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Indemnity Insurance

Theyarv1
Theyarv1 Posts: 158 Forumite
in House buying, renting & selling
Hi,

I am trying to buy a flat (in a conservation area). A lot of work was done on it by the previous owners.

We notice on the council's planning website that the rear extension was not signed off on (permission was granted in 2007 and extension completed same year). Would Indemnity Insurance cover me if the council happens to pop by and say something about it?

Also there is a basement. It was tanked out, and made into a third bedroom. I don't think they got permission to make it habitable and I don't think they got planning permission to tank it out. Would i be able to get indemnity insurance against the council asking us to put it back?

Thanks

Comments

  • Theyarv1
    Theyarv1 Posts: 158 Forumite
    Is there anyone out there with any knowledge on this please?
  • phill99
    phill99 Posts: 9,093 Forumite
    Part of the Furniture 1,000 Posts
    Try and be more specific with your term 'signed off'
    Eat vegetables and fear no creditors, rather than eat duck and hide.
  • shiny76
    shiny76 Posts: 548 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Theyarv1 wrote: »
    Is there anyone out there with any knowledge on this please?
    Yes, you should definitely be able to get Indemnity insurance for the 1st and more than likely for the 2nd. Your solicitor and theirs should be able to sort this.
  • trulys
    trulys Posts: 63 Forumite
    Also..... make sure the basement is safe to use as a bedroom - i.e. there is adequate means of escape in the event of a fire. Scary thought!!
  • phill99
    phill99 Posts: 9,093 Forumite
    Part of the Furniture 1,000 Posts
    You don't need planning permission to tank a basement out.
    Eat vegetables and fear no creditors, rather than eat duck and hide.
This discussion has been closed.
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