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Mad rush to complete
Today is Monday (25 June). As a FTB on a new build, I currently have: 1) Reserve a property, but not exchanged 2) No mortgage offer, but the application is under consideration, with valuation done just last week 3) A property that is nearly completed but not signed off (and certainly not 'snagged' by me) 4) The solicitor…
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Living abroad and letting in UK
Just floating the idea here about a move to Europe for 4 years or so. My girlfriend owns her flat and was thinking about letting it out while we are away as she wont be working when she moves with me (IF we decide to go ahead with a move). Does anybody have any information regarding this - is it risky, not the done thing?…
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New landlord. Tenant Self employed. Help needed.
Hi Everyone, We have decided to put our house on Rent and become new landlords while we move away to live near my Parents house. I have been through the posts on these forums, landlord zone amongst other sources to get as much information as we can. I have: * got consent from lender * got the EPC certificate * got gas…
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Private H-Association Complaints Policy, help?
Ok so we belong to a private housing association (charity). We have a shred ownership property with them and we are complaining for a number of reasons (another story). In short we have reached the last stage of the complaints procedure and are due to meet with a panel of directors. We missed our first appointment because…
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Landlord is redeveloping
I'm not sure where we stand on this? My husband is registered blind and we live in supported housing for blind and visually impaired people. There are a number of 1 bedroom flats and bedsits on site and we live in a 2 bedroom Bungalow, with our 2 young children. We found out today that the landlord is redeveloping the…
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Can I claim expenses back from landlady?
Hi, After Christmas, the house that I am renting was floodd. The water seeped up from under the floor after heavy rainfall. I informed the landlady who sent her elderly parents to have a look. The informed us that this had happened on a previous occassion, a fact not mentioned when I came to view the house. I was told tha…
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got my self in a pickle
Hi everyone new user and need some advice. just under a year ago i bought my first property and managed to get %100 mortgage. 10 month on i hate the place mostly for persoanl reason now the house is up for sale i still owe 76 on the house and its valued at 80. im currently staying with family as i cant stand being anywhere…
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Coming to the end of a lease- extending??
Hi, I am coming to the end of my tenancy agreement and love where I am. I have had a phone call today to say that the landlord is willing to do an agreement with a break? What they are saying we can do is sign up for another year but agree that both parties can give notice of leaving. We have been in the property for a…
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Completing for TR1
Hi. Can anyone help? I am stuck on Section 10 - Declaration of Trust. The situation is Mum and Dad owned their house outright as Tenants in Common. Dad has died and left his half share to his three children. What box do I tick and do I have to appoint a trustee, and if so how do I word this on the document. Everything else…
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Should I threaten to pull out of this sale?
We put in an offer on a place in late March, survey completed mid April. Solicitor raised queries on several items on April 20th which still have not been addressed by vendor's solicitor, who is blaming first the vendor for not paying fees, then the local council (freeholder) for being slow to respond to queries. I'm…
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Building Regulations - Survey needed?
Hi A house I am looking to buy has been completely renovated and an extention added. What does the building inspector cover in his inspection (just been signed off) and is it still worth me having a Home Buyer's survey done or is really a duplication? Thank you in advance for your replies.
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Should we buy the leasehold before we sell?
Bit of background: Hubby and I split up in 2006, he bought a property for £124950 and lived there for 3 years. He then moved back in with me and we have rented (at a loss) for 3 years. The tenants now want to move out and we are looking at selling. The property is leasehold (59 years remaining) and two estate agents have…
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I rent a council house. Change in income, wonder how it will effect it.
I share the house with my father, (it should be in his name, if that changes anything.) We were both unemployed and bring no money in besides the job seekers and some disability allowance for him, so i believe we don't pay for the rent but only the waterboard (Which is ~£8 with rent being ~£64), i was recently hired for a…
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Renting from Council - Water Leak
Not sure if this is the right spot. my father in law "rents" a flat from the council and has carers visiting 3 times a day. The has been a water leak in the wall cavity of the property and the water went straight into the ground so was not visibly noticable. It only came to light through the meter reading and the water…
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Parents name on title deeds (already own their home) - tax upon sale?
Hi, Looking for some advice regarding selling my home. We are looking to put our house on the market (funded and all mortgage payments solely by my husband and myself and is our permanent and only residence). When we initially purchased the house my parents had to be put on the title deeds in order to obtain the mortgage…
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Just waiting now
Hi, we are selling our house and had an offer. Last week we got the final bit of paperwork needed to our solicitors. They then said they will advise the buyers solicitors accordingly and we will wait to see if the buyer wants to proceed. A week later and I have rung our solicitors again to find that they have not heard…
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How many additional queries are too many?
I received a list of additional queries from my solicitor at the weekend and was amazed to see they numbered 58! Usually in the past it has averaged perhaps 15 or 16 at the most. Even my solicitor seems to feel this is way too many as a lot of the queries are things he has answered in one way or another elsewhere already.…
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How to protect advance payment of rent
In a few months time I may have to rent a flat in London for a year for my daughter. We are not resident in the UK so will have no credit record. This will mean that we will have to pay six months rent in advance. This is likely to take place through an estate agent. Here is my concern. When I transfer this large sum of…
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Replacement of Flat Roof
Hi There I am hoping I can get some useful advise on here. I want to replace my flat roof and wanted to know if FibreGlass replacement is as good as people say it is. I have been told that it is much better than felt etc. Also any ideas on the price? Any advise I can get will come in handy.
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Estate agent refusing to accept termination of services
Hi I signed up with an estate agent about 8 weeks ago to sell my property. The contract was for a sole agency agreement of 6 weeks and stated that termination of services could be requested at any time but with 28 days notice and it must be in writing. After signing up with the agent I noticed that they were dragging their…