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Landlord not interested in the house
I signed a 6mth assured shorthold tenancy agreement on the 8th July this year. When viewing the house previous to signing the landlord advised me that the property needed some tlc and they where going to deal with it. So I signed the contract and moved in on the 15th July, since then I have had nothing but issues with the…
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need advice regarding a property.
Hey all, long story short i own a house 50/50% with my sister. The mortgage has now been paid off completely and it's lived in currently by my sister and nephew. So, i'd like to know if there is any way to release money from my shares in the house? neither of us want to sell the house of course. I know there is equity…
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Buying the freehold
Hi guys, I'm thinking of purchasing the freehold of my house, i've done a bit of research on the web but can't work out how some of the valuations on other peoples cases have been worked out. My house is currently worth £250000 and has 979 years left on the lease (i realise that it is a long lease but would still like to…
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Quick question on buildings insurance before exchange/completion
For those who have bought a house - did your solicitor or mortgage company actually have to see evidence of your buildings insurance before you could exchange and complete, or did they just ask you to confirm that you had it and with whom? We have just bought it online from a major firm, but frustratingly, no documents or…
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Going to sign the contract tomorrow - any advice?
Hello, I'm a first time buyer, buying a one bed flat in central London. I am going to the solicitor tomorrow to sign the contracts. I know he will go through all the paperwork with me but does anyone have any advice as to important questions to ask and so on or things to be aware of? (Mortgage is in place, survey complete,…
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Problem with the title transfer document
I am buying a property for which a freehold has recently been bought, and have copies of the old leasehold, the new freehold and the TP1 transfer document. The problem is that the TP1 has a couple of mistakes - between others the management company name is wrong, and also some referenced communal areas shown on the plan…
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Can We Take Over A Mortgage?
Hi there, i would like some advice on this please. My mother and father in law got a mortgage on her council house about 10 years ago, she got it for £8000, they are useless with money, and has now remortgaged twice, and (i'm told) now owe £50000 to it and are paying "interest only" and have 4 years to pay it off. My…
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Do guarantors have to be home owners?
My parents have just sold their house and are now renting for six months whilst they look for somewhere new. They have agreed to be guarantors for me, but what is the chance they'll be accepted? Can guarantors be tenants themselves? They're both in full-time employment, if that makes any difference. Many thanks!
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Bellway homes
Just been to see a Bellway Homes estate with a view to part exing my house for a new build. The salesperson said they will only offer a price on my house guaranteed to sell in 4 weeks! Also, on a 4 bed detached, there's £200 a year lease money payable and also a maintenance charge of £220 a year. And the lease is only 150…
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Selling a property held in Trust
My parents property was transfered, to myself and my stepsister, by having drawn up a Trust dividing equally 50%. One parent remains in the property until death. However, the property is now too large to manage and my parent needs to downsize. Selling the property will create a profit, this after purchasing cheaper smaller…
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remortgaing to get deposit good idea?
I have been advised to remortgage my property to gain a deposit for a new property. This sounds very risky to me! What do you think? My mortgage is interest only and I struggle to pay my rent every month as it is.
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brand new flat not so brand new
We completed on a flat purchase on the 29th July for a brand new property. Subsequently to moving in we found signs of occupancy - remnants of food in the dishwasher, powder residue in the laundry drawer, oven rack brown with grease and signs of painting where there were pictures hung. We were sold this flat on the premise…
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Property let through agent?
If I rent a property through an agent and an agreement is signed up for a year and I want to continue renting for a second year. Do I have to sign up for another year with the same agent or can I legally form a Private agreement with the owner of the property? Many thanks for answering. Anna Property is in UK and two miles…
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Damp Proof costs
I am currently selling my Fathers home and the surveyor has identified some rising damp in his report. The house is a 3 bed semi from the 1930's and it seems as though at some time the driveway has been raised above the damp course! Can anyone give me a feel for costs in correcting this and what would be involved. I think…
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Your advice needed and greatly appreciated
First of all I would like to say hello to you all and thanks for taking the time to read this. My predicament is I no nothing about mortgages so first I will attempt to outline what I would like to achieve and maybe any of you helpfull folk out there would like to give me some advice or steer me in the right direction.....…
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Which Estate Agents? anyone used online estate agents to sell property?
Hi, I am selling a property which is empty and need to sell asap as I cannot afford the mortgage anymore. I had it on the market with one EA for a few weeks but they are not making an effort...I even had to take all the photos myself!! There is no equity in the property I just want to break even so I need to keep my fees…
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nuisance neighbours renting adjacent properties - Help!
Hi, I’m hoping someone here can help We live in one of 7 detached houses on a lovely cul-de-sac in a pleasant village that once upon a time was quiet, that is when the row of 5 dilapidated terraced houses at the end of our street where either not occupied or occupied by respectable people, however as the increased number…
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How to choose an estate agent?
I have had more than enough of estate agents lately. I am currently selling a flat that is over 100 miles from where I live. I have given the EA notice as they are totally useless. This EA has a large office and lots of staff, they take several days to answer an email and can never answer a question over the phone because…
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Propert Ladder
We have had our house on the market for 3 months with a local estate agent. Considering how quiet the market is we have received very little service from them. Has anyone used 'Property Ladder'? I have emailed them for recent testimonials but as yet have not had a reply.
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Letting agency mucked up with serving notice - what can we do?
Hi, My partner and I live in Scotland but we have rented out her flat in London for the last 3 1/2 years. It was on a 6 month then rolling contract. She is selling it and gave notice 2 months ago. We are not very savvy when it comes to letting and my partner uses a letting agency. They have been crap and we have had to…
