sale has just fallen through. I know some people interested in renting it, but that's not worth it if I have to pay income tax on the rental income. If I take a mortgage on the old house (and use…
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Any trend for overpricing properties in your area?
Hi Everyone, In the area you're in, or house hunting in, has anyone noticed a trend for houses which are being marketed WELL above market value? We've noticed a lot of houses in our search area that are asking 20% above area ceiling price AND need serious updating... Also Houses which were bought only 2-3 years ago and are…
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Buy to let mortgages in Ireland
Hi we're buying a property in Ireland (Republic) to let out and we live in the UK. Due to the property market problems in Ireland, most lenders don't provide mortgages if you're not an Irish resident. Mortgage intermediaries seem to be going out of business daily and are very expensive. We could buy the property through…
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Haart Legal
I am seeking a residential conveyancer for the sale of my house. The Estate Agents who have sold my property is Haart and they have recommended I use their legal services. Has anyone used Haart Legal or Haart Spicer? Would you recommend them? I am in East London.
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Council Tax discount for non resident?
If a person wants to buy a property in England as a holiday home and their main residence is in Ireland would they be entitled to claim the 25% discount for single person?
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Conveyancer/ Solicitor costs - Please help!
Hi, this is my first time posting on here but I'm desperate for some advice. We have been quoted an extortionate sum for our conveyancing/solicitors costs and I just need to know if it is realistic or if we can get it MUCH cheaper elsewhere. To break it down as it is broken down in the paperwork I have been given: Selling…
