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How much deposit did you have (%?)
Hi there I am currently saving for a deposit for a house and have seen there are a range of offers out there. I know most common is around 10% but have seen some ranging from 5-40%+ Just wondering - how much / what percentage did you have?
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Landlords & Agents charges for tenant credit check
Last year we rented a flat for our student daughter. The agent charged £75 for a credit check which seems extorionate. She moved out over the summer and now has to get another flat. I think we are going to have to fork out for a credit check once again. Ouch. Has anyone ever tried to negotiate a cheaper rate on a credit…
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EA - can they sue for slander?
A friend of mine recently had her house on the market through an EA. She sold her house privately (the EA admitted they had no claim on any fee) but she slagged off her EA to the buyer in emails and texts during the buying process. After the sale went through, the buyer has gone to the EA and shown them the emails and…
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Advice on bid
Hi all Currently considering bidding on a ex council semi detached 2 bedrooms, boxroom, Small kitchen (no units) Small Bathroom (no sanitary ware) Living room (gasfire ripped out) Heating half in. But big drive/garden good area. All house looks like bodged DIY job. Repossession. Hence offers over 48K. Home report value at…
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Housing association - tenancy agreement
Hi, I need some advise please, a few years ago my Dad passed away and the tenancy to our house was in his name. My mum wanted to transfer the tenancy into my name but the housing association said it was not possible my mum was sure it was, the housing people said they checked will the legal dept and it wasn't possible. We…
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so fed up.....
i'm fed up.... been trying to buy a house for what feels like forever. took ages to find one, then awful survey so pulled out now we have one - lots of negotiation re the survey, and finally thought we were on the way to buying. vendor has been stalling to complete on 26th - they sold it as no chain but have now found a…
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Nightmare tenants
Kind of puts you off getting a BTL, in case you end up with scum tenants who did this: "Landlord battles to evict nightmare tenants for six months... and finds four-bedroom house in ruins" Tenants lived in 'squalor' with blocked, overflowing toilet Carpets ripped up, windows smashed and kitchen pulled out Police say damage…
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Is it buyer beware?
Just got the home buyers survey back for the flat I'm purchasing. There are 4 red flagged items. One is the replacement of guttering which I'll have to contact the property management agent about. The other 3 relate to the electricity, gas and heating system. These are flagged as red due to no current test certificates…
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When to put in 2nd offer?
Hi All, I am new here but have found the forum incredibly helpful whilst we are attempting to buy a new home. I am in a situation now where I dont really know what to do and a little third party help would be appreciated. You all seem to know your stuff! Basically, we have a property that we rent out and have an agreement…
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Overpay mortgage or save for a deposit on a second home?
I have a conundrum that I've been thinking about for the last few months... I have just bought a house that will be big enough for the next 4 years, after that I'll need to buy a bigger place due to expanding family etc. I see two ways forward with this conundrum: Option 1: I can afford to overpay my mortgage by about 50%…
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spare keys and changing locks
My previous tenants had several spare keys cut and handed them to neighbours. It was put in tenancy agreement that he/she was not to make any additional keys for locks. The tenant filmed me while I did an agreed inspection of the property and has said they have reported me to the police for invasion of privacy as I looked…
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Getting charged multiple fees for changing one tenant on a shared property.
Hi, I'm currently renting a property from an agency along with 3 other people. We've been renting for a year and as our contract approaches its end, one of us wishes to move out. We have found a person to replace them, and notified the agency 2 months ahead of the change, as required for terminating the contract after the…
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Do i need a survey on a flat?
Hi, I have had an offer accepted on a flat. Do I need a survey? I mean, if I was buying a house I would get a survey, but how does that work on a flat? Any advice would be appreciated.:) The top floor flat is in a purpose-built block (and was built in the 1970s I think). The seller, who I know and trust, informs me that…
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House on the market since March... keep trying or rent out?
Hello I wonder if I can get some advice. Our house has been on the market since 1 March and we thought (hoped) it would sell quickly. It's a 2 up, 2 down in a nice area, done up nicely (neutral colours, modern decor), good sized garden - backs onto the railway line which puts some people off but we and our neighbours are…
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no sale no fee
How common are no sale no fee conveyancers/solicitors? and if a sale falls through do they charge nothing at all or only for the fees incurred up to that point(eg search fees). I can see them waiving their own fees but can't imagine that they would not charge for anything they have already forked out on.
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end of tenancy dispute
Ah, that old chestnut... first of, let me thank anyone who takes the time to read this (first post and all), and let me assure you that i've had a thorough read of various threads that appear to relate to my situation, and am seeking opinions more than advice. I recently ended an 8 year unbroken tenancy, and have been…
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Deposit advice
Hi all. Looking for a bit of advice re. the return of my deposit on a rented property. We moved in 2 1/2 years ago and have always reported problems when they arose. Firstly, when we moved in, there was a chip in the bathroom sink. Around 5 months ago that chip developed into a crack. We let him know and his response was…
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need advice on contract and renting
hi im hoping someone can shed some light on where we stand with this! we are currently renting a flat through an estate agent however they dont care about anything the property is full of mould and tried telling us its our fault for putting the heating up in the winter and never opening up the windows!! however there is no…
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Debate with Freeholder, Insulation Works & Ceiling
I live on the 1st floor maisonette of a 1955 built flat. It’s a detached property and only has ground floor flat and 1st floor flat I am the leaseholder, and the ground floor flat is occupied by the freeholder. Need advice/opinion of 2 issues: 1, currently there seems to be no sound insulation in between the floors, we can…
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Compare and convey, anyone used them?
We are about to choose one of the solicitors listed on compareandconvey.co.uk but would still like to hear from you, guys, if any of you has used them before? Bolton Jones Fwdlaw are the main ones we're interested in. Advice would be appreicated.:o
