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Leasehold Coach House

Hi we are in the middle of part exchanging with bovis for a 2 Bedroom Coach house. We have just found out it is a leasehold with 999 years of the lease starting from july 2004.
The ground rent is 185 PA
Can anyone help me has anyone else had a Leasehold Coach house and what does leasehold mean ?
Also in our lease it states about not having pets and not being able to erect a satelite dish or aerial. But when I rang our Solictors she did say that the lease also comes under flats to thats why it states certain things.
Has anyone else with a leasehold house had pets and erected a satelite dish and had any problems and did they have to get permission off the lanlord.
Many Thanks
Oggy
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Comments

  • BitterAndTwisted
    BitterAndTwisted Posts: 22,492 Forumite
    10,000 Posts Combo Breaker
    Yes, if there are clauses in the lease precluding you having pets, erecting satellite dishes and the like you will need to secure written permission from the freeholder before you go ahead and do any of those things.

    If, by a "coach house' you mean a property built over a garage then it is a flat/maisonette.
  • Strapped
    Strapped Posts: 8,158 Forumite
    oggy1511 wrote: »
    Hi we are in the middle of part exchanging with bovis for a 2 Bedroom Coach house. We have just found out it is a leasehold with 999 years of the lease starting from july 2004.
    The ground rent is 185 PA
    Can anyone help me has anyone else had a Leasehold Coach house and what does leasehold mean ?
    Also in our lease it states about not having pets and not being able to erect a satelite dish or aerial. But when I rang our Solictors she did say that the lease also comes under flats to thats why it states certain things.
    Has anyone else with a leasehold house had pets and erected a satelite dish and had any problems and did they have to get permission off the lanlord.
    Many Thanks
    Oggy

    My friend lives in a leasehold house and can not have pets. If it's in the lease, then it's in the lease and you can't count on the leaseholder making an exception.

    I wouldn't buy a coach house over someone else's garage in a million years, btw.
    They deem him their worst enemy who tells them the truth. -- Plato
  • geoffky
    geoffky Posts: 6,835 Forumite
    I bet you have used bovis recommended solicitors......RUN AWAY FAST.....they are looking after the sellers interests not yours.
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    oggy1511 wrote: »
    has anyone else had a Leasehold Coach house Lots of people have these. They have pros and cons and what does leasehold mean ? It means you do not own the freehold. A simple way to explain this is to say you do not own the land on which the property is built. You are buying the 'right' to live in this property for the remainder of the lease (995 years).
    Also in our lease it states about not having pets and not being able to erect a satelite dish or aerial. But when I rang our Solictors she did say that the lease also comes under flats to thats why it states certain things. It's nothing to do with being 'a flat', it's to do with being a lease. You buy the right to live there, under certain conditions, like paying £185 pa, not keeping pets and whatever else is written in the lease.
    Has anyone else with a leasehold house had pets and erected a satelite dish and had any problems and did they have to get permission off the lanlord.
    Many Thanks
    Oggy
    Some people in this position will have introduced pets/put up a dish without permission. Of those, some will have 'got away with it' and some will have had problems.
    Think of it like speeding. Lots of people drive over 70 on the motorway. Only a % get taken to court!
  • oggy1511_2
    oggy1511_2 Posts: 157 Forumite
    Thanks everyone for your replies hubby is ringing bovis tomorrow and our solictor to see where we stand as we havent been told about groundrent from day one the first we knew about ground rent was when we got the lease and contract to sign we havent signed anything yet till we get it sorted because at the end of the day we have been misold something we think.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Well, not 'misold' as you haven't bought it. Clearly the full facts have been revealed to you during the buying process.

    But I know what you mean!
  • oggy1511_2
    oggy1511_2 Posts: 157 Forumite
    Surely though they should of stated the ground rent on sales reservation form they filled out which they didnt as ground rent is left blank but they did put a service charge on which we knew about from the begining but not the ground rent. So we going to mention this to solictor tomorrow. Surely they should of mentioned this first off
    Thanks oggy
  • Pupnik
    Pupnik Posts: 452 Forumite
    Ninth Anniversary Combo Breaker
    If you want to go ahead with the property you might want to look into the possibility of buying the freehold- it is possible, but if the owner of the house the flat is attached to is the freeholder that might be tricky.
  • oggy1511_2
    oggy1511_2 Posts: 157 Forumite
    Thanks Pupnik we buying the house of Bovis and the lanlord is Bovis My hubby is going to ask the solictors tomorrow if there is any chance of buying the freehold.
    Thanks Oggy
  • neverdespairgirl
    neverdespairgirl Posts: 16,501 Forumite
    oggy1511 wrote: »
    Surely though they should of stated the ground rent on sales reservation form they filled out which they didnt as ground rent is left blank but they did put a service charge on which we knew about from the begining but not the ground rent. So we going to mention this to solictor tomorrow. Surely they should of mentioned this first off
    Thanks oggy

    If it's a leasehold place, you'd know there was ground rent to pay, though.
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
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