advice on buying a house with an annex

elsieelsie_2

does anyone have experience of having a mortgage on a property with an annex attached. (the annex is attached but has separate entry). The property does not currently have planning permission to let the property as a holiday let ( I am aware this is something that is required). We are interested in buying the property but the advice I have been given is that mortgage lenders will not lend to properties where there is an annex to let out (reason: if we were to forfeit payments and they had to repossess the property they would also have the problem of evicting tenants). Any advice gratefully received.

holly_hobby

Hi elsie

Duplicate post .... on the mge/endow board.

https://forums.moneysavingexpert.com/discussion/4204599

Please keep to one thread, keeps all responses in one place, making it easier for everyone to see whats already been covered or not.

I've responded to your other post.

H

Fire_Fox

You also need to consider that the annexe may be liable for council tax, and the implications of not informing the council (tax evasion).