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FTB - Mortgage Advice
Myself and my partner are currently in the position to buy our first property. We are both in full time permanent contracts, however my partner is starting a 3 year doctrate programme in university in September of this year. This is a paid programme and will result in her having a pay rise from her current role. Does…
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"Signing over the House"
4 years after our divorce my ex has offered to "sign over" his share of the mortgage-free house to me to end the short term periodical payments we agreed to in our Consent Order. The amounts involved match so no cash will change hands What does "signing over" involve - how's it done ?
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Urgent Advice please - early termination of tenancy agreement due to fathers illness
Hi all; It would be great to get some decent replies to my unfortunate predicament. 2 months ago my parent and I signed a rental agreement for a year for a superb flat in Clapham. Unfortunately I was given the news that my father has been diagnosed with an incurable cancer, which has given him a life expectancy of 12-18…
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Query re "Rental Period"
Hi, My partner and I may soon have to move out of our flat as the owner is selling it. We haven't been served notice yet, but I would appreciate a little help with our situation. I know we have to be given two months notice, but our arrangement is a little odd. We signed our contract on Feb 17th this year, so our initial 6…
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Oven Cleaning
Having finally completed on our purchase we are now trying to get our new home clean before we move in. Has anyone used an oven cleaning specialist in the midlands region? What kind of quotes are you getting? I was quite surprised to recieve a quote for £95 to clean a range style oven. Thanks
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Letting Agent Fees
Quick question on behalf of a friend who is considering renting a property through a company called Parkers from Totton (nr Southampton). They've discussed fees and she has been told the following £300 set up fee £125 tenancy renewal after 6/12 months depending on how long she signs for £200 check out fee. The £300 I get…
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Shared drive
I posted a few months back on a problem I had with a drive that runs infront of my house and onto my neighbours drive to their double garage. After a few altercations, they got the message that parking on the land outside of my house was a form of trespass as it is land owned by my home with access only permitted. Last…
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Buy to Let
Getting close to retirment age although been retired for 12 years now and we were thinking about how the garden and house reno might get a bit much in a few years. So we are considering buy to let of an apartment for a period of maybe 5 or 6 years until we decide to sell our house and 'downgrade' to the the apartment for…
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Buying a property that was once owned by the Local Authority
I am a first time buyer and in the final stage (about to exchange contract next week) of a 3 bed end of terraced house purchase. A recent report provided by the solicitor states that "The property was once owned by the Local Authority – inevitably there is a possibility that this could have an effect upon its marketability…
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Mortgage or Loan
I have a house that was left to me by my mum, its been empty since 2007, needs some renovation, no mortage on it. I want to get some cash to renovate it with some left over to tide us over, we have our own company which is not doing too well due to recession etc. So getting really short of cash, I have been able to get…
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tenants liability insurance?
As a tenant, is there any requirement for tenant's liability insurance in the UK? For example, if I leave a chip pan on one night and burn down the house whilst I am out at the pub, can I get sued for that or is it all covered under the landlord's building insurance?
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HMRC taskforce checking property rentals E.Anglia,London,Yorks & NE
" A new taskforce to tackle tax evasion on property transactions was announced today by HM Revenue & Customs (HMRC). The taskforce covering East Anglia, London, Leeds, York, Leicester, Nottingham, Lincoln, Durham and Sunderland is expected to recover more than £17m from tax dodgers. Taskforces are specialist teams that…
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Purchasing a house with damp
Hi, I'm in the middle of house purchase and evidence of damp was found in the home buyers report. The estate agent sent in a damp-proofing company and they gave an estimate of £1000 to carry out a damp-proof course and re-plaster the rooms. A builder friend of mine thinks the quote sounds very low and says I should be…
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B Legal Solicitors
Don't ever, ever, ever, use them for any conveyancing work. If your financial adviser in Countrywide advises you of them as a solicitor, say no, immediately! They really are the biggest waste of space. We’re selling our Shared Ownership flat to a nice couple who we’ve been speaking too, they’re using B Legal. After asking…
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Private house selling 'success stories'
hello everyone and welcome. we all know selling your house/flat etc... privately can save you thousands of pounds. ive started this thread so people can share their success stories, to motivate others. we can all learn from each other. my two stories are: 1) I, myself sold my 1 bed flat in 2005 to the Chesham council and…
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section 21
We currently rent privately. We had a 6 month short hold tenancy agreement that began on 2nd Dec 2011 and expired 1st June 2012. During this time the property went to receivers due to landlord not keeping up with payments( all our rent payments have been paid on time and in full). We have now receieved our section 21…
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Problems In Rented House
We have been living in a lovely old farmhouse for the last 3 years. Everything was great until about 6 months ago. We have had an ongoing issue with the showers for at least the last 3 months. Nearly everytime we use the shower it trips out the electricity in the whole house, which is very annoying when you have shampoo in…
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Estate Agents is there a cooling-off period
Signed up with EA's to market my house on 6 June, not happy with them at all, is there such a thing as a 14 day cooling off period. I had to chase them to put the property on their website, still not showing on Rightmove, its on Zoopla. Specifically stated NO BOARD, went home yesterday yep a board up (personal reasons). I…
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Deposit query.
Currently i live with a house mate. it hasnt worked out and we both plan to move out. HM is bone idle and has said he is moving out but hasnt put the wheels in motion to move out. The LA "need to know by tommorrow his intentions"or else "he will be put on another 6 month rolling contract" meaning he will be tied in for 6…
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Im going to college and thinking of purchasing 2 homes, help!
Im going to college soon and I think I would benefit from buying a house now while paying for it through my fathers veterans assistance (about $1800/month). Ive decided to rent out the home I buy (probably for more). I also want to live with my fiance who is also in the military so I can help with the home he's buying. The…
