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Selling above the stamp duty threshold
Hi, I'm after some advice. A year ago we had our house valued at 270k, and were surprised as we didn't think anything would sell that close to the 250k stamp duty threshold, but we sold for full asking price in 3 days. Unfortunately we lost out on the house we wanted and nothing else came up, so coupled with work…
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Poll for Landlord Association
seen the question but still not sure which to go for so please answer using the poll (hope it works as its the first one I have set up!)
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Any advice gratefully received!!
Hi, We have gotten ourselves in a huge financial pickle over the last few years... It has come to a head now and we are faced with reposession of our house :( We can just afford to pay the mortgage and secured loan but it totals over £1500 and we only now earn £2000 a month..Its only a 2 bed flat and we have 2 small…
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what do you think? good price ????
http://www.rightmove.co.uk/property-for-sale/property-29857753.html id like to know peoples opinions please. thanks
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Help with the Deposit Protection Scheme
I'm a Landlord (or at least, I am up until tomorrow!) My tenant has left and wants to post the keys to me on Monday. She still owes one months rent but has sent me a text to say that I can have all of her deposit (that is currently in the DPS). I've just logged on to the DPS, but it's sort of unclear how I go about getting…
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My plan to rent and tips
I currently rent a one bedroom flat through the Council on a direct let scheme I get £644 a month rent. I am living with my Dad and am free to do so for as long as I want but am planning to live with him for at least another 2 years. My Flat is worth around £115k - £120k. I plan to have paid off around 40% of my mortgage…
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Mutual Exchange sites
we are in a council masionette but wanting to move to a house does anyone know of any good mutual exchange sites as when I google it just comes up with loads of advert ones and not sure which ones are real and which ones are fake?
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Mortgage - any chance?
Hi A quick question - I have £25000 deposit money and I like a house which is £125000 so I need to borrow £100000... Im on £20500 a year and my boyfriend doesnt work at the moment. Do we have a chance for a mortgage? Would a Joint application be better or Sole? What do you think? Any thoughts? Thank you
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How can I find out if property is a repossession?
Hi there, we are keen on a certain area, and there is very little for sale on RM or other websites, so we have been going street to street looking for for sale boards. We saw a house that looked very run-down and when we spoke to a neighbour, they told us that they thought the house was a repossession. Is there any way we…
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leasing flat to council
I bought an ex local authority flat around 7 years ago. They now have a scheme whereby they can lease my flat from me in order to house people in need of social housing. I think the period is from one to three years. Has anyone ever done this and are there any pitfalls. I do not have any preconceived ideas about council…
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Advice please - seperation and joint mortgage
Hi all I realise questions like this have been posted a million times, but i wanted to get some advice about my specific situation, so here goes... My ex-partner and i bought a house in 2007 at peak - £200k, we both put in £10k each as deposit so mortgage was £180k repayment, and we signed a 5 year fixed deal over 40…
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Mortgage worry
Hi everyone Myself and my wife saw our broker last night to get our mortgage moving. I'm really stressing out! I have exams as well this week so the double stress is really bad... Can anyone give me some good words of encouragement? My banks statements were not too good although there are no bounced payments and all direct…
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What is wrong with this house?
Hello I am a FTB in Scotland and have found a house I am interested in but am worried is over-priced. Similar house on same street went for 83 in 2010, which seems very low as its an ok area, but the house i like has been on for 2 years at around 115, had a couple of notes of interest but obviously not sold. To me it seems…
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certificate of completion
Hi Advice needed please 20 years ago we had an extension built we applied for pp but were told we wouldnt need it we have this in writing and its ok so the extension was built by a building company this was done in stages and checked by BC Officer and was signed off when compleated but now we want to sell but th LA cant…
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Completion - a few days after previous tenants depart - cleaning & Wear / Tear?
I'm in the process of purchasing a property which is currently let out by the current owner. We are in the run up to the exchange of contracts. In my view there is a small risk that the current tenants do not leave the property in the best of condition, and that the landlord, knowing he will sell the property, will not be…
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Leasehold Coach House
Hi we are in the middle of part exchanging with bovis for a 2 Bedroom Coach house. We have just found out it is a leasehold with 999 years of the lease starting from july 2004. The ground rent is 185 PA Can anyone help me has anyone else had a Leasehold Coach house and what does leasehold mean ? Also in our lease it states…
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£380 for searches pack - rip off?
Received the below email from MoveWithUs - apparently we have to pay them almost £380 for searches before we can instruct our solicitors, but I do not believe there is any need for these searches. We're going to pay for a full structural survey, and there's no risk of flooding due to the property being on a hill. Just to…
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Worried about Landlord debt
Hi, I'm currently living in a shared house, at the moment my landlord is my only other housemate (another tenant moved out a few weeks ago). I was never given an official contract to sign but pay my rent on time every month. The rent includes my contribution for all the bills. However I have recently realised my landlord…
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Coventry area removals firm recommendation please
Hi Moving from Coventry down to Devon and wondered if anyone on the forum could recommend a removal firm. I have an estimate from David Gilkes but would like to get at least one more if possible before making a final decision. McArdle Estates quoted me via a general enquiry back in March but they don't answer their phone…
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Should I trust the EA on this?
In the process of buying a house and EA is keen for us to exchange within the next 2 weeks. However, had an inspection of the roof the other day and the roofer said that broken slates needed replacing, nailes holding slates have rusted etc and the roof needs to be recovered. He estimated it to cost £3k. Also the timber…
