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Help with a somewhat naive question about new rental and electricity please?
When we go to pick up the keys for our first new rental property, is the electricity likely to be switched on or off? Do we just call an electricity supplier in both instances to either get it back on if it's off or to get it in our name if it's already on? If it's off, is it a quick process to get it on again? Sorry, I…
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Homeowners Trapped - You should read this!
In today's Money Mail... http://www.thisismoney.co.uk/money/saving/article-2009165/Homeowners-trapped-banks-start-tough-loans.html ...and very scary. I think this is how we've just been shafted. Our buyer suddenly, and mysteriously dropped out when all they wanted to do was port their mortgage from their current property…
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Buying at Auction
Bit worried about a couple of things: * What if the mortgage company don't value it to what I've paid? I know the answer is that I'll have to come up with the shortfall but that's a worry as you never know just how much that could be! * It has a CLEUD preventing me from being subject to enforcement over the agricultural…
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Agent showing people around property without permission
We checked out of a property last week however an email they have since sent has shown they entered the property prior to us checking out whilst we were out at work and without our permission. Now I thought this was against the rules and tenancy agreement etc so is there anything that can be done about it? Also when it…
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House buying expenses - feedback on my list?
Hi planning to start looking for a house soon... been doing some numbers on house buying costs so we can decide how much deposite we can put down. have so far come up with following. i know some of these will vary but am i missing something and are any of the costs way out of normal costs? * Mortgage arrangement - £1000 *…
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Can I get Insurance For My 6 month ADVANCE RENT PAYMENT
My circumstances (at present) mean that the only way I can get a flat to rent is to pay at least 6 months downpayment towards future rent. This is no problem to me because my savings are sufficient. However, I cannot afford the risk of losing say £6000 on the occasion that the landlord loses his property to his lender. As…
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Lease Extension for Freeholders Query
I live in a ground floor flat and have 68 years left on my Lease. I have 50% of the Freehold too. If I sell the property with the freehold, then as I understand it, I don't really need to extend the lease, right? Because the buyer is simply taking everything over? However, if I sell it WITHOUT the freehold, then I will…
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Keeping Paperwork from Old Address
Hi, Not really money saving but i wonder if anyone could help me please I moved over a year ago and wonder if I need to keep any paperwork from the old house other than the important selling bit of paperwork? ta
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Am I being unreasonable?
We have just moved in to our "newly renovated" rental house. We have been waiting to move in since before the renovations began. A few weeks ago we visited the property with a representative from our letting agent, to see how ithe work was getting along. The builders had taken a couple of floorboards up and while talking…
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Renting Our Home Out - Advice Needed
Hey all, Both my wife and I are moving 'down south' to new and improved jobs and we put our house up on the market with a EA over 4 weeks ago. We haven't had a single person come visit and we're both moving at the start of August, so we're not in the position to ride out sitting at home with no viewings. So we're looking…
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We need help- first time buyers where to begin
Hi everyone, Were after advice my husband is in the army but is leaving in 2 years so we want to get a house before he does so. I'm not working at the moment as we have been living in Germany and were due to move back to England in 2 months. My partner earns £22,000 a year What we want to know is firstly what kind of…
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When is a good time to move in?
..in order to take advantage of the rent payments and amount of living you get from the first month.. Am not sure if it makes any difference i move in.. in the 1st of a month or during the middle?
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Does this sound like madness to you ?
Hi, Long story made short :D , me and oh had a business doing really well, brough a lovely big house with large morg, business went down pan, now where really struggling, house been on market for few months not even a sniff, its a new build quite large 6 bedrooms, we need to move because 1) we cant keep struggling like…
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Choosing an estate agent
We want to sell our house, but there are so many estate agents in our area (7 on our high st, another 4 nearby) we don't know who to go with. Most are asking for 1% fees. Annoyingly, the one we feel might be best is asking 1.25% - 1.5% depending on the sale value. So.. are estate agents much of a muchness, or could paying…
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My husband is going to be guarantor for my son
Hi. This is my first post so will try to be brief. My son has moved to Manchester to work and live and my husband has today had a letter from the rental company stating my son has named him as guarantor,for reasons to petty to go into my son and i are not on speaking terms at present,so i do not as yet know if my husband…
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loft demise
hello have a request from co-freeholder to grant permission to them to covert the loft to which they have sole access in their demise: they own the roof (for which there is a shared repair and maintenance obligation), there is no mention to loft/roof space, the loft is not included in their floor plan my flat water tank is…
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offer prior to an auction?
Just out of interest… Has anybody made an offer prior to an auction? Did you go lower or higher than the guide price? by how much? Once Did you get the property? Any tips? Thanks!!
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Registered charge against property
I am interested in buying a property. In the Land register document I can see that the property was bought for £xxk in 2002 and then there is a register charge from 2007 from natwest. No idea for how much or what for. A quick search on google suggests it may be a loan or a new mortgage or a debt. If I happen to buy that…
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Help please
Ok , myslef and my partner are students and we have rented a place , now the Landlord charges a summer retainer and has written in the contract we can live their from the 1st july although officiall tenancy does not start till 1st september the property we are in now tenancy ends tommorrow 30 june. So we arranged with new…
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granting permission for loft conversion
hello have a request from co-freeholder to grant permission to them to covert the loft to which they have sole access in their demise: they own the roof (for which there is a shared repair and maintenance obligation), there is no mention to loft/roof space, the loft is not included in their floor plan my flat water tank is…
