-
New build + cracks in concrete
Hello, Am about to complete on a new build home. However, on inspecting the new property throroughly for the first time, there appears to be large cracks running accross the concrete floor. The developer tells me that these are superficial and not stuctural. How can I be sure and how am I protected? Surely, an NHBC cannot…
-
Estate Agent Withdrawal Fees? After a year and NO offers?
Hello! I'm completely new to the forums! Just wondering if anyone has any advice. We put our flat up for sale a year ago, and since then we've had three viewers and no offers at all. We've decided that it might just be best to keep the flat and get on with life, so today I emailed the estate agent to find out their…
-
Auction bought property...mortgage hell!
We bought a £160 thousand pounds property for £50 thousand, at an auction. Borrowed the cash from family members, meaning to pay them back when we had a mortgage. However the banks we have approached are offering only the purchase price and not a valuation price. They also want us to pay a 20% deposit on the offered sum.…
-
Landlord wants to take ALL the deposit
I really can't believe how people can be such greedy *£$^&s My partner and I moved out of our place 2 weeks ago and had our check-out inspection. I should note that when we moved in we had a check-in inspection that looked at the cleanliness of the flat but not much else - no itemised list of contents. This was duly…
-
Second mortgage
Hi there really hope someone can offer advice here. For a while I considered having my property repossessed as I needed to move due to an expanding family in a small flat, but was unable due to negative equity. I cancelled the direct debit and saved the money to put towards a council house on the advice of cccs and cab.…
-
Silly letting agents fees
Starting to vaguely look for a flat for myself and partner for next year (well actually I mean academic year, so mid August ish) and have been staggered by the agency fees being requested. I mean, between £100-400 for very little, which I simply will not pay. Is this normal? Struggling to find any that are direct with a…
-
Council housing, what right do council housing officer have to inspect your house?
And can they start eviction proceeding if they decide it's not tidy enough? No damage to any of the fixtures or fittings, not hoarder style full, no rent arrears or any problems with the neighbours. Just a bit cluttered and untidy in one room after a bout of illness. All other rooms are ok including the kitchen and…
-
aargh - sellers messing us about
Signed contract and paid deposit to conveyancers two weeks ago. At the time they reckoned completion would be 'any day now'. Today I'm told that they are still waiting for confirmation that the vendors have signed the contract. When we went for our second viewing, the vendors voluntarily told us that they hadn't yet found…
-
Parent's eviction
Hello all. I am a 26 year old woman who's parent's are unfortunately in financial crisis. My mother is a gambling addict and this has worsened over the years to the point their private rent is not being paid, and their landlord has said give me the money or get out. My father, although privy to my mother's gambling, was…
-
Strange goings on
I arranged this morning to view a house on Wednesday. Someone my husband works with claims she has bought it but when I rang estate agent they say no offers have been made on it and I'm the only one to enquire on it for a while....very strange. Her claim of buying it without viewing doesn't ring true to me but we can't…
-
Cash buy only - Help with bidding
Hi all, I'm new to this site and would like some advice regarding a purchase my husband and I want to do. The property is of non-construction build (chicken wire and hay!!) with bags of potential; we have been advised by the EA that a couple of offers have been placed but all under the advertised guide price of 100k; we…
-
Is it ok for LLs to wait until you've moved out to make repairs?
Hi all, My LL is waiting until we move out to fix some damp/ water leakage.. this was first reported well over a month, closer to two, ago and a contractor came out. He recommended a re-tile (which I was excited about as the bathroom is very, very tired). Feel kind of cheated as we are still paying extortionate rent for…
-
Offer Accepted / Lease + Freehold
Hi, After getting to the survey stage of another property and finding quite alot wrong including a short lease we decided to look elsewhere. Have just had an offer accepted on another property which is 17000 more but for the price is brilliant!! Property is a new build/renovation top floor with only one other underneath,…
-
Post-Survey Gas/Electrical Checks
Advice needed, please! My survey has just come back, recommending that I get the property's mains gas and heating tested by a Gas Safe qualified engineer, and the electrics tested by an NICEIC electrician. I just found out that our trusted family handyman holds NAPIT electrical certification, not NICEIC. Does this matter…
-
First time buyer, tenant under notice
I've been to see a property today that has a tenant in, which the EA tells me has been served their Notice to leave and "will be gone" mid June. I gather from reading posts on here, that they're likely to say this whether this is actually the case or not?! I liked the property and could potentially buy the place cash if…
-
renting advice please help
I really can't believe it!! found a property to rent as my currant tenancy is ending. landlord said i could move in as f weekend. got keys and done some decorating.my tenancy doesn't actually begin til may although landlord said I could move in when I wanted. He rang me this morning to see if I'd moved in yet as he needed…
-
Is this a normal practice when putting an offer in?
Friend of mine found an amazing house, and they said someone put an offer in recently that was slightly below the price and was rejected, and that several other people are interested. This to me, sounds potentially like your typical lies to make you pay more and faster. The house really was amazing though, so he put an…
-
Advice on Deposit Issue
Hi, My partner and I moved out of a rented house nearly two months ago. We were originally renting through a lettings agent, but the landlord then asked us to go private. After pestering him to release our deposit (which is in a scheme), he finally sent us a letter this weekend saying that he's having trouble getting hold…
-
Changing mortgage type
Hello, my partner and I bought a house last September and got a 2yr fixed interest contract on our mortgage. We would now like to move to a rented property and change our existing mortgage to a "buy to let" one so we can rent the house out. Does anyone have any experince doing this? We have been trying to make appointments…
-
Ready Willing and Able Clause
Can somebody advise me? We rather stupidly (in hindsight) signed a contract last year for an estate agent to sell our house with this clause that stated if they find a ready willing and able buyer and send out a sales proforma (listing solicitors details etc) then they can charge us a fee. We accepted an offer and a sales…
