-
Mortgage broker
How do I find a Mortgage Broker? Is there things I need to look out for that are exceptionally good or exceptionally dodgy? Do I pay them? Thanks in advance.
-
End of tenancy
Hello all, Hopefully you can help me out as my stress levels are at the maximum! I am having a disagreement with my landlord about the end of my tenancy. I have entered into a 12 month tenancy from the 20th June 2011. We have moved out and have notified the landlord that our tenancy concludes on the 20th June 2012 as per…
-
Survey and returning our solicitors papers ???
Hi We accepted the offer on our house 2 weeks ago Wednesday and I have called the EA as we still haven't had the survey carried out. They have said to wait untill this week and call if we haven't heard anything. They did say the people buying are with natwest or nationwide don't know if this makes a difference. My question…
-
Powerflush in new house
Likely to be moving to a new house soon, and was wondering whether it's worth getting the central heating powerflushed. What do you think? The boiler looks like a fairly old one and I've no idea how well it's been maintained.
-
Carbon monoxide detectors
Likely to be moving soon, so does anybody know where I can get a good or free carbon monoxide detector?
-
Leigh on sea - schools
I've got a couple of threads going at the moment as we are trying to narrow down on where to rent in South Essex. Leigh on Sea is one of them. I would appreciate your thoughts on Leigh Infant School and Chalkwell Hall Infant School as my little one is due to start school next year. They both have outstanding ofsteds but…
-
Conveyancing and Solicitor Costs
We're currently in the process of moving house and have just received invoices from a conveyancing company we are using and our solicitor. I think we've been ripped off ..... we've received an invoice for £510 on our current property and £550 on the property we are purchasing. We've also received an invoice for £419 and…
-
How much to offer - offers in excess of...
Hi - we've had second viewings of 2 houses that we really like and are just deciding which one to put an offer on as they are quite different. One is a terrace advertised as OIEO £200k, the other is a semi OIEO of £220k. We like the semi more but couldn't afford to pay much more than £220k for it. When houses are…
-
Bank trying to repossess from LL
I have been aware for some time now that my landlord has been building up arrears on the mortgage of the house I rent from him. He has been issues with a notice to quit from the solicitor of the mortgage company. I know that this is the first stage and my understanding is that should ( when ) it goes to court when they…
-
Boiler service and electrics testing prior to exchange?
Hi all, Wondering where we stand with getting vendor to have electrics checked and boiler/gas appliances tested as condition of the sale? We're FTB and following solicitor's paperwork, boiler hasn't been serviced since 2007 (she bought the house in 2009) and she's never had the electrics checked. We're waiting to hear…
-
Rayleigh & Benfleet
We are a family with a 3 year old looking to rent in the Rayleigh/Benfleet areas. A catchment area for a good primary school and a safe neighbourhood is priority. We are moving from Devon. Any suggestions on which roads to avoid or areas to avoid in both areas? Much appreciated. Nisha
-
Lease too short for mortgage - how to manage through sale
House has lease with 57 years remaining. Obviously cannot obtain mortgage but buyer and seller want to proceed. Offer of £200,000 as leasehold made and accepted. Now buyer wants mortgage so requests vendor buy the freehold prior to sale. Freehold cost is £10,000 plus legals. How to proceed ? Is offer raised to £210,000 for…
-
"reward" and extortionate charges
Our Landlord company (Samara Homes Leeds), don't do deposits. They made us pay £100 at the start of the year which we'd get back at the end of the year if we left the house in a good condition. Now, out of the blue, we've been given a list of extortionate charges for cleaning items in the house (some of which don't even…
-
LL dictating specific Contractors
Our tenancy ends in 10 days and our LL now tells us he wants us to use his preferred cleaners. The thing is we've already arranged to have the carpets cleaned using a company we've previously used to fit in when we can get time off work. Can our LL tell us who we get to clean the property?
-
ea false advertising
evening im in the process of buying a house, the original listing for the property states a electric fire with surround, it even has a pic of this just on its own. i've had 3 viewings on the house. i've had the fixture and fitting list back and they have said it is not included in the sale. there was no mention on either…
-
Cancelling a let that is Subject To Contract
Hi, I had my house up for let after being unable to sell it. I did through an estate agent and they were successful in finding me a tenant. I know the tenant has paid approx £250 in admin fees for credit/ reference checks etc but I am now in the unfortunate position due to personal circumstances that I have to take it off…
-
Indemnity Insurance
Hi, I am trying to buy a flat (in a conservation area). A lot of work was done on it by the previous owners. We notice on the council's planning website that the rear extension was not signed off on (permission was granted in 2007 and extension completed same year). Would Indemnity Insurance cover me if the council happens…
-
Question: negotiating rent on renewal - who moves first?
Am in the last 2 month of the annual ATS contract, which is being terminated via S21b and a new contract must be signed should I wish to stay. Have not heard the numbers from the new asking price from the LL yet. Is it best to wait or go ahead and make the LL an offer , i.e. leave rent flat or drop a few quid given current…
-
Have tenants in a rented property, want to buy again
Hey, There doesn't seem to be a lot on the main MSE site about 'buying to let' so I'm hoping some people here might be able to help me out? My situation is this: - I own a house that I currently rent out - The mortgage on that house isn't a 'buy to let' mortgage, it's just a 'normal' mortgage - I want to buy another house…
-
unfair rental increase
I have recieved a letter this week from the landlords letting agency, telling me that my rent will be increasing. I am on an Assured Shorthold Tenancy Agreement. The fixed term tenancy will expire on September 1st. When I first moved in, over 3 years ago, the rent was £975. It increased to £1015, and last year it increased…
