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New Build
Looking at a new build 3 yrs old- a homebuyers survey should be ok?
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New build move, but no address yet only plot number!
Hello! Ok, so I'm in the process of purchasing a new build, its built and all NHBC signed off, yay! :smiley: The exchange is likely to happen later today, but they want me to agree to a completion date on tuesday 30th (yes thats only next week). I always knew they were aiming for this date, but due to delays in solicitors…
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Help regarding leaving a rental property
Hi Just looking for some advice we have been in the same rental property for 4 years now and have just handed our notice in as we have found a new rental property that suits us better. Today we got a phone call from the landlord telling us that the carpets need to be spotless even though these were already in and messy…
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Girlfriend moving in - rejected credit check?
My girlfriend is planning to move in the flat I've been renting for 6 months now. The management agency said that she must be on the contract for living at the place (which is fair enough), and asked her to do a reference check. She didn't pass this check because she doesn't earn enough to cover half of the monthly rent. I…
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Question re. parents buying for children
Hi, Could anyone tell me what the deal is if my parents wish to purchase a property for me to live in, which I would then purchase from them in a year or two when I'm in a position to get a mortgage? The assumption is that I would be transferring the money to them to cover the monthly mortgage payments, and would be paying…
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Wildly incorrect surveyor's cost quoted by broker - is there anything I can do?
I'm taking out a mortgage via a broker. The lender requires a valuation, and charges in the region of £300 for this. The house is quite old, so I wanted a full building's survey. I was told, via return email, that "both basic and buildings survey" would cost a total of £500. I've since had the surveyor call to say that…
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Survey on house with NHBC Warranty ?
I had always assumed I would get a full survey done when buying a house as I've little experience in building/DIY to judge issues myself. However I am currently offering on a property with 3yrs existing NHBC 10yr new house warranty. There are absolutely no visual signs of anything to worry about inside or on the exterior…
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landlord- how to refresh a tenancy agreement
Hi. My tenants 6month/short assured tenancy is due to end in june. The current one states it can/will continue on a month to month basis given its not terminated by either party. The tenant currently wishes to continue. I am happy for it to continue also but would like to make some changes to tje agreement.. (1. Secure a…
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CGT question
Sorry if Im overlooking something dead obvious , but I want to look and see what Id be paying in capital gains tax next April, if I sold a property later this year , and when I looked on the Gov site, the allowances given appear to refer to 2012-2013?
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A Question for Landlords
Hello to any Landlords out there. Can anyone advise are there any websites I can search on to ascertain if there are any properties for rental in my area Leyland, Lancashire, that we can rent direct from a landlord who will accept people that are semi-retired and claim part housing benefit. :D I have read some of the…
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Tenant ending tenancy & S21
We, as tenants, have given notice to the letting agent that we will end the tenancy agreement the day before our June anniversary. We have now received a S21 notice from the agent requiring possession for that same date. This is the 4th time we have rented a property, but the first time I have experienced this. Is this…
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At what point is it reasonable...
...to consider pulling out of a house purchase? So to frame the question in some context, my wife and I are first-time buyers with no chain behind us, a mortgage offer (OFFER - not AIP) and found a property, instructed solicitors etc. However, 6 weeks down the line, our solicitor has heard nothing from the estate agent or…
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Tenant's Rights in a Repair Dispute
Hello, I would like to understand a bit more about our rights in this potential dispute. Facts: 1) We have been renting this flat for a number of years from an estate agency - the owner is a private landlord, but all of our contracts are with the agency. 2) Our flat got flooded in December because the neighbours left their…
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Buying - Draft contracts?
Hi all, Can someone please tell me - At what stage are the draft contracts sent by the sellers solicitor ?
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Electrical safety certificate? Private rental
Hi there. My stepdaughter and her toddler currently live in an ex-local authority, privately rented flat. She has had two electrical fires in the last two months, the most recent of which started in the main fuse box. The earlier fire was in a plug socket in the kitchen which has her cooker plugged into it (Gas cooker,…
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lend a hand
mostly just here to vent I went to see Lloyds about their local lend a hand mortgage and they gave me a mortgage promise / agreement in principle for way more than we needed. perfect found a flat we really liked and put an offer in and had it accepted ( everybodys advice that I should just go for it worked). should have…
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Inventory
Hi all, Moved into a new house last weekend. The landlord left us an inventory of the house, with photos of each room together with his description, to go through and return within 14 days. I have found things here and there which I have written against each room because I don't want there to be any dispute if/when we move…
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Building houses at the back of mine?
Not sure if this is the right thread but just had someone come round and ask if it was ok if they built houses at the back of mine from Derby homes...I was wondering is thier anyway you can actally see what thier going to do? I was intially not to bothered but Im thinking the green behind us is really small and the idea…
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Buying a leasehold flat - charges
Hi, I've had an offer accepted on a leasehold flat in Norwich and am beginning to receive information on the lease etc from the vendor and freeholder. The lease has just over 100 years to run so I not too concerned about that although I presumably will want to renew before 80 years (?) after which I think it gets more…
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Led to believe a property was freehold
I've just had a structural survey done on a house I have an offer accepted on. The survey states that the land is leasehold for 999 years starting in 1924 with a ground rent of under £5 annually. I just paid for 3 title registers for the property and they show that there is one freeholder and 2 leaseholders, both leases…
