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Roof terrace without planning pension
Can anybody help us with this? We moved into our first apartment on this small council estate in 1979 and in 1991 moved into our current 3rd floor apartment and bought it in 1999. There is a small council owned house that abuts our building it is three stories and the flat roof is level with our apartment. There was never…
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One or two bed for BTL?
Was talking to a friend last night who was venturing into the field of BTL for the first time. He was considering a one bed flat - but my advice was to go for a two bed, as they are easier to rent or sell on. Would be interested to hear your views on the logic of a one or two bed flat. I would have always thought rental…
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advice on buying a house with an annex
does anyone have experience of having a mortgage on a property with an annex attached. (the annex is attached but has separate entry). The property does not currently have planning permission to let the property as a holiday let ( I am aware this is something that is required). We are interested in buying the property but…
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Help and thoughts please - LA being unreasonable?
Hi All, I've just received a letter from the LA following an inspection of my 2 bed property (ground floor flat in a converted house). First I probably should give a bit of background info: The garden is shared with the flat upstairs (they have the front half, we have the back half - the front half is fenced off). When we…
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Valuation and Mortgage advice
Hi guys, I have a bit complicated question, if anybody knows a possible solution, could you please help me. Would love to hear from people working for Nationwide or a professional Surveyor (if they ever come to this forum :-) I am buying a house (mortgage with Nationwide), Home Buyers Survey (done by Countrywide) has been…
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Pub debate on voids and rent
I caught up with an old friend last night who I've not seen in ages .Over a pint or 2 or 3 or so among other things we talked about levels of rents and voids , I have always rented mine myself ,he has 4 let 3 of which are through an agent .My tenants stay in for ages very low turn around my rents are slightly lower but I…
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Conveyance solicitors needed
Hi, I am in need of a well priced, reliable, solicitor to complete on a purchase which is pretty much all set to go, offer accepted and vendors are purchasing another property all agreed. Some of the cheaper places have awful reviews but then the more expensive ones have double the fees and extra £100+ fees for having a…
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HSBC/Countrywide nightmare!!
Hi all, Anybody had recent house selling experience with buyers using HSBC for their mortgage? We had an offer on 23rd July 2012 from buyers who have sold their property offer received end June 2012 to first time buyers so its a short chain. BUT both my solicitors and buyers solicitors are ready have signed contracts etc…
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pipe burst and insurance not paying
hi, didnt know where to put this...asking on behalf of someone... if the house above has had a burst pipe and damaged your property (major water damaged flooring and contents etc) and the person who owns the property that had the burts pipe has insurance but the persons property and contents damaged doesnt, should the…
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Help!! Restrictive Covenants
This is the restrictive covenant on our property: Not at any time carry on or permit to be carried on in or upon the dwellinghouse or upon any part of the land any noisy noisome or offensive trade or business whatsoever or use or permit the premises to be used for immoral purposes. Does this mean I cannot run a…
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please help problem with buyers mortgage
hello i have had my property up for sale for 5 months with not much interest, we have recently had a morgage offer and my solicitor told me things were moving toward conveyancing as i was filling out the questionaire on the property. Then a day later i was passing the EA im selling with just for a quick chat where they…
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Help: taking house off the market after an offer
Please help as urgently need advice. The house has only been on the market for a few days but recently received a good offer. They have requested us to take the house off the market. However, they still do not have any offers on their own house so it's uncertain when they would be in a position to carry on with…
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What insurances will i need? - FTB
Hi. I have recieved a mortgage offer. I was wondering what insurances i should be looking at getting? Also could you give a me a rough estimate of what i would be paying for each insurance? Im a FTB North east england, 25 year Old full time employment for 9 years, house Price £89000. Thanks Ollie
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BTL - use cash or get a mortgage
Hi, I'm considering buying a property with a view of carrying out rennovation work then either selling it or letting it. The house is selling for 40K, I need to spend 5K on it, then it will be worth ~65K (in ~5months time). If I sell it I will need to pay some CGT but I might let it out for £350/pcm (I dont really want to…
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PrimeLocation website broken since Zoopla takeover
Hi, Been registered on PrimeLocation for years and got regular emails of my saved property searches. Well today I click on one of the properties that look interesting in the latest email and it goes to the PrimeLocation login page. Never used to -- it would instantly show you the property in the email but on their…
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Comparing Mortgages on Tesco Compare
I have run a search on Tesco Compare and the best fixed rate over 5 years with my criteria was Northern Rock at 3.99%. But on the actual Northern Rock website, there is no such mortgage product available, the rates are much higher. The Tesco site seems to go through a broker called L&C - does the broker get a better rate,…
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Private Letting and Deposits.
Hi, Just curious to see what people have paid as a deposit when renting a property privately? Thanks
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What Next?, House Buying Nightmare
Currently in the process of buying a house, story so far we had viewings, had some good chats with owner made an offer which was accepted and we are at the point of a Surveyor which has just been done and the report delivered to me. Now we know the electrics needed replacing, the heating possibly and the house needs full…
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Tax on rent-a-room scheme.
Asking on behalf of a friend: History: My friend and her sister each own 50% of a house (don't know whether they are tenants in common or the other kind). Sister lives in the house and pays all bills (there is no mortgage). Friend has the use of a large barn and hard standing attached to the property. Neither pays rent to…
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fencing advice please.
Hi I am hoping anyone can advice us on a fencing matter. We own the property we live in and have a landscape garden at the back, it was a garden on a slant but now its on two levels so both are flat. Now my question is how high can we put a fence up from my neighbour ( we own the fence and it was put up just before we…
