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How much should my starting bid be?
Hi, I've seen a house that I'm interested in and it is currently on the market for £229,000. According to Property Bee it went on the market on Jan 28 2011 for £239,950 and was lowered to the current value on Apr 23. I went to view the property yesterday and it needs some work. It could do with new windows (the current d/g…
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Landlord needs legal advice...
Does anyone know if there's a free legal agency I can talk to about damage that has been done to my property, which has got considerably worse because the tenants ignored it? I need to know where i stand, in regards to keeping deposits etc...
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Is £1350 enough?
I earn £1350 per month, after tax. Am hoping to complete on a property very soon. The mortgage will be £440. That leaves £910 a month. It will just me and baby living there. It's a 3 bed semi. I am wondering whether we'll be ok leaving on this amount. There's so much to cover- buildings insurance, council tax, gas,…
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Unoccupied flat
Went to view a flat last night, it's unoccupied and the EA sent along their viewing person. It looks like the owner is deceased and relatives are selling. I had a lot of questions which the viewing agent couldn't answer so I'll put these to the EA on Monday (we couldn't find the boiler for example but there must be one as…
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Correct first offer for £210,000 new build
Hello, My partner and I are first time buyers and have finally found our dream home in the location we need for commuting purposes. We are unsure what kind of offer we should be making, I was told to go in at 20% under the listing price but this seems cheeky! I always assumed you were lucky if you got 10% off. Thank you in…
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Help Please With Removal of Name at Land Registry
In summary friends have separated. They jointly own a shared ownership property (30% mortgaged, 70% rented from LA). One party has left the property and been paid a sum that represents their share of the equity. They are now renting another property. They have signed a separation agreement acknowledging receipt of equity…
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Guarantor liability - how to proceed?
Some years ago, I signed a guarantor form for a tenancy. I received a letter today advising I am liable for a sum which represents a year's worth of rent and an additional sum for damages to the property. I'm now looking for the original form which I should have filed in storage but any advice on this would be appreciated.…
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So disappointed... advice please!
Good Morning.... I'll apologise for the long post beforehand. About six weeks ago, both my partner and I accepted offers on each of our houses within a few days of each other. As the houses have been on for the market for 10 months we were happy to say the least. We were informed that both buyers were FTB's and they were…
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Building Regulations...
Hi, I know this a pretty regular query but wondering if anyone could help me. Currently buying a house for 250k. The house has an kitchen extension built in 2006 which received planning permission. We had a building survey done and the survey says the extension is well built and is obviously still standing after 5 years.…
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Survey Reveals Damp & Woodworm
I am a home mover and looking to move from our 1 bed flat in to a 3 bedroom 1900s house. We viewed many properties in a short space of time and this one ticked all the boxes. To secure the property we offered the full asking price (whole other story!) and things have been progressing smoothly. The home-buyers survey valued…
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New Mortgage
Hi we are currently awaiting to hear the outcome of a recent mortgage application - should hear back any day now & I have just noticed the Valuation Fee & the Booking Fee have just been taken out of my bank account - does this mean we have been accepted - or am I just jumping the gun (wishful thinking) in assuming that.…
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nightmare neighbours
Hi I have a problem with the neighbours in one of the houses on my street. I live in a block of flats and basically, there are a bunch of teenage boys/men who hang around - one of them lives in the house next door. Not onlly is their presence intimidating as they stand right outside the entrace but they also trespass, on…
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Workman knocked Sky dish out of allignment
Hi, I need some advice. My LL sent someone round to sort out guttering. They put up scaffolding at the back of the house, fixed it, packed up and went. They have knocked my Sky dish out of allignment. Called the guy who done it and he denying it saying that he didn't touch it. Its now going to cost me £65 for a Sky…
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Should Solicitor provide copy of the title deed following property purchase?
Hi all, I saw a post on here earlier 'Solicitor failed to register my house purchase with land registry' and it started me thinking about my own property purchase. I completed on my flat at the end of March this year. My solicitor told me he would register the property. Rightmove does show the date of purchase and price I…
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Vendor renewing Leasehold for a further 50 years?
Hi all, Had an offer on a house for £107,000 accepted, valuation has come back fine. Solicitors have said there is only 66 years left on the lease, Halifax won't lend to us if the lease is that short. As a resolution the vendor has had a quote of £595 to renew the lease for a further 50 years. Does that sound right? We…
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Tenency Deposit Scheme
As I'm leaving my privately rented flat next month I've started thinking about my deposit. When I took this flat they told me that my deposit had been put in a tenancy deposit scheme and that I don't need to worry about it as it's protected. Maybe I was a bit stupid but I just took their word for it and haven't really…
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Service charges & death of a leaseholder
Hello all I own a BTL property in a seaside town - Victorian house converted into 4 flats. Leasehold with share of freehold. One of the owners manages the freehold in terms of cleaning, insurance, fire alarm inspections etc... but she is leaving (her flat will be rented) and I will be taking over the management. Sadly an…
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should I take on freehold?
Am buying a ground floor flat in a building of 2 flats. Vendor has offered me the whole freehold of both flats. Upstairs lease is 65 years. Leases of both flats have stated Lessees have to contribute 50% each to the Landlord's repairs. Should I take it on? 1. Will I have financial gain when upstairs flat wants to extend…
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NRAM Consent to let
Hi, I was just wandering if anyone has experience of applying for consent to let with NRAM. In particular the question i have is, how long in your experience did it take for them to reach a decision? I submitted my application about 5 weeks ago. NRAM replied within 7 days asking for a proof of rental income from an ARLA…
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Survey report and decision to make
I am in the process of buying a house (first time buyer) and would be grateful if I could have your experience with respect to the following The house I was looking for was at 160K but after some months was on an open house for offers over 120k. I viewed it prior to the open house and understood the owners were looking at…
